At a Glance
- Tasks: Manage credit propositions from sanction to drawdown, ensuring excellent client service.
- Company: Hampden Bank offers personalised private banking with a focus on client relationships.
- Benefits: Enjoy hybrid working, flexible arrangements, and extensive professional development opportunities.
- Other info: We welcome diverse applicants and encourage you to apply even if you don't meet every requirement.
- Why this job: Join a growing company that values inclusivity, teamwork, and personal growth.
- Qualifications: Chartered Banker qualification preferred; strong organisational and communication skills required.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Job purpose
To manage multiple credit propositions simultaneously from sanction to drawdown, including production and perfection of all necessary facility and security documents in order to ensure that excellent client service is provided and that the expectations of Hampden Bank clients are met.
Key responsibilities
- Analysis of all types of credit propositions to ensure compliance with relative laws and regulation as they apply
- Prepare all types of facility and security documentation and administer through to completion
- Instruction of and liaison with external legal advisors
- Establish and maintain good relationships with Private Bankers and external legal advisors
- Ensure exceptional client service is maintained and Service Level Agreements (SLAs) are met
- Ensure all work is processed to the highest standard and in accordance with the Bank’s procedures
- Provide advice, guidance and support to team members commensurate with knowledge and experience
- Any other related tasks which may be assigned from time to time which are considered to reasonable in relation to the role and skills and experience of the role holder
Required skills & experience
- Chartered Banker or equivalent desired
- Awareness of requirements for perfecting security subject to the laws of England & Wales and / or Scotland
- Awareness of the relevant UK regulations including CCA and MCOB
- Good knowledge of banking systems and controls desired
- Good organisational and time management skills
- Excellent attention to detail
- Ability to work accurately under pressure and meet deadlines
- Ability to organise workloads and priorities effectively
- Strong communication and team working skills
- A strong level of computer literacy and excellent keyboard
About us
At Hampden Bank, we provide private banking as it should be: approachable, accessible expertise delivered through loyal, long-lasting client relationships. Personalised service is at the core of our business, with a culture that is built on relationships. We take the time to get to know our clients to help them achieve their aspirations.
Why join us
As a growing and ambitious company, we seek people to join our team who share our values; Proud Ownership, Absolute Integrity, Total Inclusivity, Winning Teamwork and Purposeful Growth.
We are committed to an inclusive culture where everyone is comfortable to be their authentic self. We recognise, value and respect diverse cultures, knowledge, and identities. We work together to ensure collaboration, development, and success for everyone, supporting them to thrive and reach their potential.
We offer exciting career opportunities through professional and personal development, and have an extensive range of benefits you can enjoy.
To apply
Please submit your CV by the closing date. Please remember, on occasion we do receive more applications than expected we may bring the closing date forward, so please do apply promptly.
If you require reasonable adjustments to be made during the recruitment process, please let us know by contacting the People Team and we will endeavour assist you.
If you are excited about this opportunity and think you can bring value to the role and Hampden Bank, but your experience does not align perfectly with every aspect of what we are looking for, we would be happy to hear from you.
If you have any questions or are interested in learning more about the role, please contact the People Team and we will get back to you as soon as possible.
Hybrid working / flexible working
We support hybrid working and our policy is that colleagues spend at least 60% of their working week in the office to connect and collaborate with their colleagues.
We are open to considering requests from candidates who are looking for flexible arrangements. Please talk to us at interview about the flexibility you are looking for, and we will explore what is possible for the role. We cannot promise to meet every request, but we will not judge you for asking.
Administrator, Credit Operations in Edinburgh employer: Hampden Bank
Hampden Bank is an excellent employer that prioritises a culture of inclusivity and personal growth, making it an ideal place for a Credit Operations Administrator. With a commitment to professional development and a flexible working environment, employees are encouraged to thrive while maintaining strong relationships with clients and colleagues alike. The bank's values of Proud Ownership, Absolute Integrity, Total Inclusivity, Winning Teamwork, and Purposeful Growth create a supportive atmosphere where every team member can contribute meaningfully to the success of the organisation.
StudySmarter Expert Advice🤫
We think this is how you could land Administrator, Credit Operations in Edinburgh
✨Tip Number 1
Familiarise yourself with the specific laws and regulations relevant to credit operations in the UK, such as the Consumer Credit Act (CCA) and the Mortgage Conduct of Business (MCOB) rules. This knowledge will not only help you in interviews but also demonstrate your commitment to compliance and client service.
✨Tip Number 2
Network with professionals in the banking sector, especially those who work in credit operations or private banking. Building relationships with current employees at Hampden Bank can provide you with insights into their culture and expectations, which can be invaluable during the application process.
✨Tip Number 3
Prepare to discuss your organisational and time management skills in detail. Think of specific examples where you've successfully managed multiple tasks under pressure, as this is crucial for the role of a Credit Operations Administrator.
✨Tip Number 4
Showcase your attention to detail by preparing questions about the role and the company that reflect your understanding of their operations. This will not only impress the interviewers but also highlight your proactive approach and genuine interest in the position.
We think you need these skills to ace Administrator, Credit Operations in Edinburgh
Some tips for your application 🫡
Understand the Role:Read the job description thoroughly to grasp the responsibilities and qualifications required for the Credit Operations Administrator position. Tailor your application to highlight how your skills and experiences align with these requirements.
Highlight Relevant Experience:In your CV and cover letter, emphasise any previous experience in credit operations or banking. Mention specific examples where you managed credit propositions or worked with facility and security documentation.
Showcase Your Skills:Make sure to demonstrate your organisational, time management, and communication skills in your application. Use concrete examples to illustrate how you've successfully managed workloads and met deadlines in past roles.
Personalise Your Application:Address your application to the hiring team at Hampden Bank and express your enthusiasm for their values and culture. Mention why you want to work specifically for them and how you can contribute to their mission of providing exceptional client service.
How to prepare for a job interview at Hampden Bank
✨Know Your Regulations
Familiarise yourself with the relevant UK regulations such as CCA and MCOB. Being able to discuss these during your interview will demonstrate your understanding of the compliance aspects of the role.
✨Showcase Your Attention to Detail
Prepare examples that highlight your strong attention to detail, especially in documentation and compliance tasks. This is crucial for a Credit Operations Administrator, so be ready to discuss how you've ensured accuracy in past roles.
✨Demonstrate Teamwork Skills
Since the role involves liaising with Private Bankers and external legal advisors, be prepared to share experiences where you successfully collaborated with others. Highlight your ability to work as part of a team while also being a self-starter.
✨Ask About Flexibility
Since Hampden Bank values flexible working arrangements, don’t hesitate to ask about their hybrid working policy during the interview. This shows that you are proactive and interested in finding a work-life balance that suits you.
