At a Glance
- Tasks: Support Lending customers and manage loan facilities while ensuring compliance and quality.
- Company: Dynamic financial services firm with a focus on innovation and collaboration.
- Benefits: Competitive salary, hybrid work model, and opportunities for professional growth.
- Other info: Mentorship opportunities and involvement in strategic projects to enhance lending practices.
- Why this job: Join a team that values expertise and continuous development in a fast-paced environment.
- Qualifications: Strong knowledge of financial legislation and proven credit management experience required.
The predicted salary is between 40000 - 40000 £ per year.
Role Overview: Portfolio Specialist - Lending – Nottingham. Permanent, full‑time, 35 hours. Location: Head Office, Nottingham (Hybrid – minimum 2 days per week). Salary: £40,000 (depending on experience).
Responsibilities:
- Act as subject matter expert for Lending customers, supporting the development of in‑life management strategies and controls.
- Conduct loan facility reviews, assess contract variations, manage revaluations, oversee watchlist accounts, and support recovery cases.
- Maintain portfolio quality through strong credit risk assessment and effective use of mandate.
- Mentor colleagues, promoting a culture of expertise and continuous development.
- Apply sound judgement to identify risks, prioritise effectively, and recommend mitigations.
- Stay current with mortgage regulations and ensure processes remain compliant.
- Collaborate with internal teams and external partners to enhance customer outcomes and portfolio performance.
- Contribute to strategic projects to evolve lending practices.
- Produce accurate, timely MI reporting and analysis.
- Ensure compliance with MCOB and Customer Due Diligence (CDD) requirements.
Qualifications:
- Strong knowledge of financial services legislation (MCOB, Data Protection Act, TCF, Consumer Duty) and conduct/operational risk.
- Expertise in company structures, security types, and interpreting financial statements.
- Good understanding of Land Law, conveyancing, land registration, and Housing Act legislation.
- Proven credit management experience, especially across Commercial and Limited Company Buy‑to‑Let, including complex structures and post‑contract variations.
- Ability to analyse and interpret business data to inform decision‑making and planning.
- Track record of delivering results in a fast‑paced, risk‑focused environment.
- Strong stakeholder and relationship management skills, both internal and external, including third‑party partners.
- Excellent communication and leadership capability, with experience coaching and developing colleagues.
- Ability to manage multiple priorities, make sound judgements, and drive continuous improvement and cultural change.
- Good market, customer, and intermediary insight.
- Experience contributing to or leading project workstreams, delivering against objectives.
Benefits: Reward.
Portfolio Specialist in Warrington employer: Grand Arcade
As a Portfolio Specialist at our Nottingham Head Office, you will join a dynamic team that values expertise and continuous development, offering a hybrid work model that promotes work-life balance. We provide competitive salaries, comprehensive benefits, and ample opportunities for professional growth, all within a supportive culture that encourages collaboration and innovation in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Specialist in Warrington
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those who know about lending. A friendly chat can lead to insider info on job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of MCOB and other relevant regulations. We want you to be the go-to expert in the room, so practice explaining complex concepts in simple terms to show off your expertise.
✨Tip Number 3
Showcase your leadership skills! If you've mentored colleagues or led projects, make sure to highlight these experiences during interviews. We love seeing candidates who can inspire and develop others.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for passionate individuals who are ready to make an impact in the lending space.
We think you need these skills to ace Portfolio Specialist in Warrington
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Portfolio Specialist role. Highlight your experience in lending, credit risk assessment, and any relevant qualifications. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you a perfect fit. Don’t forget to mention your understanding of financial services legislation and your mentoring experience.
Showcase Your Achievements:When detailing your work experience, focus on specific achievements that demonstrate your ability to manage portfolios and improve outcomes. We love seeing quantifiable results, so if you’ve led projects or improved processes, shout about it!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets to us quickly and efficiently. Plus, you’ll find all the info you need about the role and our company culture there!
How to prepare for a job interview at Grand Arcade
✨Know Your Stuff
Make sure you brush up on your knowledge of financial services legislation, especially MCOB and the Data Protection Act. Being able to discuss these topics confidently will show that you're not just familiar with the basics but are also a subject matter expert.
✨Showcase Your Experience
Prepare specific examples from your past roles where you've successfully managed credit risk or conducted loan facility reviews. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your achievements.
✨Demonstrate Leadership Skills
Since mentoring colleagues is part of the role, think of instances where you've coached or developed others. Be ready to discuss how you foster a culture of expertise and continuous development within a team.
✨Ask Insightful Questions
Prepare thoughtful questions about the company's lending practices and how they measure portfolio performance. This shows your genuine interest in the role and helps you understand how you can contribute to strategic projects.
