At a Glance
- Tasks: Assess customer finances and make responsible lending decisions.
- Company: Leading UK financial services organisation with a focus on responsible lending.
- Benefits: Competitive daily rate, hybrid work model, and skill development opportunities.
- Other info: Great opportunity for career growth in a supportive environment.
- Why this job: Join a dynamic team and make a real impact on customer journeys.
- Qualifications: Experience in underwriting or credit assessment is essential.
The predicted salary is between 38250 - 46750 £ per year.
Role: Universal Underwriter (Operations) | Leeds or Sheffield | Hybrid
Location: Leeds or Sheffield
Start Date: ASAP
End Date: 3 Months (initially)
Daily Rate: Competitive (Inside IR35)
Are you ready for your next career challenge? Are you an experienced Underwriter or Credit professional looking to take your career in a new direction?
We’re looking for a Universal Underwriter (Operations) to join a leading UK financial services organisation, supporting its retail banking customers and playing a key role in responsible lending decisions. This is an excellent opportunity to use your existing underwriting and credit experience while developing your skills across a broader range of products, customers and business areas.
The role:
As a Universal Underwriter, you’ll be responsible for assessing customers’ financial circumstances when they apply for lending facilities and making well-reasoned, responsible and evidence-based credit decisions. You’ll also work closely with colleagues across the business to improve the customer journey, manage risk and ensure customers receive appropriate outcomes.
Key responsibilities include:
- Assessing customer financial circumstances and lending applications
- Making responsible credit and lending decisions in line with agreed lending standards
- Identifying potential fraud and helping minimise losses and bad debt
- Ensuring all policies, procedures and internal controls are followed
- Providing guidance and feedback to related business areas
- Supporting continuous improvement across the customer journey
- Reviewing policies and procedures and making evidence-based recommendations for change
- Working towards customer satisfaction, revenue and cost-containment objectives
- Ensuring relevant regulatory requirements are understood and applied
- Contributing to strong team performance and positive customer outcomes
What we’re looking for:
We’re keen to hear from candidates with experience in underwriting, credit assessment, lending operations or a related financial services environment. You’ll ideally have:
- Experience assessing lending applications and making credit decisions
- A good understanding of responsible lending and credit risk principles
- Experience identifying fraud, risk and potential financial losses
- Knowledge of relevant regulatory requirements
- Strong analytical and decision-making skills
- Excellent attention to detail
- A customer-focused approach
- The confidence to challenge processes and identify opportunities for improvement
- Strong communication and stakeholder management skills
- An understanding of the wider UK financial services and retail banking environment
Universal Underwriter (Operations) Sheffield employer: Green Professionals
Join a well-established and highly regarded independent Chartered Accountancy practice in Northfleet, where you will thrive in a supportive and friendly environment. As a Senior Practice Accountant, you'll enjoy direct exposure to the Partner, a varied portfolio of clients, and ample opportunities for long-term career progression, making it an ideal place for professional growth and meaningful work.
StudySmarter Expert Advice🤫
We think this is how you could land Universal Underwriter (Operations) Sheffield
✨Join Financial Networking Events
Jump into local finance meetups and conferences — they’re a goldmine for temporary roles in banking and financial services. You can chat with industry professionals and even get leads on upcoming opportunities that might not be posted online yet.
✨Utilise Temp Agencies Specialised in Finance
Reach out to temp agencies that focus on the banking sector. They often have strong ties with various firms and can help you secure short-term gigs that can help beef up your CV and get your foot in the door at firms like Green Professionals.
✨Connect with Alumni from Your Uni
Don't underestimate the power of your university’s alumni network. Many former students are working in banking and can help you find temporary roles or even offer mentorship. Reach out directly or attend alumni events to broaden your circle.
✨Stay Active on Job Boards and Company Websites
Keep your eyes peeled on job boards specifically for finance roles. Companies like Green Professionals might post temporary positions directly on their sites, so make sure to apply there too. Set alerts to catch those roles the moment they go live!
We think you need these skills to ace Universal Underwriter (Operations) Sheffield
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
Highlight Relevant Experience:If you’ve done any internships, part-time roles, or even coursework that aligns with banking or finance, make sure you include those! Showcase specific tasks where you used quantitative skills or analytical thinking, as this is what the hiring managers at Green Professionals will be keen to see in your application.
Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at Green Professionals. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give Green Professionals confidence in your short-term commitment to the role.
How to prepare for a job interview at Green Professionals
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with Green Professionals.
✨Showcase Your Analytical Skills
Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.
✨Highlight Flexibility and Adaptability
For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure Green Professionals that you’re a reliable team player.
✨Demonstrate a Willingness to Learn
In a temporary position, leaning into your eagerness to learn can really set you apart. Be prepared to share how you’re staying updated on industry trends or any additional training you've pursued. Employers appreciate candidates who are proactive about their development—even for short-term roles.
