At a Glance
- Tasks: Assess credit risk and structure lending transactions for corporate clients.
- Company: Join a dynamic Corporate Clients & Lending team in London.
- Benefits: Competitive salary, bonuses, comprehensive benefits, and professional development opportunities.
- Other info: Collaborative environment with excellent career progression potential.
- Why this job: Make an impact by analysing financial performance and supporting new business activities.
- Qualifications: Strong analytical skills and experience in credit analysis or corporate banking.
The predicted salary is between 60000 - 75000 £ per year.
We are seeking a Corporate Lending Credit Analyst to join our growing Corporate Clients & Lending team in London. This role supports the assessment of new lending opportunities and the ongoing monitoring of a portfolio of corporate clients across sectors including Food & Agriculture, Energy Transition, High-Tech & Digital, and Industrials.
Key Responsibilities
- Assess credit risk and structure lending transactions, including financial modelling, ratings analysis, and business plan evaluation.
- Analyse financial performance, forecasts, management quality, industry dynamics, and deal structures.
- Monitor portfolio risk through annual reviews, covenant testing, and periodic financial assessments.
- Identify early warning signs of credit deterioration and recommend appropriate actions.
- Prepare high-quality credit papers and respond to queries from risk and approval stakeholders.
- Support new business activities through client and market research, working closely with Relationship Managers and Product Specialists.
- Manage priorities effectively to meet review cycles and transaction deadlines.
Skills & Experience
- Strong analytical and numerical skills.
- Experience analysing financial statements and building financial models.
- Solid understanding of credit analysis, lending structures, and covenant protections.
- Excellent written and verbal communication skills.
- Experience in corporate banking, credit risk, leveraged finance, or a related field is preferred.
What We Offer
- Competitive salary and discretionary bonus.
- Comprehensive benefits package, including pension, private medical insurance, and well‑being support.
- Opportunities for professional development and career progression within a collaborative and inclusive environment.
Corporate Credit Analyst employer: Goodman Masson
Join our dynamic Corporate Clients & Lending team in London, where we prioritise a collaborative and inclusive work culture that fosters professional growth. As a Corporate Credit Analyst, you'll benefit from a competitive salary, a comprehensive benefits package, and ample opportunities for career progression while working on impactful lending transactions across diverse sectors. Our commitment to employee well-being and development makes us an exceptional employer for those seeking meaningful and rewarding careers.
StudySmarter Expert Advice🤫
We think this is how you could land Corporate Credit Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Goodman Masson. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Corporate Credit Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Goodman Masson.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Goodman Masson's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Goodman Masson
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Goodman Masson.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Goodman Masson will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Goodman Masson employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
