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For Companies At a Glance
- Tasks: Lead the Credit Risk function and shape the future of lending.
- Company: Innovative FinTech transforming the lending landscape.
- Benefits: Competitive salary, equity options, pension scheme, and hybrid work model.
- Why this job: Drive impactful change in a fast-paced, growth-focused environment.
- Qualifications: Experience in Mortgages or Property Finance and credit strategy.
- Other info: Join a dynamic team with significant career advancement opportunities.
The predicted salary is between 72000 - 168000 £ per year.
This role is with a very unique FinTech who are paving a new path in the lending space. They have grown significantly over the past few years and are well established and set for the future. This role offers the opportunity to lead the Credit Risk function and define the future growth of the business.
THE ROLE
- Developing and building out their credit risk strategy and wider function
- Assessing existing lending policies and customer strategies to enhance performance
- Lead underwriting analysis, affordability assessments and wider decision analytics
- Working closely with stakeholders and C-suite to drive the future direction of the business
YOUR SKILLS AND EXPERIENCE
- Experience working with Mortgages or Property Finance is essential
- Holistic experience across credit strategy, policy, underwriting, product etc
- Ideal to come from a smaller FinTech/lending business and experience in a faster-paced environment
- Passionate about business growth and ambitious for future success
SALARY AND BENEFITS
- Up to £120,000 base salary
- Equity options
- Contributory pension scheme
- Hybrid work model
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link.
Head of Credit Risk... employer: Harnham - Data & Analytics Recruitment
Contact Detail:
Harnham - Data & Analytics Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit Risk...
✨Tip Number 1
Network like a pro! Reach out to people in the FinTech space, especially those who work in credit risk. A friendly chat can open doors and give you insights that might just land you that interview.
✨Tip Number 2
Prepare for the interview by researching the company’s recent projects and challenges. We want to show them that you’re not just another candidate; you’re genuinely interested in their mission and ready to contribute to their growth.
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience with mortgages or property finance makes you the perfect fit for leading their credit risk function. Confidence is key, so let your passion shine through!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the extra step to engage with us directly.
We think you need these skills to ace Head of Credit Risk...
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Head of Credit Risk role. Highlight your experience in mortgages or property finance, and showcase your holistic understanding of credit strategy and underwriting. We want to see how your skills align with our unique FinTech environment!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to express your passion for business growth and how you can contribute to our future success. Be sure to mention any relevant experience from smaller FinTechs or lending businesses that sets you apart.
Showcase Your Achievements: When detailing your experience, focus on specific achievements that demonstrate your impact in previous roles. Whether it's enhancing lending policies or leading successful underwriting analyses, we want to see how you've driven results in a fast-paced environment.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at Harnham - Data & Analytics Recruitment
✨Know Your Credit Risk Stuff
Make sure you brush up on your knowledge of credit risk strategies, especially in the context of mortgages and property finance. Be ready to discuss how you've developed or improved credit policies in previous roles.
✨Showcase Your Leadership Skills
Since this role involves leading the Credit Risk function, prepare examples of how you've successfully led teams or projects. Highlight your experience working with C-suite executives and how you've influenced business direction.
✨Understand the Company’s Vision
Research the FinTech company thoroughly. Understand their growth trajectory and how they differentiate themselves in the lending space. This will help you align your answers with their goals and demonstrate your passion for their mission.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills in real-world scenarios. Think about challenges you've faced in credit risk management and how you overcame them. Use the STAR method (Situation, Task, Action, Result) to structure your responses.
