At a Glance
- Tasks: Analyse credit risk and manage a global portfolio of counterparties.
- Company: Dynamic company in the commodities trading sector.
- Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
- Other info: Join a team that values collaboration and innovation in the commodities market.
- Why this job: Make impactful decisions in a fast-paced environment while developing your financial expertise.
- Qualifications: 5 years of experience in credit risk and strong analytical skills required.
The predicted salary is between 49500 - 60500 £ per year.
The Credit Analyst will be responsible for managing the credit risk on a global portfolio of counterparties. He/She will analyze quantitative and qualitative information and provide advice and recommendations for credit limits, ratings and other credit terms. The position is also responsible for supporting the negotiation of credit matters with external counterparties.
Main Responsibilities
- Conduct in-depth quantitative and qualitative credit assessments of counterparties
- Review and respond to day-to-day trade requests from commercial teams, including an increasing number of structured, non-standard transactions
- Evaluate and support the structuring of complex multi-commodity and long-term transactions
- Support the negotiation and administration of credit arrangements, master trading agreements and other transaction-related documentation
- Exercise delegated authority to recommend and approve credit limits, ratings and other credit terms
- Proactively monitor and manage a portfolio of counterparties, primarily within the EMEA region, with a focus on current and potential future exposures, positions, credit developments and emerging risks
- Ensure compliance with group credit policies and procedures
- Develop and maintain effective working relationships with counterparties, financial institutions, and internal stakeholders
- Participate in credit-related system enhancements or other projects/initiatives to strengthen the company’s credit infrastructure and capabilities
Profile
- A minimum of 5 years relevant experience in credit risk
- Experience with counterparties operating in commodity trading markets, particularly within base metals, precious metals, mining or metals trading sectors
- Strong financial analysis, credit writing and risk assessment skills, with the ability to form independent recommendations
- Working knowledge of master agreements commonly used in the commodities markets such as ISDA and related credit support documentation (CSA)
Our people make all the difference in our success.
Credit Analyst employer: Gunvor Group Ltd
Gunvor Group Ltd. is an exceptional employer that prioritises integrity and compliance, offering a dynamic work environment in the heart of Europe, with opportunities for professional growth and collaboration across its Geneva and London offices. Employees benefit from a strong culture of teamwork and innovation, as well as comprehensive support for career development within the EMEA region, making it a rewarding place to advance your career in anti-bribery and compliance.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Gunvor Group Ltd. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Gunvor Group Ltd.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Gunvor Group Ltd's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Gunvor Group Ltd
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Gunvor Group Ltd.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Gunvor Group Ltd will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Gunvor Group Ltd employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
