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For Companies At a Glance
- Tasks: Analyse market trends and customer behaviour to inform pricing and product strategy.
- Company: Join a fast-growing specialist bank with an award-winning Savings business.
- Benefits: Competitive salary, annual bonus, private medical insurance, and hybrid working.
- Why this job: Make a real impact on strategic decisions in a dynamic banking environment.
- Qualifications: Experience in financial services and strong analytical skills required.
- Other info: Collaborative culture with excellent career growth and wellbeing support.
The predicted salary is between 45000 - 55000 £ per year.
Location: Head Office, London
Hours: Monday to Friday, 9:00am–5:30pm
Working Pattern: Hybrid (50/50)
Reports to: Commercial Manager – Savings
Department: Savings & Marketing – Savings Team
About The Role
We’re looking for a highly analytical and commercially minded Commercial Analyst to support the growth of our award‑winning Savings business. This is a pivotal role where you’ll analyse market trends, customer behaviour and competitor activity to inform pricing, product positioning and strategic decision‑making. You’ll work across forecasting, performance reporting, profitability modelling and pricing proposals — playing a key part in ensuring HTB remains competitive, compliant and aligned to its ambitious savings strategy. If you love data, enjoy telling a story through insight, and want to influence strategic outcomes within a fast‑growing specialist bank, this role offers exactly that.
Key Responsibilities
- Market & Customer Insight
- Conduct comprehensive competitor analysis to understand pricing trends and market movements
- Analyse customer behaviour to identify pricing sensitivities and optimise product strategy
- Monitor swap/base rates, customer rates, operational costs and acquisition/retention dynamics
- Produce inflow and outflow forecasts to meet Treasury requirements
- Ensure the savings deposit book remains within risk limits
- Undertake profitability analysis across products and customer cohorts
- Provide commercial insight that supports pricing proposals and decision‑making
- Support production of pricing papers for the Pricing Committee
- Create exhibits and analysis for ALCO and other forums
- Report on customer acquisition, retention, channel usage and cost performance
- Contribute to governance packs (MBR) and departmental reporting
- Partner with Savings Product Operations, Treasury, Marketing, Customer Operations and Pricing Committee members
- Work with external partners such as market‑data providers and pricing optimisation tool suppliers
Who You’ll Work With
- Savings Product Operations
- Treasury
- Marketing & Customer Experience
- Savings Customer Operations
- Pricing Committee
- External Market data providers
- Machine‑learning pricing optimisation partners
What We’re Looking For
- Qualifications & Experience
- Experience in financial services, ideally within savings
- Highly advanced analytical skills and strong problem‑solving ability
- Experience developing insights and visualisations (Tableau advantageous)
- Strong prioritisation skills and commercial awareness
- Organised, proactive and professional
- Curious mindset with strong risk awareness
- Strong interpersonal and communication skills
- Self‑starter with high levels of initiative
- Collaborative team player with a continuous‑improvement mindset
Benefits
- Competitive remuneration
- Discretionary annual bonus
- Annual pay review
- Private Medical Insurance (Bupa)
- Wellbeing support via YuLife & Bupa
- 25 days annual leave (increasing with service) + Holiday Buy Scheme
- Cycle to Work & Green Car Schemes
- Enhanced family leave
- Study support & professional memberships
- Hybrid working (50/50)
- YuLife Rewards – retail, lifestyle & experience discounts
- Pension scheme – 8% employer contribution (non‑contributory)
- Interest‑free season ticket loan
- Annual volunteering day & Net Zero commitment
If you’re passionate about using insight to shape commercial decision‑making and want to play a key role in the future of HTB’s Savings proposition, we’d love to hear from you.
Hybrid Savings Commercial Analyst — Insight & Pricing employer: Hampshire Trust Bank
Contact Detail:
Hampshire Trust Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Hybrid Savings Commercial Analyst — Insight & Pricing
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its competitors. Understand their market position and be ready to discuss how your analytical skills can help them stay ahead in the savings game.
✨Tip Number 3
Showcase your data storytelling skills! Bring examples of how you've used insights to influence decisions in past roles. This will demonstrate your ability to add value as a Commercial Analyst.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Hybrid Savings Commercial Analyst — Insight & Pricing
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Commercial Analyst. Highlight your analytical skills and any experience in financial services, especially in savings. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to tell us why you’re the perfect fit for this role. Share specific examples of how you've used data to influence decisions and demonstrate your commercial awareness. Let your personality shine through!
Showcase Your Analytical Skills: Since this role is all about analysis, make sure to include any relevant tools or software you’ve used, like Tableau. We love seeing how you can turn data into insights that drive strategic outcomes.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Hampshire Trust Bank
✨Know Your Numbers
As a Commercial Analyst, you'll be dealing with a lot of data. Brush up on your analytical skills and be ready to discuss how you've used data to influence decisions in the past. Prepare examples of market trends or customer behaviour analyses you've conducted.
✨Understand the Market Landscape
Familiarise yourself with the current savings market, including key competitors and their pricing strategies. Being able to discuss recent market movements will show that you're proactive and genuinely interested in the role.
✨Showcase Your Storytelling Skills
You’ll need to tell a story through your insights. Prepare to explain how you’ve transformed complex data into actionable insights in previous roles. Use visuals if possible, as this aligns with the job's focus on developing insights and visualisations.
✨Collaborate and Communicate
This role requires cross-functional collaboration, so be ready to discuss how you've worked with different teams in the past. Highlight your interpersonal skills and give examples of successful collaborations that led to improved outcomes.