Senior Credit Risk Manager in London
Senior Credit Risk Manager

Senior Credit Risk Manager in London

London Full-Time 70000 - 90000 £ / year (est.) Home office (partial)
hackajob

At a Glance

  • Tasks: Lead credit risk framework and conduct deep financial analysis for global partners.
  • Company: Wise, a global tech company revolutionising money management.
  • Benefits: Competitive salary, flexible working, and opportunities for professional growth.
  • Other info: Dynamic work environment with a focus on innovation and resilience.
  • Why this job: Join a mission-driven team making international money transfers easier and more affordable.
  • Qualifications: Experience in credit risk management and strong analytical skills.

The predicted salary is between 70000 - 90000 £ per year.

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

As Wise continues to scale and evolve its infrastructure, we are looking for a Senior Credit Risk Manager to lead our credit risk framework into its next chapter. You won't just be 'checking boxes'. You will bridge the gap between traditional credit analysis and advanced quantitative modeling (ICARA/ILAAP) to ensure our global network of banks, NBFIs, and corporate partners remains resilient.

Key Responsibilities
  • Credit Evaluation & Advanced Analysis
  • Fundamental Analysis: Conduct deep‑dive financial analysis of banks, NBFIs, and corporate clients, evaluating liquidity, capital adequacy, and asset quality.
  • Limit Management: Design and assign credit limits for financial partners and Wise Platform clients, ensuring they align with our evolving risk appetite.
  • Internal Rating Models: Lead the application and refinement of internal credit rating models to ensure risk‑sensitive pricing and exposure management.
  • Credit risk recommendation: document and support credit decisions and recommendations to the Credit Risk Committee and the Asset & Liabilities Committee (ALCO).
  • Quantitative Risk Analysis, Concentration Risk & Stress Testing
    • Single Name exposures: Act as the SME for concentration and counterparty risk limits, ensuring that our bond holdings.

    Senior Credit Risk Manager in London employer: hackajob

    Wise is an exceptional employer that fosters a dynamic and innovative work culture, where employees are empowered to make impactful decisions in the fast-paced world of financial technology. With a strong focus on professional growth, Wise offers numerous opportunities for career advancement and skill development, all while being part of a mission-driven team dedicated to transforming how money is managed globally. Located in a vibrant environment, employees enjoy a collaborative atmosphere that encourages creativity and inclusivity, making it a truly rewarding place to work.
    hackajob

    Contact Detail:

    hackajob Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Senior Credit Risk Manager in London

    ✨Tip Number 1

    Network like a pro! Reach out to current or former employees at Wise on LinkedIn. A friendly chat can give us insider info and maybe even a referral, which can really boost our chances.

    ✨Tip Number 2

    Prepare for the interview by diving deep into Wise's mission and values. We want to show that we’re not just a fit for the role, but also for the company culture. Let’s make it clear we’re on board with their vision!

    ✨Tip Number 3

    Practice makes perfect! Mock interviews with friends or mentors can help us nail down our responses. Focus on articulating our experience in credit risk management and how it aligns with Wise's needs.

    ✨Tip Number 4

    Don’t forget to apply through our website! It’s the best way to ensure our application gets seen. Plus, we can tailor our submission to highlight exactly how we can contribute to Wise’s mission.

    We think you need these skills to ace Senior Credit Risk Manager in London

    Credit Risk Management
    Quantitative Analysis
    Financial Analysis
    Liquidity Assessment
    Capital Adequacy Evaluation
    Asset Quality Assessment
    Internal Rating Models
    Risk Appetite Alignment
    Stress Testing
    Concentration Risk Management
    Counterparty Risk Analysis
    Communication Skills
    Decision-Making Skills
    Stakeholder Engagement

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Manager role. Highlight relevant experience and skills that align with Wise's mission and the specific responsibilities mentioned in the job description.

    Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk management and how your background makes you a perfect fit for Wise. Keep it engaging and personal.

    Showcase Your Analytical Skills: Since this role involves advanced quantitative modelling, be sure to showcase your analytical skills in your application. Mention any relevant projects or experiences where you've successfully applied these skills.

    Apply Through Our Website: We encourage you to apply through our website for the best chance of being noticed. It’s straightforward and ensures your application goes directly to us, making it easier for us to review your credentials.

    How to prepare for a job interview at hackajob

    ✨Know Your Numbers

    As a Senior Credit Risk Manager, you'll need to demonstrate your expertise in financial analysis. Brush up on key metrics like liquidity ratios and capital adequacy. Be ready to discuss how you've applied these in past roles, as this will show your depth of knowledge.

    ✨Showcase Your Analytical Skills

    Prepare to talk about your experience with quantitative risk analysis and internal rating models. Bring examples of how you've used advanced modelling techniques to make credit decisions. This will highlight your ability to bridge traditional analysis with modern methodologies.

    ✨Understand Wise's Mission

    Familiarise yourself with Wise's mission to make money management easier and more cost-effective. Think about how your role as a Senior Credit Risk Manager can contribute to this goal. Showing alignment with their values will set you apart from other candidates.

    ✨Prepare for Scenario Questions

    Expect questions that assess your decision-making in high-pressure situations. Prepare scenarios where you've had to manage credit limits or handle concentration risks. Use the STAR method (Situation, Task, Action, Result) to structure your responses effectively.

    Senior Credit Risk Manager in London
    hackajob
    Location: London

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