At a Glance
- Tasks: Optimise pricing strategies and improve conversion funnels using data analytics.
- Company: Join one of the UK's fastest-growing fintech companies with a collaborative culture.
- Benefits: Flexible working, health coverage, office meals, and employee referral bonuses.
- Other info: Be part of a winning team with excellent career growth opportunities.
- Why this job: Make a real impact on our commercial strategy and drive growth in a dynamic environment.
- Qualifications: Proficiency in Python and SQL, with experience in credit risk or commercial strategy.
The predicted salary is between 50000 - 60000 € per year.
About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join us if you want to:
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting
About The Role
We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work on our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return. You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives. You’ll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.
Team's Objectives
Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending.
Your Core Responsibilities Include:
- Optimising our pricing strategy, how much to lend and at what interest rate.
- Improving our conversion funnel, responding to qualitative feedback as well as data insights.
- Building a product that our customers and partners love.
How You'll Impact Those Objectives:
- Define our multi-channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns
- Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy
- Seek out novel strategies and commercial approaches we can take advantage of
- Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market
- Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance
- Monitor and assess the success of implemented strategies and continuously identify areas for improvement.
What you'll need to succeed:
- Daily coding experience, with proficiency in Python and SQL ideally
- Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.
- A strategic mindset and the ability to translate complex data into clear, actionable decisions.
- A focus on delivering results that align with both commercial and customer needs.
- A collaborative, open approach and a willingness to challenge your own assumptions
- Experience working in marketing / growth roles is a plus, but not required!
Interview Process:
- An initial phone conversation with a member of our team.
- Onsite interviews, including a practical case study and team conversations.
- A final discussion with a member of our executive leadership (C-suite).
Life at Lendable:
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
Credit & Commercial Senior Analyst employer: hackajob
Lendable is an exceptional employer, offering a dynamic work environment where innovation thrives and employees are empowered to make impactful decisions from day one. With a strong focus on employee wellbeing, flexible working arrangements, and opportunities for professional growth, Lendable fosters a collaborative culture that values creativity and results. Join us in our mission to revolutionise the fintech landscape while enjoying competitive benefits and a supportive team atmosphere.
StudySmarter Expert Advice🤫
We think this is how you could land Credit & Commercial Senior Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those at Lendable. A friendly chat can open doors and give you insights that might just set you apart from the crowd.
✨Tip Number 2
Prepare for your interviews by diving deep into Lendable's products and values. Show us you’re not just another candidate; demonstrate how your skills can directly impact our mission to revolutionise credit and savings.
✨Tip Number 3
Practice your coding skills in Python and SQL. We want to see you in action, so brush up on those daily coding experiences and be ready to tackle real-world problems during the interview process.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Credit & Commercial Senior Analyst
Some tips for your application 🫡
Show Your Analytical Skills:Make sure to highlight your experience with data analysis, especially using Python and SQL. We want to see how you've used analytics to drive decisions in previous roles, so don’t hold back on those examples!
Tailor Your Application:Take a moment to customise your CV and cover letter for this role. Mention specific projects or experiences that align with our commercial strategy and pricing optimisation goals. It shows us you’re genuinely interested!
Be Clear and Concise:When writing your application, keep it straightforward. Use clear language and avoid jargon where possible. We appreciate a well-structured application that gets straight to the point—just like we do in our work!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at hackajob
✨Know Your Numbers
As a Credit & Commercial Senior Analyst, you'll need to demonstrate your analytical skills. Brush up on key metrics related to credit risk and pricing strategies. Be ready to discuss how you’ve used data to drive decisions in previous roles.
✨Showcase Your Coding Skills
Since proficiency in Python and SQL is crucial, prepare to discuss your coding experience. Bring examples of projects where you've used these languages to solve problems or optimise processes. If possible, practice a few coding challenges to keep your skills sharp.
✨Understand the Market Landscape
Familiarise yourself with current trends in consumer lending and fintech. Be prepared to discuss competitors and how their strategies might impact Lendable. Showing that you’re aware of the market will demonstrate your strategic mindset.
✨Emphasise Collaboration
Lendable values a collaborative approach, so be ready to share examples of how you've worked cross-functionally in the past. Highlight any experiences where you’ve successfully partnered with product, engineering, or marketing teams to achieve common goals.
