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- Tasks: Manage diverse property development loans and ensure strong credit stewardship.
- Company: Dynamic company in the development finance sector with a collaborative culture.
- Benefits: Competitive salary, annual bonus, private medical insurance, and hybrid working.
- Why this job: Join a team that shapes impactful property projects and builds strong relationships.
- Qualifications: Experience in property lending or development finance and excellent analytical skills.
- Other info: Opportunities for professional growth and a commitment to mental health support.
The predicted salary is between 55000 - 65000 ÂŁ per year.
Location: London
Hours: Monday to Friday, 9:00amâ5:30pm
Working Pattern: Hybrid (50/50)
Reports to: Jason Wilmot
Department: Development Finance â Portfolio Management
Travel: Regular site visits required
About The Role
We are looking for an experienced and commercially minded Portfolio Manager to join our Development Finance team. You will play a pivotal role in managing a diverse portfolio of property development loans â ensuring strong credit stewardship, close project monitoring and highâquality customer engagement. This role suits someone who thrives on variety: site visits, financial analysis, stakeholder management, and shaping decisionâmaking across complex development projects. You will be working closely with Lending Directors, Relationship Managers, surveyors and borrowers to ensure projects progress within budget, on schedule, and in line with HTB's risk appetite.
Key Responsibilities
- Portfolio Oversight & Credit Stewardship
- Monitor loan expiries, interest tranche depletion, construction milestones and sale activity
- Conduct site inspections to assess build progress, budget alignment, quality and marketing updates
- Identify early warning indicators and support timely interventions on potentially problematic loans
- Recommend restructures where appropriate and prepare amendment credit papers and memos
- Complete monthly Time Delay & Cost Overrun analysis
- Perform cashflow reviews vs approved budgets to identify material variances
- Maintain accurate portfolio monitoring systems and prepare regular reports for committees
- Contribute to portfolio overviews and annual Credit Risk reviews
- Liaise with Quantity Surveyors, valuers, lawyers and construction teams
- Work closely with Lending Directors and Relationship Managers on ongoing cases
- Develop retention plans to support repeat and new business
- Support smooth implementation of new credit policies and internal processes
Who You Will Work With
You will collaborate with: MD, Development Finance; Lending Directors & Relationship Managers; Credit & Risk teams (1st and 2nd line); Monitoring surveyors, valuers, lawyers and borrowers.
What We Are Looking For
Qualifications & Experience
- Strong experience in property lending or development finance (banking or professional services)
- Proven ability to build trusted relationships with borrowers and professional partners
- Understanding of UK residential development finance
- General understanding of construction (preferable but not essential)
Skills & Attributes
- Excellent analytical and numerical capability
- Strong understanding of the UK property market
- High attention to detail and diligent approach
- Ability to travel nationally for site visits
- Excellent communication skills
- Experience with Phoebus, Keystone or Tableau is beneficial
Benefits
- Competitive remuneration
- Discretionary annual bonus
- Annual pay review
- Private Medical Insurance (Bupa)
- Mental health & wellbeing support via YuLife & Bupa
- 25 days annual leave (increasing with service) + Holiday Buy Scheme
- Cycle to Work & Green Car Schemes
- Enhanced family leave policies
- Study support & professional memberships
- Hybrid working
- YuLife Rewards â retail, lifestyle & experience discounts
- Pension scheme â 8% employer contribution (nonâcontributory)
- Interestâfree season ticket loan
- Annual volunteering day & Net Zero commitment
If you are an experienced development finance professional with a strong eye for risk, a passion for property and a collaborative approach to customer relationships, we would love to hear from you.
Portfolio Manager - Development Finance (London) employer: Hampshire Trust Bank
Contact Detail:
Hampshire Trust Bank Recruiting Team
StudySmarter Expert Advice đ¤Ť
We think this is how you could land Portfolio Manager - Development Finance (London)
â¨Tip Number 1
Network like a pro! Get out there and connect with industry professionals on LinkedIn or at local events. Building relationships can open doors to opportunities that arenât even advertised.
â¨Tip Number 2
Prepare for those interviews! Research the company, understand their projects, and be ready to discuss how your experience aligns with their needs. Confidence is key, so practice your pitch!
â¨Tip Number 3
Donât underestimate the power of follow-ups. After an interview, drop a quick thank-you email to express your appreciation and reiterate your interest in the role. It keeps you fresh in their minds!
â¨Tip Number 4
Apply through our website! Weâve got loads of opportunities waiting for you, and applying directly shows your enthusiasm. Plus, itâs super easy to keep track of your applications!
We think you need these skills to ace Portfolio Manager - Development Finance (London)
Some tips for your application đŤĄ
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your property lending or development finance experience, and donât forget to showcase your analytical skills and attention to detail!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why youâre the perfect fit for the Portfolio Manager role. Mention specific projects or experiences that demonstrate your ability to manage diverse portfolios and engage with stakeholders.
Showcase Your Communication Skills: Since this role involves liaising with various professionals, make sure to highlight your communication skills in your application. Whether itâs through your CV or cover letter, give examples of how youâve successfully built relationships in the past.
Apply Through Our Website: We encourage you to apply directly through our website. Itâs the best way to ensure your application gets to us quickly and efficiently. Plus, youâll find all the details you need about the role and our company culture there!
How to prepare for a job interview at Hampshire Trust Bank
â¨Know Your Portfolio Inside Out
Before the interview, make sure you thoroughly understand the types of property development loans the company manages. Familiarise yourself with recent projects and any challenges they faced. This will help you demonstrate your knowledge and show that you're genuinely interested in their work.
â¨Showcase Your Analytical Skills
Prepare to discuss your experience with financial analysis and reporting. Bring examples of how you've successfully monitored loan performance or identified early warning signs in past roles. Being able to articulate your analytical process will impress the interviewers.
â¨Engage with Stakeholders
Highlight your experience in stakeholder management during the interview. Be ready to share specific examples of how you've built relationships with borrowers, surveyors, and other professionals. This will showcase your collaborative approach, which is crucial for this role.
â¨Ask Insightful Questions
Prepare thoughtful questions about the company's portfolio management strategies and future projects. This not only shows your interest but also gives you a chance to assess if the company aligns with your career goals. Itâs a win-win!