At a Glance
- Tasks: Lead credit pricing strategy and develop analytical models for sustainable growth.
- Company: Major UK digital retailer with a strong focus on analytics and customer value.
- Benefits: Hybrid working, competitive salary, and clear progression opportunities.
- Other info: Join a newly formed team with executive support and genuine autonomy.
- Why this job: Shape the future of credit pricing and make a real impact in a dynamic environment.
- Qualifications: Strong experience in credit pricing and excellent stakeholder management skills.
The predicted salary is between 89000 - 89000 € per year.
This is a senior opportunity to shape credit pricing strategy within a large-scale digital business that is investing heavily in analytics, data, and commercial decision-making. You will step into a newly formed function with clear executive sponsorship, genuine autonomy, and the chance to define how pricing supports sustainable growth and fair customer outcomes.
The Company
They are a major UK digital retailer with an integrated financial services proposition, operating at significant national scale. Their model combines ecommerce with flexible credit products, creating rich data across customer behaviour, risk, and lifetime value. Following recent investment, they are strengthening their analytics capability to drive more sophisticated commercial and pricing decisions.
The Role
You will lead credit pricing across customer acquisition and lifetime management, moving the function from a basic risk-led approach to a more commercially driven, analytically robust model. Key responsibilities include:
- Defining and delivering pricing strategies across credit products, balancing profitability, customer value, and regulatory requirements.
- Owning fair value and pricing governance, representing credit pricing in senior forums.
- Developing and overseeing pricing, forecasting, and valuation models including NPV, IRR, and risk-adjusted returns.
- Using experimentation and A/B testing to assess pricing changes and inform decision-making.
- Translating complex analysis into clear recommendations for senior stakeholders.
- Leading and developing a small team of analysts and data scientists.
- Partnering with product, engineering, and analytics teams to improve data quality, automation, and reporting.
Your Skills and Experience
- Strong commercial experience within credit pricing, lending, or closely related financial services environments.
- A deep understanding of unit economics and customer lifetime value frameworks.
- Experience designing or interpreting pricing tests and experiments.
- Confident stakeholder management skills, with the ability to influence senior leaders.
- Proven people leadership or mentoring capability.
- A structured, first-principles approach to problem solving.
- Exposure to advanced analytics or modelling is beneficial, though this is not a hands-on coding role.
What They Offer
- Hybrid working with flexibility on days in the office.
- The opportunity to build and lead a high-impact pricing function with clear progression.
How to Apply
If you are looking to lead credit pricing at scale and make a visible commercial impact, apply now to learn more about this opportunity.
Locations
(198321) Senior Credit Pricing Manager in Cheshire, Warrington employer: Harnham
As a leading UK digital retailer, this company offers an exceptional work environment that fosters innovation and growth. With a strong emphasis on analytics and data-driven decision-making, employees enjoy the autonomy to shape impactful strategies while benefiting from hybrid working arrangements. The culture promotes collaboration and professional development, making it an ideal place for those looking to advance their careers in a dynamic and supportive setting.
StudySmarter Expert Advice🤫
We think this is how you could land (198321) Senior Credit Pricing Manager in Cheshire, Warrington
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to credit pricing. Think about how you can showcase your experience with pricing strategies and stakeholder management to really impress.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you and match your skills, like the Senior Credit Pricing Manager position.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Plus, it shows your enthusiasm for the role and the company.
We think you need these skills to ace (198321) Senior Credit Pricing Manager in Cheshire, Warrington
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your commercial experience in credit pricing and any relevant achievements that showcase your ability to influence senior leaders.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're the perfect fit for this role. Share specific examples of how you've defined pricing strategies or led teams, and don’t forget to mention your understanding of unit economics and customer lifetime value.
Showcase Your Analytical Skills:Since this role involves a lot of data-driven decision-making, make sure to highlight any experience you have with pricing tests, forecasting models, or A/B testing. We want to see how you can translate complex analysis into clear recommendations.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity to shape credit pricing strategy with us!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Senior Credit Pricing Manager, you'll need to demonstrate a strong grasp of unit economics and customer lifetime value. Brush up on these concepts and be ready to discuss how they apply to the role. Prepare examples from your past experience where you've successfully used data to drive pricing strategies.
✨Showcase Your Leadership Skills
This role involves leading a team of analysts and data scientists, so it's crucial to highlight your people management experience. Think of specific instances where you've mentored or developed team members, and be prepared to discuss your leadership style and how you foster collaboration.
✨Prepare for Stakeholder Engagement
You'll be representing credit pricing in senior forums, so practice articulating complex analyses in a clear and concise manner. Consider how you can translate technical jargon into actionable insights that resonate with non-technical stakeholders. Role-play potential scenarios with a friend to build confidence.
✨Experimentation Mindset
Since the role involves using A/B testing and experimentation, come prepared with examples of how you've designed or interpreted pricing tests in the past. Be ready to discuss the outcomes and what you learned from those experiences, as this will show your analytical prowess and innovative thinking.
