Chief Financial Officer

About Griffin

We’re a fully regulated UK bank that powers the accounts and payments offerings of product‑led fintechs and platforms like Uber, Yonder, Prosper, and Sidekick. By doing the heavy lifting behind the scenes, our customers can focus on what they do best – delivering amazing customer experiences. We’ve grown rapidly since our launch in 2024, and today provide the banking backbone behind products in remittance, payroll, wealth, insurance, proptech, payments, neobanking and more. We’re moving into card issuing, stablecoin infrastructure, and agentic finance next as we continue to support the next generation of product‑led companies.

The Team

Griffin’s Chart team — what most companies call Finance — is our strategic engine room. We strike a careful balance between working closely with commercial and product on what’s possible, and giving management, regulators and the Board a complete, accurate picture of the business. We’re objective and grounded in reality, while also looking to push the limits in terms of how a modern finance team looks and performs.

• FP&A, which supports the business in budgeting, forecasting, MI and new product expansion
• Prudential, responsible for our regulatory reporting and prudential processes including our ICAAP and ILAAP
• Treasury operations, managing our cash, liquidity and funding operations
• Financial Control, which oversees statutory accounting, tax, cost control, and revenue/billing

The Opportunity

Griffin is entering one of its most consequential chapters, a growth phase and an expanding product roadmap. Current key projects include supporting our engineering teams on the technical design of Banksy, our in‑house core banking system, and launching a new card issuing platform. As CFO, you’ll lead the Chart function, report to the CEO, and hold one of the two Executive Director seats on the Board.

What Success Looks Like

In your first 6 months, you’ll have defined the strategy for finance operations and taken full ownership of our regulatory submissions, keeping Griffin compliant and audit‑ready. By 12 months, you’ll have embedded yourself as a key partner to our Product and Engineering teams on Banksy and played a central role in getting our new card issuing platform to market with the right financial foundations in place. While continuing to experience robust triple‑digit percent growth, we’re also orienting the business toward profitability. You’ll lead from the front on financial discipline and make sure the business keeps costs under control while ensuring it is adequately resourced to achieve its growth targets.

Your Role

• Griffin’s financial strategy and operating model, including full ownership of the Chart function and its evolution as we scale
• Chairing the Executive ALCO and overseeing all financial modelling, including ICAAP, ILAAP, Recovery Plan, Exit Plan, and LCP
• All internal and external financial and regulatory reporting, and ongoing compliance with regulatory capital and liquidity requirements
• The relationship with our regulators, liaising with the PRA and FCA as appropriate and representing Griffin with credibility and candour
• Cross‑functional collaboration with Product and Engineering on product build and launch, with a particular focus on pricing strategy and unit economics
• Supporting the CEO on fundraising and broader company growth strategy, including direct engagement with existing and prospective investors
• Driving high performance within the rest of the team and architecting a finance function for the AI era

Your Background

To ensure this, we’re looking for people who have:

• Banking and/or Fintech Experience: You’ve held a senior finance leadership role in banking or fintech and have a solid grasp of the FCA/PRA regulatory environment.
• FP&A: You have a strong background in FP&A, supporting the business in budgeting, forecasting and financial planning.
• Growth‑minded partner, not just a financial gatekeeper: You’re a commercial leader excited to drive revenue growth. You’ve worked directly on pricing strategy, unit economics, and bottom‑line ownership.
• Performant, disciplined, hands‑on: You roll up your sleeves, dig into the details, and move at pace to resolve problems at their root.
• A good craftsman does blame his tools: You’re obsessed with productivity and efficiency, actively seeking out AI and SaaS tools to help the Chart team work faster and smarter.
• Objective: You’re the anchor of reality in a room full of optimism, honest about tradeoffs, focused on achievable targets, and never distracted by unlikely scenario planning.
• Signal, not noise: You take complexity and make it simple, telling accurate stories that drive clarity for investors, the Board, and internal teams.
• Fresh perspective: You’ve built high‑performing teams and see the function as a strategic partner — opening new business lines, spotting commercial opportunities, and driving product development.
• Diplomat and consigliere: You instil confidence by speaking honestly and thoughtfully, staying aligned with the CEO, challenging inconsistencies openly, and focusing on closing conversations rather than opening new concerns.
• Spidey‑sense: You see around corners and can always explain why a concern is real, not just that it exists.
• A love of writing — we have a major amount of written documentation that you will be contributing to, and we place a high degree of importance on clarity and readability.

Nice to Have

• Previous experience at a senior or executive level or previous SMF2 experience
• Prior board experience as an executive director
• Experience of liaising directly with regulatory bodies such as the FCA and PRA
• Experience of being involved with fundraising and liaising with investors

What can we offer you?

• Remote‑first flexibility: Work from anywhere in the UK
• Work from abroad: Up to 20 days a year
• Time off: 25 days’ holiday, bank holidays and a winter break
• Share options: Own a part of what we’re building together
• Pension: Auto‑enrolment into our Penfold scheme
• Insurance: Private medical with Bupa (including family cover) and life insurance with AIG
• Wellbeing: 1:1 coaching and therapy session available through Oliva
• Family leave: Enhanced parental leave with up to 6 months on full pay after two years’ service
• AI tools: Everyone has a Claude subscription on us and access to other premium tools
• Your setup: We’ll support you in creating a comfortable and effective WFH environment

Background Screening

As a bank, we’re committed to maintaining the highest standards of security. The successful candidate will need to complete background screening, and our offer will be conditional upon satisfactory review of these checks. This will include verification of right to work, criminal record, credit history, social media and professional reference checks.

Under Representation

Our goal is for Griffin to proportionally represent the diversity of the working population in society. We’re working to ensure that Griffin is a supportive, empowering and inclusive environment for every member of our team — whatever your combination of race, ethnicity, gender, age, sexual orientation, physical ability, nationality, neurodiversity, and religious beliefs. If you’re part of a group that is under‑represented in fintech, we’d love to hear from you.