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- Tasks: Join us as a Loan Underwriter to assess financial risks and manage credit proposals.
- Company: Be part of a growing financial services organization based in Slough with hybrid work options.
- Benefits: Enjoy flexible hybrid working, competitive pay, and a supportive team environment.
- Why this job: This role offers hands-on experience in finance and the chance to make impactful decisions.
- Qualifications: Previous underwriting or credit risk analysis experience is preferred; strong communication skills are essential.
- Other info: You'll be working in a dynamic team during an exciting growth phase.
The predicted salary is between 36000 - 60000 £ per year.
A great opportunity for an Underwriter / Credit Risk Analyst to join a fantastic financial services organisation going through an exciting period of growth. The role will be based in Slough, with hybrid working offered. The role’s main purpose is to assess financial risk associated with extending customer credit and financing. The role will involve manually underwriting proposals inline with credit/underwriting policy rules, working within service level targets and ensuring the quality of underwriting decisions. Key responsibilities Underwrites loans in accordance with credit policy rules, retail portfolio quality and service level adherence targets Ensure Underwriting work queues are reviewed in accordance with agreed work queue status review targets Self manages own work queue Answers inbound dealer and Account Manager enquiry calls in accordance with average speed of answer targets Answers inbound Payout and Activation enquiry calls as required Ensures Team Leader is aware of potential issues associated with proposal backlog Alerts Team Leader to those Dealers and or Account Managers that are reluctant to review proposal status using the Genus system Undertake testing and tuning of the retail and commercial scorecards Meet individual telephone statistic goals Experience/skills required Previous Underwriting or Credi…
Loan Underwriter Hybrid employer: Hamlin Knight Careers
Contact Detail:
Hamlin Knight Careers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Loan Underwriter Hybrid
✨Tip Number 1
Familiarize yourself with the specific credit policies and underwriting guidelines of the organization. Understanding these rules will help you demonstrate your knowledge during interviews and show that you're ready to hit the ground running.
✨Tip Number 2
Brush up on your analytical skills, especially in assessing financial risk. Being able to discuss your approach to evaluating credit proposals and how you manage risk will set you apart from other candidates.
✨Tip Number 3
Prepare to discuss your experience with underwriting software and systems, particularly any familiarity with the Genus system mentioned in the job description. Highlighting your technical skills can give you an edge in the selection process.
✨Tip Number 4
Showcase your ability to work under pressure and meet service level targets. Be ready to provide examples of how you've successfully managed workloads and maintained quality in previous roles.
We think you need these skills to ace Loan Underwriter Hybrid
Some tips for your application 🫡
Understand the Role: Take the time to thoroughly read the job description for the Loan Underwriter position. Understand the key responsibilities and required skills, as this will help you tailor your application to highlight relevant experiences.
Highlight Relevant Experience: In your CV and cover letter, emphasize any previous experience in underwriting or credit risk analysis. Use specific examples that demonstrate your ability to assess financial risk and adhere to credit policy rules.
Showcase Your Skills: Make sure to showcase skills that are crucial for the role, such as attention to detail, decision-making abilities, and effective communication. Provide examples of how you've successfully managed work queues or handled customer inquiries in past roles.
Tailor Your Cover Letter: Write a personalized cover letter that addresses the hiring manager. Mention why you are interested in this specific role at the financial services organization and how your background aligns with their growth objectives.
How to prepare for a job interview at Hamlin Knight Careers
✨Understand the Credit Policy
Make sure you have a solid grasp of the credit policy rules that the company follows. Be prepared to discuss how you would apply these rules in real-life scenarios during the interview.
✨Showcase Your Analytical Skills
Highlight your experience with assessing financial risk and underwriting proposals. Use specific examples from your past roles to demonstrate your analytical abilities and decision-making process.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to walk through how you would handle specific underwriting situations. Practice articulating your thought process clearly and concisely.
✨Familiarize Yourself with the Genus System
If possible, learn about the Genus system mentioned in the job description. Understanding how it works will show your initiative and readiness to adapt to their processes.
