Head of Finance | AI-native Fintech Start-Up | Backed by Technology Investor Titans | London

Head of Finance | AI-native Fintech Start-Up | Backed by Technology Investor Titans | London

London Full-Time 80000 - 100000 € / year (est.) No home office possible
Harmonic Finance™ | Certified B Corp

At a Glance

  • Tasks: Lead finance operations, automate processes, and support strategic planning in a fast-growing fintech.
  • Company: Exciting AI-native fintech backed by top technology investors in London.
  • Benefits: Competitive salary, dynamic work environment, and opportunity to shape finance operations.
  • Other info: Join a diverse team committed to inclusivity and equity.
  • Why this job: Be a key player in revolutionising finance with AI and drive impactful business growth.
  • Qualifications: Qualified accountant with fintech experience and a passion for innovation.

The predicted salary is between 80000 - 100000 € per year.

The Client

We are partnering with a high-growth, AI-native fintech backed by some of Europe's most celebrated technology investors, built by a team with a track record of creating multi‑billion pound businesses in banking and payments. FCA-regulated as an e-money institution. Their early performance has been exceptional and the team is growing fast.

The Role

This is the first dedicated Head of Finance hire, reporting directly to the founders. The current finance function is largely outsourced; this person's mandate is to insource it, automate it, and own it. The expectation is not to build a large team but to leverage AI tooling intelligently. Beyond the operational build, this person will be a genuine commercial partner to the founders: owning FP&A, driving strategic financial planning, and playing a central role in future capital raising activity as the business scales.

Key Responsibilities

  • Own all financial management: management accounts, budgeting, forecasting, treasury, and statutory reporting.
  • Build and own the FP&A function: financial modelling, scenario planning, and commercial decision support for the founders.
  • Implement AI-driven systems and workflows to insource finance operations and significantly reduce reliance on external accountants.
  • Manage supplier payments, payroll oversight, expense reporting, and financial risk.
  • Provide regular financial and regulatory reporting to the Board.

Qualifications

  • Qualified accountant, ideally from a top 10 practice background (BDO, Grant Thornton level or above).
  • Senior finance experience within an FCA-regulated payments, e-money, or fintech business.
  • Active and demonstrable use of AI tooling to automate finance workflows — this is not a nice-to-have.
  • A track record of insourcing finance functions and building processes from scratch.
  • Working knowledge of FCA safeguarding requirements.
  • Genuine builder mentality: you want to create, automate, and push the envelope on what finance can be.
  • Experience at a high-profile challenger fintech.
  • Prior 0-to-1 or early-stage startup environment.

Package

Location: Central London
Start Date: ASAP

At Harmonic, we are dedicated to fostering an inclusive and equitable workplace. We actively welcome applications from individuals of all backgrounds and assure you that every candidate will be thoughtfully considered for the roles we represent, without regard to race, religion, gender expression, disability, or sexual orientation.

Head of Finance | AI-native Fintech Start-Up | Backed by Technology Investor Titans | London employer: Harmonic Finance™ | Certified B Corp

Join a pioneering AI-native fintech start-up in the heart of London, where innovation meets opportunity. As the Head of Finance, you'll play a crucial role in shaping the financial landscape of a rapidly growing company backed by leading technology investors. With a strong emphasis on employee growth, a collaborative work culture, and the chance to leverage cutting-edge AI tools, this is an exceptional opportunity for those looking to make a meaningful impact in the fintech space.

Harmonic Finance™ | Certified B Corp

Contact Detail:

Harmonic Finance™ | Certified B Corp Recruiting Team

StudySmarter Expert Advice🤫

We think this is how you could land Head of Finance | AI-native Fintech Start-Up | Backed by Technology Investor Titans | London

Network Like a Pro

Get out there and connect with people in the fintech space! Attend industry events, join relevant online forums, and don’t be shy about reaching out to potential colleagues on LinkedIn. We all know that sometimes it’s not just what you know, but who you know!

Show Off Your Skills

When you land an interview, make sure to highlight your experience with AI tooling and finance automation. We want to see how you can leverage technology to streamline processes. Bring examples of your past successes to the table – numbers speak louder than words!

Be a Problem Solver

During interviews, focus on how you can solve the challenges the company faces. They’re looking for someone to insource and automate their finance function, so come prepared with ideas on how you’d tackle that. We love candidates who think outside the box!

Apply Through Our Website

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always on the lookout for passionate individuals who are ready to make an impact in the fintech world.

We think you need these skills to ace Head of Finance | AI-native Fintech Start-Up | Backed by Technology Investor Titans | London

Financial Management
FP&A
Financial Modelling
Scenario Planning
Regulatory Reporting
AI Tooling Implementation
Budgeting

Some tips for your application 🫡

Tailor Your CV:Make sure your CV speaks directly to the role of Head of Finance. Highlight your experience in insourcing finance functions and using AI tools, as these are key for us. Don’t just list your duties; show how you’ve made an impact in previous roles.

Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you’re the perfect fit for our fintech start-up. Share specific examples of how you've driven financial strategy and supported founders in past roles. Keep it engaging and personal!

Showcase Your AI Experience:Since we’re all about leveraging AI, make sure to highlight any relevant experience you have with AI-driven systems. Whether it’s automating workflows or enhancing financial reporting, we want to see how you’ve used technology to innovate in finance.

Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates. Plus, it shows you’re keen on joining our team!

How to prepare for a job interview at Harmonic Finance™ | Certified B Corp

Know Your Numbers

As the Head of Finance, you'll need to demonstrate a solid grasp of financial management. Brush up on key metrics like budgeting, forecasting, and treasury management. Be ready to discuss how you've successfully managed these areas in previous roles.

Showcase Your AI Savvy

This role requires an active use of AI tooling to automate finance workflows. Prepare examples of how you've implemented AI solutions in your past experiences. Highlight specific tools you've used and the impact they had on efficiency and accuracy.

Demonstrate Your Builder Mentality

The company is looking for someone with a genuine builder mentality. Think about times when you've created or improved processes from scratch. Be ready to share your vision for how you would insource finance functions and drive innovation within the team.

Understand FCA Requirements

Since this is an FCA-regulated environment, it's crucial to have a working knowledge of safeguarding requirements. Familiarise yourself with these regulations and be prepared to discuss how you've navigated compliance in previous roles, especially in fintech or payments.