At a Glance
- Tasks: Lead credit pricing strategies and develop a high-performing analytics team.
- Company: Join a large UK retailer with strong executive support and innovative culture.
- Benefits: Competitive salary up to £90,000 plus bonus and benefits.
- Other info: Opportunity for real ownership and career growth in a hybrid working model.
- Why this job: Shape the future of pricing in a dynamic, regulated environment.
- Qualifications: Strong experience in credit pricing and leadership skills required.
The predicted salary is between 90000 - 90000 € per year.
This is a high impact leadership role for a commercially minded credit pricing specialist who wants to shape how pricing is done across a complex, regulated consumer credit proposition. You will step into a newly formed team within a large scale UK retailer with strong executive backing, real ownership, and the opportunity to elevate pricing from a traditional risk function into a core commercial capability.
The Role
- Define and deliver credit pricing strategies across customer acquisition and lifetime pricing.
- Own pricing governance and fair value frameworks, representing pricing in senior forums.
- Lead the development and oversight of pricing, forecasting and performance models.
- Set and manage valuation metrics such as NPV, IRR and risk adjusted margins.
- Use testing and experimentation to assess pricing changes and optimise outcomes.
- Translate complex analysis into clear, actionable recommendations for senior stakeholders.
- Lead and develop a team of analysts and data scientists within a growing commercial analytics function.
- Partner closely with product, analytics and engineering teams to improve data quality, automation and reporting.
Your Skills and Experience
- Strong commercial experience within credit pricing, lending, financial services or a closely related regulated environment.
- Deep understanding of unit economics, lifetime value and profitability frameworks.
- Experience using testing methodologies such as A/B testing to inform pricing decisions.
- Ability to balance commercial outcomes with risk management and regulatory expectations.
- Confident stakeholder management skills, with experience influencing senior leaders.
- Leadership experience with the ability to develop and guide analytical teams.
- Comfortable working with analytical outputs and models, without needing to code day to day.
How to Apply
Apply now to learn more about this Senior Credit Pricing Manager role, or get in touch for a confidential discussion.
Locations
Senior Credit Pricing Manager in Cheshire, Warrington employer: Harnham
As a Senior Credit Pricing Manager at our large-scale UK retail company in Liverpool, you will thrive in a dynamic and supportive work culture that prioritises innovation and collaboration. With strong executive backing, you will have the opportunity to lead a newly formed team, driving impactful pricing strategies while enjoying competitive benefits and a hybrid working model that promotes work-life balance. We are committed to your professional growth, offering ample opportunities for development within a forward-thinking environment that values your contributions.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Pricing Manager in Cheshire, Warrington
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector and let them know you're on the hunt for a Senior Credit Pricing Manager role. You never know who might have the inside scoop on opportunities or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit pricing strategies and frameworks. Be ready to discuss how you've used testing methodologies like A/B testing in past roles. Show them you can translate complex analysis into actionable insights!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. We recommend checking out our website for tailored job listings that fit your expertise in credit pricing and analytics. It’s all about finding the right match!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Use this opportunity to reiterate your enthusiasm for the role and how your skills can help shape their pricing strategies.
We think you need these skills to ace Senior Credit Pricing Manager in Cheshire, Warrington
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Senior Credit Pricing Manager. Highlight your experience in credit pricing and any leadership roles you've had. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit pricing and how you can elevate our pricing strategies. Keep it engaging and relevant to the job description.
Showcase Your Analytical Skills:Since this role involves working with complex models and data, make sure to mention any relevant analytical tools or methodologies you've used. We love seeing how you've applied testing and experimentation in your past roles!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you get all the updates directly from us. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Senior Credit Pricing Manager, you'll need to be comfortable with metrics like NPV and IRR. Brush up on these concepts before your interview, and be ready to discuss how you've used them in past roles. This will show that you understand the financial implications of pricing strategies.
✨Showcase Your Leadership Skills
This role involves leading a team of analysts and data scientists, so be prepared to share examples of your leadership experience. Think about times when you've guided a team through complex projects or influenced senior stakeholders. Highlighting these experiences will demonstrate your capability to manage and develop talent.
✨Prepare for Scenario Questions
Expect questions that ask how you would handle specific pricing challenges or regulatory issues. Practice articulating your thought process and decision-making strategies. Use the STAR method (Situation, Task, Action, Result) to structure your answers clearly and effectively.
✨Understand the Company’s Market Position
Research the retailer's position in the market and their current pricing strategies. Be ready to discuss how you can elevate their pricing from a risk function to a commercial capability. Showing that you’ve done your homework will impress the interviewers and demonstrate your genuine interest in the role.
