At a Glance
- Tasks: Lead credit pricing strategies and optimise outcomes through data-driven decisions.
- Company: Dynamic UK retailer with a focus on innovation and growth.
- Benefits: Competitive salary, bonus, hybrid working, and comprehensive benefits.
- Other info: Join a newly formed team with real ownership and career advancement opportunities.
- Why this job: Shape the future of pricing in a high-impact leadership role.
- Qualifications: Strong experience in credit pricing and stakeholder management skills.
The predicted salary is between 90000 - 90000 € per year.
Liverpool - hybrid working
Up to £90,000 plus bonus and benefits
This is a high impact leadership role for a commercially minded credit pricing specialist who wants to shape how pricing is done across a complex, regulated consumer credit proposition. You will step into a newly formed team within a large scale UK retailer with strong executive backing, real ownership, and the opportunity to elevate pricing from a traditional risk function into a core commercial capability.
The Role
- Define and deliver credit pricing strategies across customer acquisition and lifetime pricing.
- Own pricing governance and fair value frameworks, representing pricing in senior forums.
- Lead the development and oversight of pricing, forecasting and performance models.
- Set and manage valuation metrics such as NPV, IRR and risk adjusted margins.
- Use testing and experimentation to assess pricing changes and optimise outcomes.
- Translate complex analysis into clear, actionable recommendations for senior stakeholders.
- Lead and develop a team of analysts and data scientists within a growing commercial analytics function.
- Partner closely with product, analytics and engineering teams to improve data quality, automation and reporting.
Your Skills and Experience
- Strong commercial experience within credit pricing, lending, financial services or a closely related regulated environment.
- Deep understanding of unit economics, lifetime value and profitability frameworks.
- Experience using testing methodologies such as A/B testing to inform pricing decisions.
- Ability to balance commercial outcomes with risk management and regulatory expectations.
- Confident stakeholder management skills, with experience influencing senior leaders.
- Leadership experience with the ability to develop and guide analytical teams.
- Comfortable working with analytical outputs and models, without needing to code day to day.
How to Apply
Apply now to learn more about this Senior Credit Pricing Manager role, or get in touch for a confidential discussion.
Senior Credit Pricing Manager in Birkenhead employer: Harnham
Join a leading UK retailer that champions innovation and growth, offering a dynamic work environment in Liverpool with hybrid working options. As a Senior Credit Pricing Manager, you'll benefit from strong executive support, a culture of collaboration, and ample opportunities for professional development, all while playing a pivotal role in transforming pricing strategies within a complex consumer credit landscape.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Pricing Manager in Birkenhead
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to credit pricing. We recommend doing mock interviews with friends or mentors to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your analytical skills! Be ready to discuss how you've used data to drive pricing decisions in the past. Bring examples of your work that demonstrate your ability to translate complex analysis into actionable insights.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Senior Credit Pricing Manager in Birkenhead
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Senior Credit Pricing Manager. Highlight your experience in credit pricing and any leadership roles you've held. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of how you've shaped pricing strategies or led teams in the past. We love a good story!
Showcase Your Analytical Skills:Since this role involves a lot of data and analysis, make sure to highlight your experience with forecasting models and testing methodologies. We want to know how you’ve used data to drive decisions in previous roles!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just a few clicks and you’re done!
How to prepare for a job interview at Harnham
✨Know Your Numbers
As a Senior Credit Pricing Manager, you'll need to be comfortable with metrics like NPV and IRR. Brush up on these concepts before your interview, and be ready to discuss how you've used them in past roles. This will show that you understand the financial implications of pricing strategies.
✨Showcase Your Leadership Skills
This role involves leading a team of analysts and data scientists, so be prepared to share examples of how you've successfully managed teams in the past. Highlight your approach to developing talent and fostering collaboration, as this will resonate well with the interviewers.
✨Prepare for Stakeholder Scenarios
You'll need to influence senior leaders and represent pricing in forums. Think of specific instances where you've had to manage stakeholders or present complex analyses. Practise articulating these experiences clearly, focusing on the outcomes and how you navigated challenges.
✨Emphasise Your Commercial Acumen
This is a commercially minded role, so be ready to discuss how you've balanced commercial outcomes with risk management in previous positions. Prepare examples that demonstrate your understanding of unit economics and lifetime value, and how these have informed your pricing decisions.
