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- Tasks: Lead the development of innovative credit products and strategies at Wise.
- Company: Join Wise, a global tech leader transforming how money moves.
- Benefits: Competitive salary, flexible work options, and opportunities for growth.
- Other info: Collaborative environment with a mission to bring fairness to credit.
- Why this job: Shape the future of credit while making a real impact on customers' lives.
- Qualifications: 10+ years in product management, especially in fintech or financial services.
The predicted salary is between 80000 - 100000 £ per year.
Overview
Wise is a global technology company, building the best way to move and manage the world’s money.
The Role
As the Product Lead for Credit at Wise, you will be building Wise’s first credit products. You will be creating the Credit domain, with the remit to launch Business and consumer credit cards globally and work across Wise to define the ‘what’s next’ for other credit products. You will work with a global high performing, cross functional squad of engineers, designers and analysts, moving from strategy to the execution of high-impact pilots.
What You’ll Do
- Build the "Wise Point of View": Synthesize market research, customer pain points, and regulatory landscapes to create a definitive strategic recommendation for Wise's credit roadmap.
- Be a Customer Champion: Deeply understand the credit needs of our customer base. Use data and user research to identify where traditional credit products fail them and how Wise can solve those problems uniquely.
- Drive Strategic Execution: Work with Global Product Teams to help refine building and shipping initial versions or pilots of chosen credit features. This includes defining requirements for lean underwriting, application flows, and repayment infrastructure.
- Be Data-Driven: Use an analytical mindset (including SQL) to build financial models, forecast portfolio performance, and define the KPIs that will prove the success of our credit initiatives.
- Collaborate with Regulatory and Compliance: Work extensively with 3rd line Compliance and Product Compliance teams to ensure we solve for regulatory barriers without compromising the product experience.
- Collaborate and Influence: Work closely with Risk, Compliance, Legal, and Finance to navigate the complex global regulatory landscape and ensure any credit path we choose is scalable and robust.
What We’re Looking For
- Experience: 10+ years of experience in product management, with significant experience in fintech or financial services—specifically in high-growth or ‘0-1’ environments.
- Strategic Depth: Proven ability to take a broad, ambiguous problem space and distill it into a clear, actionable strategy and point of view.
- Credit Domain Expertise: A strong understanding of the credit ecosystem, including risk assessment, lending regulations, and the economics of different credit products.
- Data-Driven Mindset: The ability to use data (including SQL) to inform your decisions, prove your hypotheses, and tell a compelling story to stakeholders about the future of credit at Wise.
- Bias for Action: You are hands-on and willing to do everything needed—from deep-dive research to writing product requirements—to make the team and product successful.
- Mission Alignment: A genuine passion for Wise’s mission and a desire to bring transparency and fairness to the world of credit.
Product Lead - Credit in London employer: hackajob
Contact Detail:
hackajob Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Product Lead - Credit in London
✨Tip Number 1
Network like a pro! Reach out to people in your industry, especially those at Wise. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by diving deep into Wise's mission and values. Show us how your experience aligns with our goals, especially in the credit space.
✨Tip Number 3
Be ready to showcase your data-driven mindset. Bring examples of how you've used data to make decisions in past roles, especially in fintech or product management.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you're genuinely interested in joining the Wise team.
We think you need these skills to ace Product Lead - Credit in London
Some tips for your application 🫡
Show Your Passion for Credit: When you're writing your application, let your enthusiasm for the credit domain shine through. We want to see how your experience aligns with our mission at Wise and how you can contribute to building innovative credit products.
Be Data-Driven: Make sure to highlight your analytical skills in your application. We love candidates who can use data to back up their ideas, so share examples of how you've used data to inform decisions or drive product success in the past.
Tailor Your Application: Don’t just send a generic application! Take the time to tailor your CV and cover letter to reflect the specific requirements of the Product Lead role. Show us that you understand what we’re looking for and how you fit into the picture.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re serious about joining our team!
How to prepare for a job interview at hackajob
✨Know Your Credit Stuff
Make sure you brush up on your knowledge of the credit ecosystem. Understand risk assessment, lending regulations, and the economics of different credit products. This will help you demonstrate your expertise and show that you're the right fit for Wise's mission.
✨Data is Your Best Friend
Since this role requires a data-driven mindset, be prepared to discuss how you've used data in past projects. Bring examples of how you've built financial models or defined KPIs. If you can, practice some SQL queries beforehand to show off your analytical skills.
✨Show Your Strategic Thinking
Wise is looking for someone who can take broad problems and turn them into actionable strategies. Think of examples from your experience where you've done just that. Be ready to explain your thought process and how you arrived at your strategic recommendations.
✨Collaboration is Key
This role involves working with various teams like Risk, Compliance, and Legal. Prepare to discuss how you've successfully collaborated with cross-functional teams in the past. Highlight any experiences where you navigated complex regulatory landscapes to achieve a common goal.