Senior Legal Counsel / Regulatory Counsel / Product Counsel

We are looking for a highly motivated, analytical, business‑focused lawyer with a strong background in financial services regulation to help shape and commercialise products at Moneybox.

Reporting directly to the Head of Legal (Commercial and Product), this new role offers the autonomy to shape and own your responsibilities while building relationships across the business.

What You’ll Do

• Act as a key strategic adviser to the Product Team and other business teams, enabling rollout of new products, features, promotions and services from strategy to launch.
• Identify and address product, regulatory, privacy and other legal risks and mitigations within the financial regulatory environment.
• Develop strategies for handling legal issues, building processes for scaling flexible solutions that address risk.
• Help propose and advance Product policies and ensure ongoing compliance of products and services with internal policies, procedures and processes in accordance with all applicable laws and financial regulation.
• Assist with drafting and updating customer‑facing terms and conditions.
• Assist with wider commercial matters, including drafting, negotiating and advising on agreements with suppliers, banking partners, marketing and IT procurement.
• Assist the Compliance Team with regulatory queries.
• Provide training and education to the business on legal matters.
• Stay up‑to‑date on relevant legal/financial services regulatory developments and proactively advise the business on potential impacts.
• Work closely with and manage external legal advisors.

Experience And Skills

• 8+ years PQE lawyer with strong financial services regulatory experience, ideally from a top law firm.
• Excellent knowledge of financial services regulations, including the FCA Handbook (BCOBS, Consumer Duty, CASS) and FSMA (including the FinProm regs), as well as wider consumer protection issues, including Data Protection.
• Experience developing or advising on saving and investing products with aggregators.
• Highly collaborative, comfortable with ambiguity and able to provide pragmatic, business‑oriented advice within the complex financial regulatory environment.
• Experience dealing with FCA queries.
• Experience drafting and negotiating customer‑facing terms and conditions and a wider range of commercial agreements.
• Excellent organisational skills and attention to detail, ability to juggle and prioritise many matters.
• Pragmatic approach to advice, with the ability to understand our business and apply an appropriate commercial lens to reviews.
• Enthusiasm for innovation, automation, and improving how Legal services are delivered.
• Strong relationship‑building and influencing skills, particularly with senior level contacts.
• Excellent communication and negotiation skills, both written and verbal, including the ability to explain complex regulatory matters clearly to non‑lawyers.
• PQE is a guide – your ability and skills are worth more to us than your years qualified.

What’s in it for you?

• Opportunity to join a fast‑growing, award‑winning and super‑ambitious company.
• Work with a friendly team of highly motivated individuals.
• Be in an environment where you are listened to and can have an impact.
• Thriving collaborative and inclusive company culture.
• Competitive remuneration package.
• Company shares.
• Company pension scheme.
• Hybrid working environment.
• Home office furniture allowance.
• Personal Annual Learning and Development budget.
• Private Medical Insurance.
• Health Cash Plan.
• Cycle to work scheme.
• Gympass subscription.
• Enhanced parental pay & leave.
• 25 days holiday + bank holidays with additional days added with length of service.

This is a hybrid role. Our office is in London, by the Oxo Tower.

Our Commitment to DE&I

We promote, support and celebrate inclusion, diversity and equity for all, so that everyone can bring their full selves to work. We encourage you to let us know if there are any adjustments that we can make to support your application process. We are open‑minded and always willing to go the extra mile to ensure all applicants can present their full self and potential.

Visa Sponsorship

At this time we do not offer visa sponsorship for this role and cannot consider overseas applications.

Working Policy

We have a hybrid policy that includes 2 days from our London office and 3 from home. Candidates must be based within the UK.