At a Glance
- Tasks: Lead pricing strategy and analytics to optimise outcomes and enhance customer value.
- Company: Guardian, a forward-thinking financial services company dedicated to making life better.
- Benefits: Hybrid working, career growth opportunities, and a supportive team culture.
- Other info: Join a dynamic team focused on challenging the norm and delivering exceptional customer outcomes.
- Why this job: Make a real impact in the insurance market with innovative pricing solutions.
- Qualifications: Experience in pricing, data science, and strong analytical skills required.
The predicted salary is between 63000 - 77000 £ per year.
Guardian has a single ambition, for every family to have protection that they truly believe in.
We aim to achieve that by challenging the market and offering a ’better’ way for Financial Advisers and their clients.
In line with our brand promise Life.
Made Better., we plan to make life better for everyone.
You’ll be joining us at a time of growth, with lots of opportunities to increase your knowledge and further your career.
You’ll be part of an innovative business, with a team of people dedicated to doing the right thing for our customers.
A team where you can make a real difference and be part of a culture that encourages you to constantly challenge the norm and put our customers at the heart of every decision.
What you’ll be doing
As part of Guardian's Pricing & Reinsurance team, you will play a leading role in shaping pricing decisions and performance across the business.
Reporting to the Head of Pricing & Reinsurance, you will combine pricing expertise, advanced analytics, machine learning and AI-enabled automation to deliver actionable insights, optimise pricing outcomes, improve profitability and customer value, and strengthen Guardian's competitive position in the UK protection market.
Working closely with colleagues across Distribution, Proposition, Operations, Data and Technology teams, you will lead the development of Guardian's pricing science capability.
You will develop and enhance pricing models, deliver commercial insights, identify opportunities to improve pricing sophistication and automation, and support the evolution of next-generation pricing solutions while maintaining robust governance and controls.
Key responsibilities
- Pricing Strategy & Delivery
- Lead the development and optimisation of pricing across Guardian's product portfolio.
- Own the end-to-end repricing process, balancing competitiveness, customer outcomes and profitable growth.
- Maintain and enhance pricing methodologies, assumptions and segmentation frameworks.
- Provide pricing recommendations that support commercial objectives and strategic priorities.
- Pricing Science & Analytics
- Lead the development of pricing data science capability within the Pricing & Reinsurance team.
- Own and develop Guardian's pricing models, ensuring they remain robust, controlled and fit for purpose.
- Apply advanced analytics, machine learning and predictive modelling to improve pricing performance.
- Use internal and external data to identify pricing opportunities, improve segmentation and support growth.
- Portfolio Performance & Commercial Insight
- Monitor portfolio and pricing performance, identifying trends, risks and opportunities.
- Develop insight into customer behaviour, price elasticity and market dynamics to inform pricing decisions.
- Design and maintain monitoring frameworks to track performance against expectations.
- Translate complex analysis into clear commercial recommendations for senior stakeholders.
- Pricing Transformation & Automation
- Drive the automation of pricing analysis, monitoring and reporting processes.
- Lead the adoption of AI-enabled pricing capabilities and support the Pricing Transformation programme.
- Identify new data sources, modelling techniques and automation opportunities to enhance pricing sophistication.
- Partner with Data and Technology teams to build scalable pricing capabilities.
- Stakeholder Management & Governance
- Collaborate with Distribution, Proposition, Operations, Data and Technology teams to deliver pricing outcomes.
- Ensure compliance with actuarial standards, Consumer Duty requirements and internal governance frameworks.
- Maintain robust controls, documentation and oversight of pricing models, AI outputs and decision-making processes.
- Knowledge, Skills & Experience
- Significant experience in pricing, data science, actuarial, analytics or a similar commercially focused role within insurance or financial services.
- Strong pricing and analytical expertise, ideally within the UK protection or life insurance market.
- Advanced modelling and programming capability, including experience with R, Python, SQL, machine learning and predictive analytics.
- Proven ability to translate complex analytical insights into commercial recommendations and pricing decisions.
- Experience developing pricing, risk, propensity or optimisation models and working with large, complex datasets.
- Strong stakeholder management and communication skills, with experience influencing senior decision-makers.
- Track record of delivering analytical solutions, automation or transformation initiatives that improve business outcomes.
- Degree-qualified in a quantitative discipline (e. g.
Data Science, Statistics, Mathematics, Actuarial Science, Economics or Computer Science); actuarial qualification or equivalent professional experience would be advantageous.
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Lead Pricing Scientist - Hybrid Working employer: Guardian1821
Guardian is an excellent employer that fosters a collaborative and dynamic work culture, where innovation and relationship-building are at the forefront of our mission. As a Business Development Manager, you will benefit from ongoing professional development opportunities and a supportive environment that values your contributions, all while working in a flexible setting that accommodates both virtual and face-to-face interactions with key industry players.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Pricing Scientist - Hybrid Working
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Guardian1821. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Lead Pricing Scientist - Hybrid Working
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Guardian1821.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Guardian1821's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Guardian1821
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Guardian1821.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Guardian1821 will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Guardian1821 employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
