At a Glance
- Tasks: Lead credit risk and strategy for a growing financial services business.
- Company: Dynamic financial services organisation with a collaborative culture.
- Benefits: Competitive salary, hybrid working, and significant career growth opportunities.
- Other info: Direct exposure to the CEO and executive team from day one.
- Why this job: Make a real impact by influencing business strategy and leading credit functions.
- Qualifications: Experience in senior credit roles and strong leadership skills.
The predicted salary is between 63000 - 77000 £ per year.
This is a rare opportunity for a senior credit risk leader to join a growing financial services business as Chief Credit Officer. Reporting directly to the CEO, you will take ownership of the credit function, influence business strategy, and play a key role in the organisation's continued growth.
The Company
They are a regulated financial services organisation operating across lending, asset finance, and related financial products. Combining the backing of a larger international group with the agility of a smaller UK business, they offer a collaborative environment where senior leaders can make a visible impact.
The Role
- Lead credit risk across retail and wholesale lending portfolios
- Oversee credit strategy, credit modelling, underwriting, stress testing, and residual value risk
- Act as the accountable Senior Manager for the credit function under FCA regulations
- Manage senior leaders across credit risk, strategy, modelling, and residual value teams
- Partner with executive stakeholders to balance commercial growth and risk management
- Drive governance, portfolio performance, and regulatory oversight
Your Skills & Experience
- Experience operating at Head of, Director, Chief Credit Officer, or equivalent level
- Strong motor finance experience across retail and/or wholesale portfolios
- Broad credit risk expertise including strategy, underwriting, IFRS9, and portfolio management
- Understanding of residual value risk and key market drivers
- Knowledge of FCA regulatory requirements and governance frameworks
- Proven leadership experience managing teams and senior stakeholders
What They Offer
- £130,000 - £160,000 salary plus benefits
- Hybrid working with 2 days per week in the office
- Direct exposure to the CEO and executive leadership team
- Significant ownership and influence from day one
- Strong career potential within a growing business
How to Apply
To find out more about this Chief Credit Officer opportunity, please submit your CV for a confidential discussion.
Chief Credit Officer employer: Harnham - Data & Analytics Recruitment Careers
As a leading consumer retail organisation based in London, we pride ourselves on fostering a dynamic and inclusive work culture that champions innovation and collaboration. Our commitment to employee growth is evident through tailored development programmes and the opportunity to lead transformative digital initiatives, all while enjoying a competitive salary and bonus structure. Join us to be part of a forward-thinking team that values your contributions and empowers you to drive meaningful change in a rapidly evolving market.
Contact Details:
Harnham - Data & Analytics Recruitment Careers Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Chief Credit Officer
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We think you need these skills to ace Chief Credit Officer
Some tips for your application 🫡
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How to prepare for a job interview at Harnham - Data & Analytics Recruitment Careers
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Harnham - Data & Analytics Recruitment Careers.
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Before your interview, reach out to current or former Harnham - Data & Analytics Recruitment Careers employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
