Senior AML Specialist

As a Group AML Senior Specialist, you will help shape the company’s Anti‑Money Laundering (AML) and Counter‑Terrorist Financing (CTF) strategy and framework, including Transaction Monitoring, AML Investigations, and AML Reporting. This role sits within the Group Financial Crime Risk and Compliance Team, positioned within the 2nd Line of Defence. It is pivotal in ensuring compliance with global financial crime regulations, as well as ensuring AML and CTF systems and controls are robust and effective in mitigating financial crime risk.

Key Responsibilities

Governance & Oversight

• Support in the development of Group AML & CTF policies ensuring alignment with international financial crime regulatory requirements (e.g., FATF, UK Bribery Act, US FCPA, etc.).
• Oversee results from and collaborate with Financial Crime Quality Assurance (QA), Financial Crime Compliance Monitoring and Testing (CMT), and Internal Audit (IA).
• Support the Group Financial Crime Governance & Risk Team with the development and monitoring of AML & CTF Management Information (MI), including publication of trend analysis reports on a global and regional level for senior management.
• Provide oversight on global AML & CTF issues and incidents, including the review and approval of action plans, due dates, and validation of actions.
• Participate in relevant AML & CTF forums and working groups as required.
• Support in the development and maintenance of AML & CTF typology mapping to ensure comprehensive visibility of financial crime risks, and collaborate with Product Compliance to ensure appropriate coverage.
• Conduct ongoing oversight and challenge of the Customer Risk Scoring Model and Transaction Monitoring systems to ensure effective design and operation.
• Assist the Group Financial Crime Governance & Risk Team in advising on:
  • Country and Industry Risk Assessments
  • Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs)

Advisory and Support

• Collaborate with Group and Regional Teams across Compliance, Product Compliance, Product, and FinCrime Operations, including:
  • Providing AML & CTF subject matter expertise for remediation programs and ad‑hoc escalations.
  • Reviewing and approving new or materially changed AML & CTF systems and controls to ensure global regulatory alignment and effective risk mitigation.
  • Supporting large‑scale AML & CTF initiatives requiring cross‑functional collaboration.
  • Reviewing and approving Product Risk Assessments to ensure appropriate identification and mitigation of money laundering and terrorist financing risks.
  • Supporting Regional Financial Crime Compliance Teams with AML & CTF reviews, escalations, and breach management.
  • Conducting ad‑hoc reviews to assess the adequacy and effectiveness of AML & CTF systems and controls, providing detailed recommendations for improvement.

Knowledge and Awareness

• Review and approve AML & CTF related procedures and operational guidelines.
• Support the Knowledge Delivery Team and FinCrime Operations in developing AML & CTF training needs assessments.
• Oversee and approve group‑wide AML & CTF training material to ensure accuracy, relevance, and timely completion.
• Support the delivery of role‑specific AML & CTF tailored training across teams.

Qualifications

• 3+ years of experience in financial crime compliance, specifically in AML & CTF, with a focus on consumers and legal entities within a global financial institution and/or consultancy.
• In‑depth knowledge of global AML & CTF regulations, risk management frameworks, and control environments.
• Excellent communication skills, with the ability to collaborate across teams and influence senior stakeholders.
• Proven ability to work independently and support various CDD & EDD initiatives, projects, and reviews.
• Strong analytical and problem‑solving skills, with the ability to assess and mitigate financial crime risks.
• International travel may be required.

Seniority level

Associate

Employment type

Full‑time

Job function

Finance