At a Glance
- Tasks: Join our team to manage credit risk and analyse financial strength in a dynamic environment.
- Company: Goldman Sachs is a leading global investment banking and securities firm, committed to diversity and inclusion.
- Benefits: Enjoy professional growth opportunities, wellness programs, and a supportive work culture.
- Other info: This is an entry-level, full-time position based in London.
- Why this job: Gain diverse financial experience while working on impactful projects in a collaborative setting.
- Qualifications: Bachelor's degree with 1-3 years of experience; strong analytical and communication skills required.
The predicted salary is between 43200 - 72000 £ per year.
Risk, Credit Risk - Asset Finance, London, Analyst
Join to apply for the Risk, Credit Risk - Asset Finance, London, Analyst role at Goldman Sachs
Risk, Credit Risk - Asset Finance, London, Analyst
Join to apply for the Risk, Credit Risk - Asset Finance, London, Analyst role at Goldman Sachs
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RISK
Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments and technology is critical for success.
Job Description
RISK
Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments and technology is critical for success.
BUSINESS UNIT
Credit Risk (CR) is responsible for managing the firm\'s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm\'s risk appetite.Credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied, and multi-dimensional work environment.
Responsibilities
- Risk underwriting asset-based financing (e.g. loans secured discrete commercial real estate mortgage transactions, auto or loan portfolio warehousing and other collateral), including review of transactions, participate in approval process, and make recommendation of appetite
- Conducting in-depth analysis to assess the credit and financial strength of borrowers and counterparts in the REIT/Corporate Real Estate sector by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Review derivative and funding transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses
- Identify and escalate notable industry and performance trends and recommend appropriate action to senior team members
- Monitor the performance of counterparties in the portfolio, including adherence to covenants and analyzing the counterparties\' performance relative to budget and/or underwriting expectations
- Support Credit Risk management senior leadership with analysis, reporting and presentations
- Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Asset & Wealth Management, Global Banking & Markets, Controllers, Legal and Operations
- Bachelor\'s degree, 1- 3 years of experience
- Strong willingness to learn in fast paced, team-based environment with a positive attitude required
- Strong interest and familiarity with finance, financial markets, and economic developments. Knowledge of credit risk, financial & equity markets, Structured Finance and/or Commercial Real Estate Financing is beneficial
- Strong analytical, communication, and organizational skills required
- Attention to detail, curious, motivated, self-starter, flexible and quick learner
- Team player with an ability to work effectively with colleagues in other regional offices
- Strong organizational skills and the ability to manage multiple assignments concurrently
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We\'re committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: The Goldman Sachs Group, Inc., 2023. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.
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#J-18808-LjbffrRisk, Credit Risk - Asset Finance, London, Analyst employer: Goldman Sachs
Goldman Sachs is an exceptional employer, offering a dynamic work environment in the heart of London where risk professionals can thrive. With a strong commitment to diversity and inclusion, employees benefit from extensive training and development opportunities, as well as a culture that encourages collaboration and innovation. The firm not only prioritises professional growth but also supports personal well-being through various wellness and mindfulness programmes, making it a rewarding place to build a career.
StudySmarter Expert Advice🤫
We think this is how you could land Risk, Credit Risk - Asset Finance, London, Analyst
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Goldman Sachs looking for candidates who are engaged and informed.
We think you need these skills to ace Risk, Credit Risk - Asset Finance, London, Analyst
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Goldman Sachs. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Goldman Sachs
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Goldman Sachs’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
