Financial Crime Analyst (FTC)

JOB PURPOSE

The Financial Crime Analyst is responsible for:

• Conducting client due diligence (CDD) and enhanced due diligence (EDD) on new to bank clients
• Conducting on-going CDD and EDD (periodic and event driven reviews) for existing clients
• Investigating and assessing the transactional activity on clients’ accounts, including daily transaction monitoring
• The role advises colleagues on Anti Money Laundering (AML) / combating the financing of terrorism-related matter
• The role is critical to the identification of potential legal, financial crime and reputational risks.

MAIN RESPONSIBILITIES / KEY DUTIES

• Perform AML risk assessments and provide recommendations for improvement
• Utilise AML software and tools to conduct real-time and periodic transaction monitoring.
• Working closely with Banking Directors and Banking Assistants, gathering client information, and supporting evidence required to conduct CDD/EDD and ODD, from publicly available resources, the clients and the bank’s internal systems (including PEPs, sanctions and adverse media checks).
• Analyse financial transactions to identify suspicious activities and patterns.
• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) process ensuring accurate record-keeping of client information and documentation.
• Conducting, or contributing to a range of investigations (e.g. sanctions monitoring alerts; transaction monitoring alerts; fraud incidents).
• Collaborate across teams to enhance AML processes and controls.
• Developing and maintaining knowledge and understanding of the wider financial crime environment and threats and trends faced by the Bank.
• Working closely with other parts of the business to ensure that regulatory and Bank’s policy requirements are being met or concerns escalated as appropriate.
• Assisting with the preparation of timely and accurate management information.
• Conducting reviews of outbound international payments to ensure compliance with applicable sanctions lists.

REQUIRED QUALIFCATIONS, KNOWLEDGE, & SKILLS

• Transactional analysis/monitoring experience.
• Financial services experience, and knowledge of the financial crime compliance environment within the banking industry.
• A technical understanding of applicable AML and Sanctions regulations.
• Working knowledge of financial crime related legislation, including knowledge of Money Laundering Regulations 2017, JMLSG Guidance, etc.
• Strong knowledge of money laundering typologies across a range of products and services in financial services.
• Experience dealing with sanctions, complex business models, PEPs, red flags and suspicious activity investigation.
• Excellent attention to detail.
• Strong analytical and interpretation skills.
• Strong organisational and time management skills.
• The ability to work accurately and independently under pressure to meet deadlines.
• The ability to communicate matters clearly and assertively, whilst in a collaborative manner.
• Strong influencing skills.
• The motivation to continuously improve self, within the team and across the business.

About us

At Hampden Bank, we provide private banking as it should be: approachable, accessible expertise delivered through loyal, long-lasting client relationships. Personalised service is at the core of our business, with a culture that is built on relationships. We take the time to get to know our clients to help them achieve their aspirations.

Why join us

As a growing and ambitious company, we seek people to join our team who share our values; Proud Ownership, Absolute Integrity, Total Inclusivity, Winning Teamwork and Purposeful Growth. 

We are committed to an inclusive culture where everyone is comfortable to be their authentic self. We recognise, value and respect diverse cultures, knowledge, and identities. We work together to ensure collaboration, development, and success for everyone, supporting them to thrive and reach their potential.

We offer exciting career opportunities through professional and personal development, and have an extensive range of benefits you can enjoy.

To apply

Please submit your CV by the closing date. Please remember, on occasion we do receive more applications than expected we may bring the closing date forward, so please do apply promptly.

If you require reasonable adjustments to be made during the recruitment process, please let us know by contacting the People Team and we will endeavour assist you.

If you are excited about this opportunity and think you can bring value to the role and Hampden Bank, but your experience does not align perfectly with every aspect of what we are looking for, we would be happy to hear from you.

If you have any questions or are interested in learning more about the role, please contact the People Team and we will get back to you as soon as possible.

Hybrid working / flexible working

We support hybrid working and our policy is that colleagues spend at least 60% of their working week in the office to connect and collaborate with their colleagues.

We are open to considering requests from candidates who are looking for flexible arrangements. Please talk to us at interview about the flexibility you are looking for, and we will explore what is possible for the role. We cannot promise to meet every request, but we will not judge you for asking.