Senior Credit Risk Manager
Up to £110,000
London (3 days a week in office)
This is a rare opportunity to join a high-growth consumer lending business in a role focused on innovation, transformation, and the development of new lending capabilities. Rather than maintaining existing credit processes, you will have the autonomy to identify, build, and deliver initiatives that create meaningful commercial impact and enhance customer outcomes.
THE COMPANY
They are a well-established financial services organisation operating within the consumer lending space. With strong foundations already in place across credit risk and lending operations, they are investing heavily in the future of their credit function. Their focus is on innovation, customer value, and developing new ways to approach lending, pricing, and customer engagement. You will join a collaborative environment where new ideas are encouraged, tested, and brought to life.
THE ROLE
As a Senior Credit Risk Manager, you will take ownership of high-impact initiatives from concept through to delivery and measurable business outcomes.
Specifically, you can expect to be involved in the following:
Identifying and delivering new lending, credit, and customer growth initiatives
Developing new customer segments, lending propositions, and distribution opportunities
Exploring cross-sell, retention, and customer value enhancement strategies
Building and implementing innovative credit capabilities and lending strategies
Assessing commercial opportunities and developing robust business cases
Using data to evaluate performance, guide decision-making, and quantify impact
Working closely with Credit Risk, Product, Finance, Commercial, and Operations teams
Managing initiatives through strategy, execution, launch, and operational handover
Influencing stakeholders across the business and driving adoption of new approaches
SKILLS AND EXPERIENCE
The successful Senior Credit Risk Manager will have the following skills and experience:
Strong commercial experience within Credit Risk, Lending, or a related analytical function
Experience working in a fintech, consumer lending, or fast-paced financia...
Senior Credit Risk Manager employer: Harnham - Data & Analytics Recruitment Careers
As a leading consumer retail organisation based in London, we pride ourselves on fostering a dynamic and inclusive work culture that champions innovation and collaboration. Our commitment to employee growth is evident through tailored development programmes and the opportunity to lead transformative digital initiatives, all while enjoying a competitive salary and bonus structure. Join us to be part of a forward-thinking team that values your contributions and empowers you to drive meaningful change in a rapidly evolving market.
Contact Details:
Harnham - Data & Analytics Recruitment Careers Recruitment Team
