At a Glance
- Tasks: Monitor and manage credit risk across lending products, producing insightful reports for senior management.
- Company: Join Barclays, a leading bank shaping the future of finance.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Other info: Dynamic work environment with potential for career advancement in credit risk management.
- Why this job: Make a real impact in banking while developing your analytical skills.
- Qualifications: Strong analytical skills with experience in SAS/SQL and financial analysis.
The predicted salary is between 60000 - 80000 £ per year.
hackajob is collaborating with Barclays to connect them with exceptional professionals for this role. Join us as a Credit Risk Portfolio Senior Analyst within Barclays where you will help shape the future of banking by monitoring and managing credit risk across lending products such as loans and credit cards. It focuses on determining customer eligibility through credit checks, supporting effective credit risk management, and producing high quality management information to track portfolio performance.
Day to day, the role involves running SAS scripts, producing regular reporting and insight packs for senior management, and supporting decision making through accurate analysis. The position acts as a stepping stone into broader portfolio and credit risk management roles, offering exposure to data driven risk monitoring and governance activities.
Purpose of the role
To manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the creditworthiness of its lending portfolio.
Accountabilities
- Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions.
- Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio.
- Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses.
- Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile.
- Definition and setting of portfolio, segment and customer risk appetite, policy and limits. Overseeing first line execution within these parameters.
Qualifications
- Strong credit risk and financial analysis skills, with the ability to assess and interpret financial performance and risk indicators.
- Experience querying and analysing data from relational databases using SAS/SQL, alongside strong knowledge of advanced Excel capabilities.
- Proven experience working as an analyst, with the ability to operate as a proactive self starter.
- Experience using programming or analytical languages to run coding scripts and analyse, interpret, and validate data outputs.
- Considerable ability to understand, interpret, and identify trends and patterns within complex datasets.
- Excellent problem solving skills, with strong numerical capability and a logical, structured approach to analysis.
- Proven ability to build and maintain effective working relationships with key colleagues and stakeholders.
Desirable Skills
- Experience working within a Financial Services environment, with an understanding of regulated business contexts.
Location
This role can be based in Edinburgh or Glasgow.
Values and Mindset
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.
Credit Risk Portfolio Senior Analyst employer: hackajob
Barclays is an exceptional employer that fosters a dynamic work culture focused on respect, integrity, and excellence. With opportunities for professional growth and development in the financial services sector, employees are empowered to challenge the status quo and drive impactful change. Located in vibrant cities like Edinburgh and Glasgow, Barclays offers a collaborative environment where innovative thinking thrives, making it an ideal place for those looking to advance their careers in credit risk management.
