Credit Risk Manager - Point of Sale

Credit Risk Manager - Point of Sale

London Full-Time 60000 - 84000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead credit risk strategies for innovative Point of Sale finance products.
  • Company: Dynamic FinTech lender known for its growth and development opportunities.
  • Benefits: £100,000 salary, 20% bonus, market-leading pension, and private healthcare.
  • Why this job: Join a top FinTech and make an impact in the evolving finance landscape.
  • Qualifications: Experience in credit risk analytics, SQL skills, and a strong numerate degree.
  • Other info: Fast-paced environment with excellent career progression and cross-functional collaboration.

The predicted salary is between 60000 - 84000 £ per year.

Job Description

CREDIT RISK MANAGER – POINT OF SALE

£100,000 + PENSION + BONUS

LONDON

A very successful financial lending institution in the UK who are widely known to be one of the most successful FinTechs operating in the market is recruiting a new Manager/Senior Manager in their credit risk department. The role will involve leading a product area.

THE COMPANY

This financial institution is based in London. They are a fast-paced FinTech lender who cover multiple lending products on the consumer side. They are leading in this field and are known to be a great place to work and develop in further.

THE ROLE

Day to day responsibilities include but are not limited to:

  • Lead on acquisition strategy for Point of Sale (POS) finance products
  • Spearhead the rollout of a new retail finance solution, ensuring robust post-launch performance tracking and strategic refinement.
  • Lead the transition of a major embedded finance offering to an upgraded technology platform.
  • Design and implement strategies leveraging new product capabilities, including upfront payment options and SKU-level basket insights.
  • Accelerate growth of multi-partner credit solutions, expanding reach through strategic alliances with major financial institutions.
  • Cultivate strong cross-functional relationships across Risk, Commercial, Data Science, Treasury, and other core teams to support delivery.

SKILLS AND EXPERIENCE

  • Experience working on a Point of Sale (POS)
  • Experience within credit risk analytics and strategy
  • SQL experience
  • A strong university degree in a numerate discipline

SALARY AND BENEFITS

  • £100,000 base salary
  • 20% Bonus
  • Market leading pension contribution
  • Private Healthcare

HOW TO APPLY

Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.

Credit Risk Manager - Point of Sale employer: Harnham - Data & Analytics Recruitment

Join a leading FinTech lender in London, renowned for its dynamic work culture and commitment to employee development. With competitive salaries, a generous bonus structure, and exceptional benefits including a market-leading pension and private healthcare, this company offers a rewarding environment for growth and innovation in the credit risk sector.
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Contact Detail:

Harnham - Data & Analytics Recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Manager - Point of Sale

✨Tip Number 1

Network like a pro! Reach out to people in the industry, especially those working in credit risk or FinTech. A friendly chat can lead to insider info about job openings and even referrals.

✨Tip Number 2

Prepare for interviews by researching the company and its products. Understand their Point of Sale finance solutions and think about how your experience can add value. We want you to shine!

✨Tip Number 3

Showcase your skills! If you have experience with SQL or credit risk analytics, be ready to discuss specific projects or challenges you've tackled. Real examples make a big impact.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.

We think you need these skills to ace Credit Risk Manager - Point of Sale

Credit Risk Analytics
Point of Sale (POS) Experience
SQL
Strategic Planning
Performance Tracking
Product Development
Cross-Functional Collaboration
Numerate Discipline Degree

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Risk Manager role. Highlight your experience with Point of Sale products and credit risk analytics. We want to see how your skills align with what we're looking for!

Showcase Your Achievements: Don’t just list your responsibilities; showcase your achievements! Use numbers and examples to demonstrate how you’ve made an impact in previous roles. This helps us see the value you can bring to our team.

Keep It Professional Yet Engaging: While we love a friendly tone, keep your application professional. Use clear language and avoid jargon. We want to get to know you, but we also need to see that you can communicate effectively in a business setting.

Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates from us!

How to prepare for a job interview at Harnham - Data & Analytics Recruitment

✨Know Your Numbers

As a Credit Risk Manager, you'll need to demonstrate your analytical skills. Brush up on your SQL knowledge and be ready to discuss how you've used data to inform credit risk strategies in the past. Prepare specific examples that showcase your ability to analyse and interpret data effectively.

✨Understand the Product Landscape

Familiarise yourself with Point of Sale finance products and the latest trends in the FinTech space. Be prepared to discuss how you would lead acquisition strategies and implement new retail finance solutions. Showing that you understand the market will set you apart from other candidates.

✨Cross-Functional Collaboration

This role requires strong relationships across various teams. Think about times when you've successfully collaborated with different departments like Data Science or Treasury. Be ready to share these experiences and how they contributed to successful project outcomes.

✨Show Your Strategic Thinking

The company is looking for someone who can spearhead initiatives and refine strategies post-launch. Prepare to discuss your approach to developing and implementing credit risk strategies, especially in relation to new product capabilities. Highlight your ability to think critically and adapt strategies based on performance tracking.

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