Treasury Manager in London

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We are one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Why Join Lendable

• Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1.
• Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo.
• Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting.

What You’ll Do

• Collaborate with senior management to develop and execute treasury strategies aligned with our business objectives.
• Provide expert guidance on liquidity management, capital allocation, and risk mitigation to optimize our financial performance.
• Oversee the operational aspects of treasury, including cash management, foreign exchange, and hedging activities.
• Streamline processes, enhance efficiency, and leverage technology to automate treasury operations.
• Oversee day‑to‑day cash flow operations, including forecasting, monitoring, and reporting to ensure liquidity needs are met efficiently and idle cash is minimized.
• Work with Capital Markets to establish optimum investment strategy for Treasury assets and manage portfolio investments.
• Implement robust risk management practices to safeguard the financial position; assess and mitigate financial risks such as interest rate, liquidity, and credit risks while ensuring compliance with regulatory requirements in the UK and US markets.
• Build and maintain strong relationships with internal and external stakeholders, including regulators, auditors, and investors.
• Lead and develop a lean high‑performing treasury team, fostering a culture of collaboration, innovation, and continuous improvement.

What We’re Looking For

• Proven experience in treasury management, within the consumer lending space or an asset‑backed treasury business.
• Strong knowledge of UK and US financial markets, regulations, and best practices.
• Proven track record in strategic financial planning, cash flow management, and risk mitigation.
• Excellent analytical and problem‑solving skills, with the ability to make data‑driven decisions.
• Expertise in treasury operations and systems implementation and management.
• Exceptional communication and interpersonal skills, with the ability to influence and build relationships at all levels.
• Strong leadership capabilities, with a passion for developing and motivating teams.
• Excited about the opportunity to work in an entrepreneurial environment and have a real impact on the business.
• Professional qualifications such as ACT, CFA, or ACCA are desirable.

Life at Lendable

• Winning team: the opportunity to scale up one of the world’s most successful fintech companies.
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in‑office weekly; fully remote roles include regular opportunities for in‑person connection through socials and off‑sites.
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls.
• Health coverage: support for your physical and mental wellbeing, including private health cover.
• Retirement & savings: long‑term financial wellbeing through retirement savings plans.
• Employee referral programme: earn a competitive bonus when you refer successful new team members.
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in‑house chefs on in‑office days at select locations.
• Sustainable commuting: cycle‑to‑work and electric vehicle salary sacrifice schemes available in select locations.

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.