Global Banking & Markets - London - Associate / Vice President - Business Analyst

Global Banking & Markets - London - Associate - Business Analyst location_on London, Greater London, England, United Kingdom

Payments Engineering Business Analyst (Associate / VicePresident)

WHO WE ARE

At Goldman Sachs, our Engineers don’t just make things – we make things possible. Change the world by connecting people and capital with ideas. Solvethe most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systems,architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering tocontinuously turn data into action. Create new businesses, transform finance, and explore a world of opportunity at the speed of markets. Engineering, which is comprised of our Technology Division and global strategists groups, is at the critical center of our business, and our dynamicenvironment requires innovative strategic thinking and immediate, real solutions. Want to push the limit of digital possibilities?

THE TEAM

Payments lay at the heart of what we are doing in Corporate Cash Management and our mission is to build a market leading payment platform that meetsour corporate client's needs. We are starting with a clean slate and one singular goal in mind: Build a highly scalable, resilient, 24x7 available cloud-basedpayment platform that our corporate clients can run rely on to run and grow their businesses.

HOW YOU WILL FULFILL YOUR POTENTIAL

As a Technical Payments Business Analyst (Associate / Vice President) within our Payments Engineering organization, you will bridge the gap betweenbusiness strategy and technical execution. Leveraging your software engineering or technical background, you will dive deep into the system architecture,understand complex data flows, and translate high-level business and product requirements into robust technical specifications and system designs. You will collaborate closely with developers, architects, product managers, and operations teams to design scalable payment solutions. Your domainexpertise in global payment rails and messaging standards (such as ISO 20022) will enable you to guide the engineering team through compleximplementations, manage application lifecycles, and coordinate key compliance and attestation processes. This is a highly flexible role with significantgrowth potential, offering a clear path to transition into technical leadership or management.

RESPONSIBILITIES AND QUALIFICATIONS

Key Responsibilities:

• Technical Requirements & Design: Partner with product managers and business stakeholders to elicit requirements, and translate them intodetailed technical specifications, system designs, and clear user stories for the engineering team.
• System & Architecture Understanding: Leverage your technical background to understand system dependencies, data models, and APIintegrations, ensuring proposed solutions are technically feasible and align with platform architecture.
• Stakeholder Management: Act as a key liaison and trusted partner between Payments Engineering, Product Management, Operations, andCompliance to align on priorities, manage expectations, and drive delivery.
• Payment Domain Leadership: Serve as a subject matter expert on payment processing, messaging standards (e.g., ISO 20022), and clearingnetworks, helping to guide the technical implementation of payment features.
• Compliance & Attestation Support: Coordinate and support annual scheme attestations, audits, and evidence collection for key payment rails,ensuring the platform meets all regulatory and operational standards.
• Agile Delivery: Actively participate in and drive Agile ceremonies (Scrum/Kanban), manage the technical backlog, and help unblock developersduring the implementation phase.

Basic Qualifications:

• Education & Background: B.S. or higher in Computer Science, Software Engineering, or a related technical field (or equivalent practicaltechnical experience).
• Experience: Minimum 3 years of professional experience in a technical business analyst, systems analyst, or techno-functional product rolewithin a payments or financial technology environment.
• Technical Acumen: Strong understanding of software development lifecycles (SDLC), system architecture, APIs, and data modeling, with theability to read technical documentation and discuss system designs with developers.
• Payments Expertise: Deep knowledge of payment processing, transaction lifecycles, and messaging standards, specifically ISO 20022 andlobal/domestic payment rails.
• Stakeholder Management: Proven track record of managing diverse stakeholders, bridging the gap between highly technical engineering teams and non-technical business partners.
• Agile Methodologies: Comfort working in Agile operating models (practical experience with Scrum / Kanban, Jira, and Confluence).

Preferred Qualifications:

• Prior experience as a software developer or systems engineer before transitioning into a business analyst or product role.
• Familiarity with UK domestic payment rails (FPS, CHAPS, BACS) and experience handling annual scheme attestations or compliance audits.
• Experience with payment vendor products (e.g., Finastra GPP, Volante, Fircosoft) or cloud-native payment architectures (e.g., AWS).
• Understanding of payment regulations (e.g., PSD2/PSD3, Open Banking) and AML/sanctions screening.
• Ambition and capability to grow into a leadership or people-management role within a fast-paced engineering organization

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more:

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

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