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For Companies At a Glance
- Tasks: Analyse market trends and customer behaviour to drive strategic decisions.
- Company: Join a fast-growing specialist bank with an award-winning Savings business.
- Benefits: Competitive salary, annual bonus, private medical insurance, and 25 days leave.
- Why this job: Make a real impact on commercial decisions and shape the future of savings.
- Qualifications: Experience in financial services and strong analytical skills required.
- Other info: Enjoy hybrid working and excellent career development opportunities.
The predicted salary is between 45000 - 55000 ÂŁ per year.
Location: Head Office, London
Hours: Monday to Friday, 9:00am–5:30pm
Working Pattern: Hybrid (50/50)
Reports to: Commercial Manager – Savings
Department: Savings & Marketing – Savings Team
We’re looking for a highly analytical and commercially minded Commercial Analyst to support the growth of our award‑winning Savings business. This is a pivotal role where you’ll analyse market trends, customer behaviour and competitor activity to inform pricing, product positioning and strategic decision‑making. You’ll work across forecasting, performance reporting, profitability modelling and pricing proposals — playing a key part in ensuring HTB remains competitive, compliant and aligned to its ambitious savings strategy. If you love data, enjoy telling a story through insight, and want to influence strategic outcomes within a fast‑growing specialist bank, this role offers exactly that.
Key Responsibilities
- Market & Customer Insight
- Conduct comprehensive competitor analysis to understand pricing trends and market movements
- Analyse customer behaviour to identify pricing sensitivities and optimise product strategy
- Monitor swap/base rates, customer rates, operational costs and acquisition/retention dynamics
- Forecasting & Commercial Modelling
- Produce inflow and outflow forecasts to meet Treasury requirements
- Ensure the savings deposit book remains within risk limits
- Undertake profitability analysis across products and customer cohorts
- Provide commercial insight that supports pricing proposals and decision‑making
- Governance, Pricing & Reporting
- Support production of pricing papers for the Pricing Committee
- Create exhibits and analysis for ALCO and other forums
- Report on customer acquisition, retention, channel usage and cost performance
- Contribute to governance packs (MBR) and departmental reporting
- Cross‑Functional Collaboration
- Partner with Savings Product Operations, Treasury, Marketing, Customer Operations and Pricing Committee members
- Work with external partners such as market‑data providers and pricing optimisation tool suppliers
What We’re Looking For
Qualifications & Experience
- Experience in financial services, ideally within savings
- Highly advanced analytical skills and strong problem‑solving ability
- Experience developing insights and visualisations (Tableau advantageous)
- Strong prioritisation skills and commercial awareness
Competencies & Attributes
- Organised, proactive and professional
- Curious mindset with strong risk awareness
- Strong interpersonal and communication skills
- Self‑starter with high levels of initiative
- Collaborative team player with a continuous‑improvement mindset
Benefits
- Competitive remuneration
- Discretionary annual bonus
- Annual pay review
- Private Medical Insurance (Bupa)
- Wellbeing support via YuLife & Bupa
- 25 days annual leave (increasing with service) + Holiday Buy Scheme
- Cycle to Work & Green Car Schemes
- Enhanced family leave
- Study support & professional memberships
- Hybrid working (50/50)
- YuLife Rewards – retail, lifestyle & experience discounts
- Pension scheme – 8% employer contribution (non‑contributory)
- Interest‑free season ticket loan
- Annual volunteering day & Net Zero commitment
If you’re passionate about using insight to shape commercial decision‑making and want to play a key role in the future of HTB’s Savings proposition, we’d love to hear from you.
Commercial Analyst - Savings employer: Hampshire Trust Bank
Contact Detail:
Hampshire Trust Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Analyst - Savings
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its competitors. Understand their market position and be ready to discuss how your analytical skills can help them stay ahead in the savings game.
✨Tip Number 3
Showcase your data storytelling skills! Bring examples of how you've used insights to influence decisions in past roles. This will demonstrate your ability to contribute to HTB's strategic outcomes.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Commercial Analyst - Savings
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Commercial Analyst – Savings. Highlight your analytical skills and any relevant experience in financial services. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to tell us why you're the perfect fit for this role. Share your passion for data and insights, and how they can influence strategic outcomes. Keep it engaging and personal!
Showcase Your Analytical Skills: Since this role is all about analysis, don’t shy away from showcasing your advanced analytical skills. Mention any tools you’ve used, like Tableau, and how you've applied them to solve real-world problems.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get to know you better. We can’t wait to hear from you!
How to prepare for a job interview at Hampshire Trust Bank
✨Know Your Numbers
As a Commercial Analyst, you'll be dealing with a lot of data. Brush up on your analytical skills and be prepared to discuss how you've used data to influence decisions in the past. Familiarise yourself with key metrics relevant to savings and financial services.
✨Understand the Market
Research the current trends in the savings market and competitor activities. Be ready to share your insights during the interview. This shows that you’re proactive and genuinely interested in the role and the company’s position within the industry.
✨Showcase Your Problem-Solving Skills
Prepare examples of how you've tackled complex problems in previous roles. Use the STAR method (Situation, Task, Action, Result) to structure your answers. This will help demonstrate your analytical mindset and ability to provide commercial insight.
✨Be Collaborative
This role requires cross-functional collaboration, so highlight your teamwork experiences. Share instances where you've worked with different departments or external partners to achieve a common goal. This will show that you can thrive in a collaborative environment.