Senior Credit Risk ManagerLondon, hybrid | Salary up to £110,000This is an opportunity to step away from traditional credit risk responsibilities and take ownership of high-impact lending initiatives. You'll play a key role in shaping new products, customer strategies, and lending capabilities within a fast-paced FinTech environment.The CompanyThey are an established FinTech business operating within consumer lending, with a strong foundation in credit risk and lending operations. Having built a successful core business, they are now investing in innovation and transformation to develop new lending capabilities and unlock future growth.The organisation offers a collaborative environment where ideas are encouraged, experimentation is supported, and individuals have the autonomy to drive meaningful change. This is a hands-on business where ownership and commercial impact are highly valued.The RoleAs a Senior Credit Risk Manager, you will be responsible for identifying, developing, and delivering strategic initiatives that enhance lending performance and create new opportunities for growth.Key responsibilities include:
- Developing new lending propositions, customer segments, and distribution channels
- Building and implementing innovative credit strategies and capabilities
- Identifying opportunities to increase customer value through cross-sell and re-lending initiatives
- Owning projects from concept through to implementation and operational handover
- Assessing commercial viability through analysis, modelling, and performance tracking
- Collaborating with Product, Commercial, Finance, Operations, and Risk teams to deliver business outcomes
- Influencing stakeholders and driving initiatives without direct management responsibility
- Taking accountability for measurable business impact and long-term success
Your Skills & Experience
- Strong credit risk experience within a FinTech, consumer lending, or related lending environment
- Advanced SQL skills and the ability to work independently with data
- Python experience is desirable
- Strong understanding of credit strategy, pricing, and lending economics
- Experience developing new products, propositions, or lending initiatives
- Commercially focused with the ability to evaluate opportunities and make data-driven decisions
- Comfortable operating as an individual contributor and leading through influence
- Strong stakeholder management and communication skills
- A proactive mindset with a passion for innovation and continuous improvement
What They Offer
- High-visibility role with direct exposure to senior leadership
- Opportunity to shape lending strategy and business growth
- Significant ownership and autonomy
- Collaborative and entrepreneurial working culture
- Clear opportunity to deliver measurable commercial impact
- Exposure to a broad range of strategic, product, and credit initiatives
How to ApplyIf you're a commercially minded credit risk professional who enjoys building new solutions and driving innovation within lending, apply today to discuss this opportunity in more detail.
Senior Credit Risk Manager 201660 in London employer: Harnham - Data & Analytics Recruitment Careers
As a leading consumer retail organisation based in London, we pride ourselves on fostering a dynamic and inclusive work culture that champions innovation and collaboration. Our commitment to employee growth is evident through tailored development programmes and the opportunity to lead transformative digital initiatives, all while enjoying a competitive salary and bonus structure. Join us to be part of a forward-thinking team that values your contributions and empowers you to drive meaningful change in a rapidly evolving market.
Contact Details:
Harnham - Data & Analytics Recruitment Careers Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Manager 201660 in London
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