At a Glance
- Tasks: Investigate financial crime and conduct screening checks to protect customers.
- Company: Join Lendable, a fast-growing fintech unicorn with a mission to revolutionise credit.
- Benefits: Enjoy flexible working, health coverage, and a fully stocked kitchen on in-office days.
- Other info: Dynamic team environment with opportunities for professional growth and social events.
- Why this job: Make a real impact in preventing fraud while working with cutting-edge technology.
- Qualifications: Analytical mindset, strong decision-making skills, and previous financial crime experience preferred.
The predicted salary is between 63000 - 77000 £ per year.
hackajob is collaborating with
Lendable to connect them with exceptional professionals for this role.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money.
- We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
- So far, we’ve rebuilt the Big Three consumer finance products from scratch:
loans, credit cards and car finance . We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
- Join us if you want to
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About The Role
- We’re hiring new financial crime investigators due to continued business growth.
- You’ll conduct important financial crime screening checks and investigations into new applicants and existing customers.
- You will use screening tools to match customer data against PEPs & Sanctions lists and use your initiative to determine the risks associated with the application/ customer.
- You will review customer profile information and transactional activity to identify financial crime risks, and take appropriate action on the account..
- You will submit internal Suspicious Activity Reports in instances where suspicious activity has been identified.
- As the business grows you may be required to take on additional tasks to support the Financial Crime Team.
- You’ll work in the office 3 days per week.
- You'll work 40 hours per week. This means you'll work Monday to Friday, from 9am to 6pm, with a one hour lunch break.
- You'll also work one full weekend (Saturday and Sunday), once every 4 weeks, and have two weekdays off in lieu.
- Your team’s objectives
- Protect our customers and society, by preventing fraud and financial crime.
- Comply with financial crime regulations and company policy.
- Minimise customer and applicant friction through skilled and timely decisions.
- Identify opportunities for product and process improvement.
- How You’ll Impact Those Objectives
- You’ll support new application checks and existing customer monitoring.
- You’ll investigate potential Politically Exposed Persons (PEPs) and Sanctions matches, and assist with onboarding reviews.
- You’ll monitor activity and transactions on customer accounts.
- You will help mitigate risk by escalating Financial crime concerns that you have identified during your reviews.
What do you need to succeed in this role?
- Ability to collaborate effectively within a diverse team.
- Have an analytical mindset with a good attention to detail.
- Strong decision-making skills, and excellent writing skills to document decisions.
- Can effectively communicate with customers, applicants and senior management, when necessary.
- Proficient time management skills, comfortable meeting targets and deadlines.
- Previous financial crime experience is advantageous, particularly around screening and KYC.
- Experience in identifying opportunities for process improvements and implementing solutions, including the use of automation and AI technologies to enhance efficiency and effectiveness in financial crime prevention.
- Demonstrated ability to leverage data, machine learning, and AI to develop and optimise strategies for fraud and financial crime detection and prevention.
- The interview process
- Role
We’re not a corporation so we try our best to get things moving as quickly as possible. For this role we’d expect:
- A 30 minute call with a member of the Talent team
- A 15 minute Cognitive Assessment
- An onsite Interview and Assessment with the Financial Crime Team Leader/Manager
- Video Interview with the Head of Fraud and Financial Crime
- Life at Lendable
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role.
Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Check out our blog!
#J-18808-Ljbffr
Financial Crime Investigator employer: hackajob
At hackajob, we pride ourselves on being an exceptional employer that fosters a culture of innovation and inclusivity. Our diverse team thrives in a high-performance environment where your contributions directly impact our multi-asset platform's success. With ample opportunities for professional growth and a commitment to employee development, joining us means being part of a forward-thinking company that values your expertise and ambition.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigator
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like hackajob. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Investigator
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to hackajob.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on hackajob's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at hackajob
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with hackajob.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at hackajob will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former hackajob employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
