At a Glance
- Tasks: Lead liquidity portfolio management and optimise strategies for a global transaction banking platform.
- Company: Goldman Sachs, a leading global investment banking firm with a rich heritage.
- Benefits: Diverse opportunities for growth, wellness programs, and a commitment to inclusion.
- Why this job: Make a significant impact on liquidity management in a dynamic, tech-driven environment.
- Qualifications: 10+ years in liquidity or balance sheet management with strong analytical skills.
- Other info: Join a diverse team dedicated to innovation and client success.
The predicted salary is between 72000 - 108000 £ per year.
TRANSACTION BANKING
Our mission is simple: provide a global transaction banking platform that is nimble, secure, and easy for clients to use. We have delivered a modern, digital-first transaction banking platform to serve GS’ varied client base. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up designed to solve some of the most complex operational needs in the industry. We aim to help our clients achieve Working Capital efficiency gains by optimizing their short term liquidity needs and simplifying their Cash Management operations. We do so by delivering a best-in-class digital solution that helps clients manage their liquidity movements, foreign exchange and payments enabling international treasury operations and commerce. We’re a team of diverse Treasury and Payments specialists helping our clients solution and build for the future.
Role Overview
The Head of Liquidity Portfolio Structuring is responsible for the strategic management and optimisation of TxB’s liquidity portfolio, ensuring resilience of the balance sheet under normal and stressed conditions whilst supporting the business growth through effective pricing, structuring and data driven insights. The role acts as an interface between Treasury, Finance, Liquidity Risk and Coverage translating liquidity constraints into actionable portfolio strategies, pricing frameworks and business guidance.
Responsibilities
- Own the design, optimisation and ongoing management of the liquidity portfolio across currencies and legal entities.
- Ensure alignment with internal risk appetite, regulatory requirements (eg LCR, NSFR) and funding strategy across TxB legal entities.
- Analyse balance sheet dynamics, including maturity transformation and funding concentrations.
- Act as a senior counterpart to Treasury, ensuring day to day funding decisions are informed by structural liquidity considerations.
- Partner with Product and Coverage teams to embed liquidity costs into product design and deal structuring.
- Support strategic pricing decisions to balance profitability, growth and balance sheet efficiency.
- Build and oversee robust data frameworks to monitor liquidity usage, drivers and profitability by product, client and business line.
- Leverage analytics to identify trends, inefficiencies and optimisation opportunities.
- Produce clear, senior level insights and recommendations for management and governance forums.
Skills & Experience Required
- Significant experience (10+ years) in liquidity management or balance sheet management within a bank or financial institution.
- Proven ability to translate complex liquidity concepts into commercial and strategic decisions.
- Advanced analytical skills with strong data interpretation and problem-solving capabilities.
- Experience in portfolio optimisation, structuring or funding strategy.
- Proactive, outcome driven and able to influence multiple senior stakeholders.
About Goldman Sachs
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We’re committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process.
Transaction Banking, Head of Liquidity Portfolio Structuring, Vice President/Executive Director[...] employer: Goldman Sachs
Contact Detail:
Goldman Sachs Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Transaction Banking, Head of Liquidity Portfolio Structuring, Vice President/Executive Director[...]
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and banking sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Tip Number 2
Prepare for those interviews by researching the company inside out. Understand their liquidity management strategies and how they align with your skills. We want you to walk in feeling confident and ready to discuss how you can contribute to their mission of providing a nimble and secure transaction banking platform.
✨Tip Number 3
Showcase your analytical skills! Be ready to discuss specific examples of how you've used data to drive decisions in liquidity management. We love candidates who can translate complex concepts into actionable insights, so make sure you highlight your experience in portfolio optimisation and structuring.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always on the lookout for proactive, outcome-driven individuals who can influence senior stakeholders. Let’s get you on board!
We think you need these skills to ace Transaction Banking, Head of Liquidity Portfolio Structuring, Vice President/Executive Director[...]
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in liquidity management and balance sheet optimisation. We want to see how your skills align with our mission of providing a nimble and secure transaction banking platform.
Showcase Your Analytical Skills: Since the role requires advanced analytical skills, don’t shy away from including specific examples of how you've used data to drive decisions in your previous roles. We love seeing how you can turn complex concepts into actionable insights!
Be Clear and Concise: When writing your application, keep it straightforward and to the point. We appreciate clarity, so make sure your key achievements and experiences stand out without unnecessary fluff.
Apply Through Our Website: We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Goldman Sachs
✨Know Your Liquidity Inside Out
Make sure you have a solid grasp of liquidity management concepts and how they apply to the role. Brush up on key metrics like LCR and NSFR, and be ready to discuss how you've used these in past roles to drive strategic decisions.
✨Showcase Your Analytical Skills
Prepare to demonstrate your advanced analytical skills during the interview. Bring examples of how you've interpreted complex data to inform balance sheet management or portfolio optimisation, and be ready to discuss the outcomes of those analyses.
✨Understand the Business Landscape
Familiarise yourself with the current trends in transaction banking and liquidity management. Be prepared to discuss how these trends could impact the company's strategy and how you can contribute to navigating these challenges.
✨Engage with Stakeholders
Highlight your experience in influencing senior stakeholders. Prepare examples of how you've successfully collaborated with Treasury, Finance, and Product teams to align liquidity strategies with business goals, showcasing your ability to communicate complex ideas clearly.