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For Companies At a Glance
- Tasks: Lead data-driven strategies to maximize lending opportunities and enhance customer communication.
- Company: Carmoola is a fast-growing fintech revolutionizing car finance with over £150M raised.
- Benefits: Enjoy a competitive salary, equity options, and a hybrid working model in a vibrant office.
- Why this job: Join a dynamic team making a real impact in the fintech space while growing your skills.
- Qualifications: Bachelor's or higher in a STEM field, 5+ years in analytics, and proficiency in SQL and Python.
- Other info: Don't worry if you don't meet every requirement; enthusiasm and a willingness to learn are key!
The predicted salary is between 64000 - 96000 £ per year.
About Carmoola
Carmoola is a rapidly growing fintech car finance lender and we’re on a mission to empower customers to save money and have the best possible experience when financing a car.
Following a successful launch of the business, we are now doubling down on our acquisition efforts, and looking for a talented analyst who can work cross functionally to deliver significant impact across the marketing and credit risk functions.
Carmoola is a fully automated direct to consumer car finance lender. We have raised over £150M+ and are backed by some of the world’s leading investors. Having just closed our Series A extension funding round and senior debt facility we are now focused on scaling the businesses.
Your role in our mission
We are looking for an exceptional credit and strategy analytics Manager, responsible for finding opportunities to maximise overall NPV of our lending. You will set agenda for our marketing and credit strategies, use data driven insights to unlock sustainable growth, and lead the company’s customer communication strategy.
You will sit in a small, agile, high performing team of data professionals – reporting into the Head of Acquisition and influencing the broader acquisition and performance squads.
Responsibilities
- Analyse and monitor full funnel data across the acquisition journey and implement a test and learn approach to identify new opportunities
- Design and recommend tests and changes to all aspects of acquisition
- Set roadmaps for growth initiatives based on data insights
- Analyse opportunities to increase accept rates while maintaining performance
- Take a data driven approach to prioritisation of initiatives for the acquisition squad
- Build a world class customer communication strategy across the full customer lifecycle
- Take ownership of data products requirements that are needed for monitoring
- Perform pricing testing and analysis to ensure we are balancing product competitiveness with conversion
Need to haves
- Bachelor’s, master’s degree or a PhD in a STEM or a numerical subject
- Experienced with SQL and Python
- 5 years+ experience in an analytically strong financial services provider
- A good understanding of the regulatory environment, especially responsible lending
- Knowledge and understanding of acquisition channels relevant to Carmoola
- Experience analysing data to find growth levers and set strategy
- Deep understanding of credit risk, and selection effects that can impact overall NPV and loan performance
Personality
- Faster learner / self starter
- Thrives in a fast-paced, complex environment
- Positive, high-energy problem-solver
- Open and collaborative
What’s in it for you?
- Competitive Salary (£80-£100K depending on experience)
- Equity/options package
- A vibrant, innovative working environment with a talented, supportive team
- Hybrid working model with a modern office in Primrose Hill London
Thank you for reading, and we can’t wait to hear from you! If you don’t have everything on the list – don’t worry! At Carmoola we love working with smart, enthusiastic people, who are willing to learn.
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Manager - Credit and Strategy Analysis employer: Griffinfire
Contact Detail:
Griffinfire Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Manager - Credit and Strategy Analysis
✨Tip Number 1
Familiarize yourself with Carmoola's mission and values. Understanding their focus on empowering customers and providing a seamless car financing experience will help you align your insights and strategies with their goals during the interview.
✨Tip Number 2
Brush up on your SQL and Python skills, as these are crucial for the role. Consider working on real-world projects or case studies that demonstrate your ability to analyze data and derive actionable insights, which will be valuable in discussions with the team.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully identified growth opportunities in previous roles. Highlight your experience with credit risk analysis and how it has positively impacted NPV and loan performance in your past work.
✨Tip Number 4
Showcase your problem-solving skills by thinking through potential challenges Carmoola might face in scaling their business. Be ready to propose innovative solutions that leverage data-driven insights, demonstrating your proactive approach and strategic mindset.
We think you need these skills to ace Manager - Credit and Strategy Analysis
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Manager - Credit and Strategy Analysis position at Carmoola. Understand the key responsibilities and required skills, especially focusing on data analysis, credit risk, and customer communication strategies.
Highlight Relevant Experience: In your CV and cover letter, emphasize your experience with SQL and Python, as well as your background in financial services. Provide specific examples of how you've used data-driven insights to influence marketing or credit strategies in previous roles.
Showcase Your Analytical Skills: Demonstrate your analytical capabilities by including examples of how you've successfully analyzed data to identify growth opportunities or improve performance metrics. Use quantifiable results to illustrate your impact.
Tailor Your Application: Customize your application materials to reflect Carmoola's mission and values. Mention your enthusiasm for working in a fast-paced fintech environment and your commitment to responsible lending practices.
How to prepare for a job interview at Griffinfire
✨Showcase Your Analytical Skills
Prepare to discuss specific examples of how you've used SQL and Python in your previous roles. Highlight any projects where your analytical skills led to significant improvements in strategy or performance.
✨Understand the Fintech Landscape
Familiarize yourself with the current trends in fintech, especially in car finance. Be ready to discuss how these trends can impact Carmoola's acquisition strategies and customer communication.
✨Demonstrate a Data-Driven Mindset
Be prepared to explain how you approach data analysis and decision-making. Discuss your experience with test and learn methodologies and how you've applied them to identify growth opportunities.
✨Emphasize Collaboration and Communication
Since the role involves working cross-functionally, highlight your experience in collaborative environments. Share examples of how you've effectively communicated insights to influence broader teams and strategies.
