TRAINEE CREDIT ANALYST in Birmingham

TRAINEE CREDIT ANALYST in Birmingham

Birmingham Trainee 24000 - 36000 Β£ / year (est.) No home office possible
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At a Glance

  • Tasks: Assist in credit assessments and analyse financial data to evaluate creditworthiness.
  • Company: Leading financial services firm with a focus on corporate lending and investment banking.
  • Benefits: Competitive salary, performance bonuses, healthcare, and flexible working hours.
  • Why this job: Kickstart your finance career in a supportive environment with real impact.
  • Qualifications: Bachelor's degree in Finance or related field; strong analytical skills required.
  • Other info: Great opportunity for professional development and growth in credit analysis.

The predicted salary is between 24000 - 36000 Β£ per year.

The is a leading financial services firm specialising in corporate lending and investment banking. We are committed to delivering exceptional financial solutions and customer service to our clients across various industries.

We are seeking a motivated and detail-oriented Trainee Credit Analyst to join our dynamic Credit Risk team. This entry-level role offers an excellent opportunity to gain practical experience and develop fundamental skills in credit analysis within a supportive and collaborative environment.

Key Responsibilities
  • Assist senior analysts in conducting thorough credit assessments of new and existing clients.
  • Analyse financial statements, credit reports, and other relevant data to evaluate creditworthiness.
  • Prepare comprehensive credit risk reports summarising findings and recommendations.
  • Monitor industry trends and economic developments that may impact credit risk.
  • Collaborate with other departments such as Relationship Managers and Legal to gather necessary information and ensure accuracy of credit evaluations.
  • Participate in credit committee meetings and provide insights based on analysis.
  • Maintain accurate and up-to-date records of credit evaluations and decisions.
Required Qualifications
  • Bachelors degree in Finance, Economics, Accounting, or related field.
  • Strong analytical skills with a keen attention to detail.
  • Proficiency in Microsoft Excel and financial analysis tools.
  • Excellent verbal and written communication skills.
  • Ability to work both independently and as part of a team.
  • A proactive attitude with a desire to learn and grow within the field of credit analysis.
Preferred Qualifications
  • Prior internship or work experience in finance, banking, or credit analysis.
  • Knowledge of financial modelling and risk assessment techniques.
  • Familiarity with regulatory requirements and compliance standards.
Application Process

If you are passionate about finance and eager to kick start your career as a Credit Analyst, we encourage you to apply. Please submit your CV and a cover letter detailing your interest in the role and relevant experience.

TRAINEE CREDIT ANALYST in Birmingham employer: Graduate financial recruitment

As a leading financial services firm, we pride ourselves on fostering a supportive and collaborative work culture that empowers our employees to thrive. Our Trainee Credit Analyst position offers not only competitive salaries and performance-based bonuses but also comprehensive healthcare and retirement plans, alongside ample professional development opportunities. Join us in a dynamic environment where your growth is nurtured, and your contributions are valued, all while being part of a team dedicated to delivering exceptional financial solutions.
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Contact Detail:

Graduate financial recruitment Recruiting Team

StudySmarter Expert Advice 🀫

We think this is how you could land TRAINEE CREDIT ANALYST in Birmingham

✨Tip Number 1

Network like a pro! Reach out to professionals in the finance industry on LinkedIn or at networking events. We can’t stress enough how valuable personal connections can be in landing that Trainee Credit Analyst role.

✨Tip Number 2

Prepare for interviews by brushing up on your financial knowledge and analytical skills. We recommend practising common interview questions related to credit analysis and being ready to discuss your understanding of financial statements.

✨Tip Number 3

Showcase your enthusiasm! During interviews, let your passion for finance shine through. We want to see that proactive attitude and eagerness to learn – it can really set you apart from other candidates.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.

We think you need these skills to ace TRAINEE CREDIT ANALYST in Birmingham

Analytical Skills
Attention to Detail
Financial Analysis
Credit Assessment
Microsoft Excel
Verbal Communication Skills
Written Communication Skills
Team Collaboration
Proactive Attitude
Financial Modelling
Risk Assessment Techniques
Regulatory Knowledge
Record Keeping

Some tips for your application 🫑

Craft a Tailored CV: Make sure your CV highlights your relevant skills and experiences that align with the Trainee Credit Analyst role. We want to see how your background in finance, economics, or accounting makes you a great fit for our team!

Write a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to express your passion for finance and why you're excited about this opportunity at StudySmarter. Be sure to mention any relevant experience or skills that make you stand out.

Show Off Your Analytical Skills: Since this role involves a lot of analysis, don’t forget to showcase your analytical skills in both your CV and cover letter. Mention any specific tools or techniques you’ve used, especially if you’re proficient in Excel or financial analysis tools.

Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It’s the best way for us to receive your application and get you one step closer to joining our dynamic Credit Risk team!

How to prepare for a job interview at Graduate financial recruitment

✨Know Your Numbers

Brush up on your financial knowledge, especially around credit analysis and financial statements. Be prepared to discuss how you would assess a client's creditworthiness using real examples or hypothetical scenarios.

✨Excel Skills are Key

Since proficiency in Microsoft Excel is crucial for this role, make sure you can demonstrate your skills. Practice common functions and data analysis techniques, and be ready to talk about how you've used Excel in past experiences.

✨Show Your Analytical Side

Prepare to showcase your analytical skills during the interview. Think of specific instances where you've had to analyse data or solve problems, and be ready to explain your thought process and the outcomes.

✨Ask Insightful Questions

Interviews are a two-way street! Prepare thoughtful questions about the company’s approach to credit risk, industry trends, or team dynamics. This shows your genuine interest in the role and helps you gauge if it’s the right fit for you.

TRAINEE CREDIT ANALYST in Birmingham
Graduate financial recruitment
Location: Birmingham

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