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For Companies At a Glance
- Tasks: Manage and support a portfolio of bridging and specialist mortgage accounts.
- Company: Dynamic finance company with a focus on property lending.
- Benefits: Competitive salary, private medical insurance, hybrid working, and 25 days annual leave.
- Why this job: Join a fast-paced team and make a real impact in property investment.
- Qualifications: Experience in property lending or development finance is essential.
- Other info: Collaborative environment with excellent career growth opportunities.
The predicted salary is between 36000 - 60000 £ per year.
Overview
Location: Head Office, London; Hours: Monday to Friday, 9:00am–5:30pm; Working Pattern: Hybrid (50/50). Reports to: Lending Manager. Department: Bridging Finance & Specialist Mortgages – Portfolio Management.
We're looking for a detail‐oriented and commercially minded Portfolio Manager to join our Portfolio Management team within Bridging Finance and Specialist Mortgages. This role plays a pivotal part in managing and supporting a portfolio of bridging and specialist mortgage accounts — including refurbishment lending across light, medium, and heavy refurb projects. Acting as the primary point of contact for customers, brokers, and internal teams, you'll ensure strong credit stewardship, proactive portfolio oversight, and an excellent customer journey throughout the lifecycle of each facility. This is an excellent opportunity for someone with property lending or development finance experience who thrives in a fast‐paced, collaborative environment.
Responsibilities
- Portfolio & Credit Stewardship — Monitor loan expiries, extensions, construction milestones, interest tranches, and part releases.
- Prepare and oversee monthly time‐delay and cost overrun analysis.
- Perform cashflow analysis against approved credit to identify material variances.
- Monitor early warning indicators and escalate concerns in line with bank policy.
- Servicing & Customer Management — Act as the first point of contact for customers, brokers, and internal stakeholders.
- Approve advances, materials on site, and payments within delegated authority.
- Produce customer administration documents, including redemption statements.
- Maintain accurate portfolio records and monitoring systems.
- Credit & Reporting — Prepare high‐quality credit proposals for amendments to existing facilities.
- Ensure compliance with HTB's credit policies and procedures.
- Produce clear and accurate management information and reporting.
- Collaboration & Delivery — Work closely with lending, underwriting, and risk teams.
- Support department and bank‐wide projects as required.
- Contribute proactively to a collaborative and high‐performing team environment.
Who You'll Work With
- Lending Manager
- Head of Portfolio Management (Specialist Mortgages & Bridging)
- Underwriters and Portfolio Managers
- Risk & Compliance (2nd Line)
- Brokers, customers, conveyancers, and legal partners
What We're Looking For
- Experience in property lending or development finance within banking or property services.
- Strong understanding of bridging finance and refurbishment‐led lending.
- Proven ability to manage multiple priorities in a fast‐paced environment.
- Strong analytical skills with the ability to interpret and present complex information.
- High attention to detail and accuracy in all aspects of work.
- Customer‐focused mindset with a track record of delivering excellent service.
- Solid understanding of risk management and credit stewardship.
- Confident communicator with the ability to engage brokers and internal stakeholders.
- Experience using Phoebus, Keystone, or Tableau is desirable.
Benefits
- Competitive remuneration.
- Discretionary annual bonus.
- Annual pay review.
- Private Medical Insurance (Bupa).
- Mental health & wellbeing support via YuLife & Bupa.
- 25 days annual leave (increasing with service) + Holiday Buy Scheme.
- Cycle to Work Scheme & Green Car Scheme.
- Enhanced family leave policies.
- Study support & professional memberships.
- Hybrid working (50/50).
- YuLife Rewards – lifestyle & retail discounts.
- Pension scheme – 8% employer contribution (non‐contributory).
- Interest‐free season ticket loan.
- Annual volunteering day & Net Zero employer commitment.
If you enjoy managing complex lending portfolios and want to play a key role in supporting property investors through refurbishment and development projects, we'd love to hear from you.
Portfolio Manager - Specialist Mortgages & Bridging in London employer: Hampshire Trust Bank
Contact Detail:
Hampshire Trust Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Portfolio Manager - Specialist Mortgages & Bridging in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and understanding their values. Tailor your responses to show how your experience in property lending and customer service aligns with their needs. We want to see that you’re not just a fit for the role, but for the team too!
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or family to get comfortable with common questions. Focus on showcasing your analytical skills and attention to detail, especially when discussing past experiences in managing portfolios.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team and contributing to our collaborative environment.
We think you need these skills to ace Portfolio Manager - Specialist Mortgages & Bridging in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in property lending and development finance. We want to see how your skills align with the role, so don’t be shy about showcasing relevant projects or achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about bridging finance and how you can contribute to our team. Keep it concise but impactful—let us know what makes you the perfect fit!
Showcase Your Analytical Skills: Since this role involves a lot of analysis, make sure to mention any relevant tools or methodologies you’ve used in the past. We love candidates who can interpret complex information and present it clearly, so give us examples!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy—just follow the prompts!
How to prepare for a job interview at Hampshire Trust Bank
✨Know Your Portfolio Inside Out
Before the interview, make sure you thoroughly understand the specifics of portfolio management, especially in bridging finance and specialist mortgages. Familiarise yourself with common challenges in refurbishment lending and be ready to discuss how you've tackled similar issues in the past.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess by discussing past experiences where you've performed cashflow analysis or monitored loan expiries. Bring examples that highlight your attention to detail and ability to interpret complex information, as these are crucial for the role.
✨Emphasise Customer Focus
Since this role involves acting as the primary point of contact for customers and brokers, be ready to share examples of how you've delivered excellent customer service in previous positions. Highlight any experience you have in managing relationships and ensuring a smooth customer journey.
✨Collaborate and Communicate
This position requires working closely with various teams, so prepare to discuss your collaborative experiences. Think of instances where you've successfully engaged with internal stakeholders or contributed to team projects, showcasing your communication skills and ability to thrive in a fast-paced environment.
