Product Manager - Embedded Payments

Product Manager – Embedded Payments (API, H2H, SWIFT)

Location: London / Hybrid

Industry: Banking | Payments | Embedded Finance

Employment Type: 12+ month Contract (Daily rate)

Our client, driving innovation in embedded finance, is seeking a talented Product Manager to join their Payments team. This is a unique chance to own and shape payment products that power seamless, secure payment experiences via APIs, Host-to-Host (H2H) integrations, and SWIFT.

You will work in a highly collaborative environment, partnering with technology, compliance, risk, sales, and client teams to deliver scalable solutions that meet regulatory requirements and commercial goals.

Key Responsibilities

• Lead the development and ongoing evolution of embedded payment products across API, H2H, and SWIFT channels
• Define and execute product strategy and roadmap focused on client outcomes and revenue growth
• Collaborate closely with engineering teams to build integration-friendly, scalable payment solutions
• Partner with risk, compliance, and legal to embed regulatory controls into product design
• Own commercialisation efforts including pricing, P&L management, and go-to-market strategy
• Incorporate client feedback and market insights into product improvements
• Manage the full product lifecycle from launch through growth and optimization
• Support sales and client services with product expertise and enablement materials

What You’ll Bring

• 4-8 years of product management experience in payments, banking, or fintech
• Deep understanding of payment infrastructure including APIs, H2H file transfers, and SWIFT/ISO 20022 messaging
• Proven commercial acumen with experience managing pricing and P&L responsibilities
• Strong knowledge of regulatory and risk frameworks (AML, KYC, PSD2, etc.) and experience working within regulated environments
• Excellent stakeholder management skills and the ability to balance client needs with compliance and technical considerations
• A collaborative mindset and excellent communication skills

Preferred Experience

• Exposure to Banking-as-a-Service (BaaS) or embedded finance ecosystems
• Experience with treasury services, ERP, or payment platform integrations
• Background in developer-centric product management or API design