At a Glance
- Tasks: Monitor and manage credit risk across loans and credit cards, producing insightful reports.
- Company: Join Barclays, a leading bank shaping the future of finance.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Other info: Dynamic role with potential for career advancement in credit risk management.
- Why this job: Make a real impact in banking while developing your analytical skills.
- Qualifications: Strong analytical skills with experience in SAS/SQL and financial analysis.
The predicted salary is between 60000 - 80000 £ per year.
hackajob is collaborating with Barclays to connect them with exceptional professionals for this role. Join us as a Credit Risk Portfolio Senior Analyst within Barclays where you will help shape the future of banking by monitoring and managing credit risk across lending products such as loans and credit cards. It focuses on determining customer eligibility through credit checks, supporting effective credit risk management, and producing high quality management information to track portfolio performance.
Day to day, the role involves running SAS scripts, producing regular reporting and insight packs for senior management, and supporting decision making through accurate analysis. The position acts as a stepping stone into broader portfolio and credit risk management roles, offering exposure to data driven risk monitoring and governance activities.
Purpose of the role
To manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the creditworthiness of its lending portfolio.
Accountabilities
- Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions.
- Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio.
- Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses.
- Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile.
- Definition and setting of portfolio, segment and customer risk appetite, policy and limits. Overseeing first line execution within these parameters.
Qualifications
- Strong credit risk and financial analysis skills, with the ability to assess and interpret financial performance and risk indicators.
- Experience querying and analysing data from relational databases using SAS/SQL, alongside strong knowledge of advanced Excel capabilities.
- Proven experience working as an analyst, with the ability to operate as a proactive self starter.
- Experience using programming or analytical languages to run coding scripts and analyse, interpret, and validate data outputs.
- Considerable ability to understand, interpret, and identify trends and patterns within complex datasets.
- Excellent problem solving skills, with strong numerical capability and a logical, structured approach to analysis.
- Proven ability to build and maintain effective working relationships with key colleagues and stakeholders.
Desirable Skills
- Experience working within a Financial Services environment, with an understanding of regulated business contexts.
Location
This role can be based in Edinburgh or Glasgow.
Values and Mindset
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.
Credit Risk Portfolio Senior Analyst in Edinburgh employer: hackajob
Barclays is an exceptional employer that fosters a dynamic work culture focused on integrity, respect, and excellence. As a Credit Risk Portfolio Senior Analyst, you will benefit from comprehensive employee growth opportunities, including exposure to advanced analytical tools and the chance to influence key decision-making processes. With locations in Edinburgh and Glasgow, Barclays offers a vibrant environment that encourages collaboration and innovation, making it an ideal place for professionals seeking meaningful and rewarding careers in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Portfolio Senior Analyst in Edinburgh
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like hackajob. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Portfolio Senior Analyst in Edinburgh
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to hackajob.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on hackajob's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at hackajob
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with hackajob.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at hackajob will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former hackajob employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
