At a Glance
- Tasks: Ensure credit quality and compliance in lending activities while reviewing documentation and reports.
- Company: Join Hampshire Trust Bank, a leader in development finance with a collaborative culture.
- Benefits: Enjoy competitive salary, hybrid working, private medical insurance, and generous annual leave.
- Other info: Work closely with a dynamic team and enjoy excellent career growth opportunities.
- Why this job: Make a real impact in a fast-paced environment while developing your career in finance.
- Qualifications: Experience in development finance or credit operations is preferred; strong attention to detail is essential.
The predicted salary is between 45000 - 55000 € per year.
Location: London (Head Office)
Hours: Monday to Friday, 9:00am–5:30pm
Working Pattern: Hybrid (50/50)
Reports to: Head of Business Processes & Controls
Department: Development Finance
About the Role
We’re looking for a detail‑driven Credit Quality Assurance Analyst to join our Development Finance team at Hampshire Trust Bank. This role protects credit quality and ensures lending activity remains fully aligned to sanction, policy and regulatory requirements. You’ll work across completions and in‑life loan activity, reviewing documentation, professional reports and control checks to ensure every transaction meets HTB’s high standards. This is an excellent opportunity for someone with experience in development finance, credit operations or quality assurance, who enjoys working closely with relationship managers, portfolio managers and risk colleagues in a fast‑paced, specialist lending environment.
Key Responsibilities
- Credit Quality & File Assurance
- Review professional reports including solicitor reports on title, valuations and monitoring surveyor reports
- Identify risks, policy deviations and conditions not met
- Sign off loan files for completion and in‑life changes, ensuring full alignment to credit sanction and policy
- Controls, Compliance & In‑Life Monitoring
- Perform in‑life control checks, including facility letter verification and AML/KYC compliance
- Support regulatory and operational control requirements
- Monitor professional panel insurance expiries and manage renewal documentation
- Operations & Transaction Support
- Process completion payments and invoices
- Oversee direct debit administration, including correspondence and claims
- Prepare and issue customer correspondence
- Maintain accurate and up‑to‑date customer account and file records
Who You’ll Work With
You’ll Collaborate Closely With:
- Head of Business Processes & Controls
- Senior Credit Quality Assurance Analysts
- Credit Operations Director
- Relationship Managers & Portfolio Managers
- Heads of Relationship & Portfolio Management
- 2nd Line Risk & Compliance teams
What We’re Looking For
Qualifications & Experience
- Experience within Development Finance or specialist property lending
- Knowledge of AML/KYC requirements
- Experience in a credit quality, credit operations or control‑focused role (desirable)
- Strong Microsoft Office skills, particularly Word and Excel
Skills & Attributes
- Exceptional attention to detail and strong numeracy skills
- Highly organised with the ability to manage multiple workstreams
- Confident communicator, able to engage stakeholders at all levels
- Strong risk awareness with the confidence to challenge and elevate issues
- Able to prioritise effectively and meet internal and external deadlines
- Collaborative team player with a control‑focused mindset
Benefits
- Competitive salary
- Discretionary annual bonus
- Hybrid working (50/50)
- 25 days annual leave (increasing with service) + Holiday Buy Scheme
- Private Medical Insurance (Bupa)
- Mental health & wellbeing support via YuLife & Bupa
- Pension scheme – 8% employer contribution (non‑contributory)
- Cycle to Work & Green Car Schemes
- Interest‑free season ticket loan
- Annual volunteering day & Net Zero commitment
- YuLife Rewards – retail, lifestyle & experience discounts
If you’re a credit‑focused professional with a strong eye for detail and an interest in development finance and property lending, we’d love to hear from you.
Credit Quality Assurance Analyst - Development Finance employer: Hampshire Trust Bank
Hampshire Trust Bank is an exceptional employer that fosters a collaborative and dynamic work culture, particularly within its Development Finance team based in London. With a strong emphasis on employee growth, the bank offers competitive salaries, a hybrid working model, and comprehensive benefits including private medical insurance and a generous pension scheme, making it an attractive choice for professionals seeking meaningful and rewarding careers in credit quality assurance.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Quality Assurance Analyst - Development Finance
✨Tip Number 1
Network like a pro! Reach out to folks in the Development Finance sector on LinkedIn or at industry events. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of AML/KYC requirements and credit quality assurance. We want you to shine when discussing how you can contribute to HTB's high standards!
✨Tip Number 3
Showcase your attention to detail during interviews. Bring examples of how you've identified risks or policy deviations in past roles. This will demonstrate your fit for the Credit Quality Assurance Analyst position.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Quality Assurance Analyst - Development Finance
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your experience in development finance or credit operations, and don’t forget to showcase your attention to detail!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the Credit Quality Assurance Analyst role. Mention specific experiences that align with the responsibilities listed in the job description.
Showcase Your Skills:Don’t just list your skills; demonstrate them! If you have strong Microsoft Office skills, particularly in Word and Excel, mention how you’ve used these tools in previous roles to achieve results.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team!
How to prepare for a job interview at Hampshire Trust Bank
✨Know Your Stuff
Make sure you brush up on your knowledge of development finance and credit operations. Familiarise yourself with AML/KYC requirements and be ready to discuss how they apply to the role. This will show that you're not just interested in the job, but that you understand the industry.
✨Showcase Your Attention to Detail
Since this role requires exceptional attention to detail, prepare examples from your past work where you identified risks or policy deviations. Be specific about how your keen eye helped improve processes or outcomes, as this will resonate well with the interviewers.
✨Engage with Stakeholders
As you'll be working closely with various teams, practice how you would communicate with relationship managers and portfolio managers. Think of scenarios where you had to engage stakeholders at different levels and how you navigated those conversations effectively.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills and risk awareness. Prepare for scenario-based questions where you might need to identify issues in a loan file or suggest improvements to compliance processes. This will demonstrate your control-focused mindset and ability to prioritise effectively.
