At a Glance
- Tasks: Provide expert mortgage advice and support customers in the Central District.
- Company: Join Handelsbanken, a relationship bank focused on local service and customer needs.
- Benefits: Enjoy hybrid working, competitive salary, private medical insurance, and a 15% pension contribution.
- Why this job: Be part of a supportive culture that values diversity and empowers your career growth.
- Qualifications: CeMAP qualified with excellent communication skills and a strong understanding of banking processes.
- Other info: We encourage all backgrounds to apply; your unique perspective is valued here.
The predicted salary is between 28800 - 43200 £ per year.
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Job Introduction
We now have a vacancy for a Mortgage Advisor to support the Central District. The Central District covers the following Handelsbanken branches: Banbury, Bedford, Chesterfield, Derby, Grimsby, Leicester, Lincoln, Milton Keynes, Northampton, Nottingham Rope walk & West Bridgford, Peterborough and Stoke on Trent. This role will be based in one of our branches in the Central district and will be offered on a hybrid working basis.
Job Introduction
We now have a vacancy for a Mortgage Advisor to support the Central District. The Central District covers the following Handelsbanken branches: Banbury, Bedford, Chesterfield, Derby, Grimsby, Leicester, Lincoln, Milton Keynes, Northampton, Nottingham Rope walk & West Bridgford, Peterborough and Stoke on Trent. This role will be based in one of our branches in the Central district and will be offered on a hybrid working basis.
Main Responsibilities
- Responsible for providing mortgage advice to Handelsbanken customers within a district.
- Demonstrating a sound understanding of, and an ability to work within the Bank\’s Credit Policy, ensuring lending decisions are within the lending discretion awarded by the Branch Managers in the District.
- The ability to interpret financial information provided by customers, evaluate lending propositions, assess & formulate risk ratings correctly and structure transactions.
- Using the appropriate Bank systems and using the Mortgage Keeper system to complete regulated mortgage paperwork/process.
- Being able to demonstrate an ability to identify and offer customers on a needs basis, the appropriate Handelsbanken product/s, whilst also being able to communicate succinctly all the relevant features, benefits and risks.
- Preparation of legal documentation for mortgages.
- Working with the rest of the District mortgage Adviser team to ensure the highest levels of (i) customer service, and (ii) Good Administrative Order.
- Full adherence to the RMC Responsible Lending Policy, the RMC Training & Competency Guide, The RMC Sales Process & Competence Guide. Ongoing assessment of competent mortgage observations and satisfactory file checks, liaison with Mortgage Support Team as required, to ensure adherence to the above.
Ideal Candidate
Research (by Harvard University) shows that women are particularly likely to second guess themselves and not apply – so if you are worried you don\’t meet all the criteria, get in touch anyhow and let us do the worrying…
- CeMAP qualified
- Excellent customer service, verbal and written communication skills with the ability to work well with impact with people at all levels
- Good understanding of the Bank’s credit processes and personal customer product offering.
- Good knowledge of Microsoft office tools, especially Excel, Access and Power Point
- Structured work practise and a strong sense of administrative order
- Ability to build strong professional relationships at all levels and represent Handelsbanken effectively
Company Information
Handelsbanken is a relationship bank with a decentralised way of working, a strong local presence thanks to a nationwide network of branches, and a long-term approach to customer relations. Each Handelsbanken branch operates as a local business enabling it to make decisions at a local level and provide a bespoke service. The focus is always on the need of the individual customer and not on the sale of specific products.
The Bank is deeply committed to embedding good equality and diversity practice into all of our activities. This is so that we are an inclusive, welcoming and inspiring place to work that encourages everyone to apply, regardless of socio-economic background, age, disability, pregnancy and/or parental status, race (including colour, nationality, and ethnic or national origin), veteran status, marital and civil partnership status, religion or belief, sex, gender reassignment or sexual orientation.
Check our Handelsbanken website for further information
At Handelsbanken, we deeply value our unique culture and values including trust in and respect for each individual. We take pride in nurturing a work environment where people flourish, and where they are empowered to take decisions in their areas of expertise. We take a long term perspective in everything we do and want each employee who joins us to build a long terms successful career with the Bank.
What is in it for you?
- We have a wide range of learning and development available, empowering and enabling our colleagues to take ownership of their own development.
- Competitive Salary and an extensive range of benefits is provided, including private medical insurance, income protection and life assurance
- A market-leading pension contribution of 15% paid by the bank, which can be invested in a wide range of funds (including ESG and Shariah funds)
Application next steps
Your journey with us begins once you have submitted your application. One of our Handelsbanken recruiters will be reviewing your details and will later organise a phone conversation if you match the role requirements. If there is a mutual fit, we will extend an invitation for you to participate in an interview.
How can we support you to be your best self? Our Talent Acquisition team will be happy to provide support e.g. if you need additional time to prepare for an interview or you have any requirements for any part of the interview/hiring process – just let us know by email uk_talent@careers.handelsbanken.co.uk .
This advert will be live for a minimum of two weeks. However, please note that after the two weeks, the closing date could change at any time depending on the number of responses received.
Seniority level
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Seniority level
Entry level
Employment type
-
Employment type
Full-time
Job function
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Job function
Finance and Sales
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Industries
Banking
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Mortgage Advisor - Central District employer: Handelsbanken
Contact Detail:
Handelsbanken Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Advisor - Central District
✨Tip Number 1
Familiarise yourself with the specific branches in the Central District. Understanding the local market and customer demographics will help you tailor your approach during interviews and demonstrate your commitment to the role.
✨Tip Number 2
Network with current or former employees of Handelsbanken, especially those in mortgage advisory roles. They can provide valuable insights into the company culture and expectations, which can be a great advantage during your application process.
✨Tip Number 3
Brush up on your knowledge of the Bank's Credit Policy and lending processes. Being able to discuss these topics confidently will show that you're serious about the role and understand the responsibilities involved.
✨Tip Number 4
Prepare for potential scenario-based questions that may arise during the interview. Think about how you would handle various customer situations, as this will showcase your problem-solving skills and customer service orientation.
We think you need these skills to ace Mortgage Advisor - Central District
Some tips for your application 🫡
Understand the Role: Read the job description thoroughly to grasp the responsibilities and requirements of the Mortgage Advisor position. Tailor your application to highlight how your skills and experiences align with these expectations.
Highlight Relevant Qualifications: Make sure to emphasise your CeMAP qualification and any relevant experience in mortgage advising. Use specific examples to demonstrate your understanding of credit processes and customer service skills.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention why you want to work at Handelsbanken and how you can contribute to their values and customer-centric approach.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism.
How to prepare for a job interview at Handelsbanken
✨Know Your Mortgage Products
Familiarise yourself with the various mortgage products offered by Handelsbanken. Be prepared to discuss how these products can meet different customer needs, and demonstrate your understanding of their features, benefits, and risks.
✨Understand the Bank's Credit Policy
Make sure you have a solid grasp of the Bank's Credit Policy. During the interview, be ready to explain how you would apply this policy when assessing lending propositions and making decisions.
✨Showcase Your Customer Service Skills
Prepare examples that highlight your excellent customer service skills. Think about situations where you've successfully built relationships with clients and how you can apply that experience in a mortgage advisory role.
✨Demonstrate Your Analytical Skills
Be ready to discuss how you interpret financial information and assess risk ratings. You might be asked to evaluate a hypothetical lending proposition, so practice explaining your thought process clearly and concisely.