Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Evaluate loan performance, assess credit risk, and build financial models.
- Company: Dynamic bank in London with a focus on structured lending.
- Benefits: Competitive salary, health care, pension, and discretionary bonus.
- Other info: Great opportunity for career growth in a supportive environment.
- Why this job: Join a team where your analytical skills can make a real impact.
- Qualifications: Experience in credit analysis, financial modelling, and strong Excel skills.
The predicted salary is between 55000 - 65000 £ per year.
Structured lending team in London are in the market to recruit a credit experienced Analyst or Senior Analyst with strong Excel modeling skills.
Do you have the following experience?
- Strong analytical background with experience in credit analysis, financial modelling, cashflow forecasting, structured lending?
- Advanced Excel modelling (cashflow modelling, scenario analysis, sensitivities, debt/equity structuring)?
- Experience assessing loan portfolios, real estate assets, or SME/mid-market borrowers?
- Ability to interpret financial statements, management accounts, and borrower data?
If you have answered yes to the above, this may well be a great time to join this bank who are looking for someone with your experience.
About the role:
You will play a key analytical role in evaluating loan pool performance, assessing credit risk, building financial models, and supporting end-to-end transaction execution. This role is ideal for an analytically strong candidate with experience in credit analysis, financial modelling, cashflow forecasting, and portfolio monitoring.
- Conduct detailed credit assessment of loan portfolios, financial statements, cashflow trends, servicing data, and delinquency metrics.
- Build early warning indicators and monitoring frameworks to identify emerging risks within the pool.
- Build and maintain sophisticated Excel-based financial models to support back book assessment and forward cashflow analysis with appropriate stress test scenarios.
- Develop cashflow waterfalls for various pool structures and test sensitivities under multiple macroeconomic and performance assumptions.
- Modelling will need to support debt sizing, portfolio optimisation, and transaction economics.
- Conduct or support credit reviews for counterparties and underlying borrowers.
- Support the preparation of high-quality credit papers.
- Support end-to-end transaction execution including due diligence, structuring, internal approvals, and closing processes.
- Produce regular reporting packs with performance commentary, KPI tracking, covenant compliance, and risk metrics.
- Evaluate pool-level and loan-level (typically via cohort and vintages) data to support proactive risk management and re-underwriting.
Analyst (Credit Finance) employer: Gold Group Ltd
Contact Detail:
Gold Group Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Analyst (Credit Finance)
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance world, especially those who work in credit analysis or structured lending. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Show off your Excel skills! When you get the chance to meet potential employers, bring along examples of your financial models or cashflow forecasts. This will not only demonstrate your expertise but also give you a great talking point during interviews.
✨Tip Number 3
Prepare for those tricky interview questions! Brush up on your knowledge of credit risk assessment and portfolio monitoring. We recommend practising with a friend or using mock interviews to build your confidence.
✨Tip Number 4
Don't forget to apply through our website! We have loads of opportunities that match your skills in credit finance. Plus, applying directly shows your enthusiasm and commitment to joining our team.
We think you need these skills to ace Analyst (Credit Finance)
Some tips for your application 🫡
Show Off Your Excel Skills: Make sure to highlight your advanced Excel modelling skills in your application. We want to see how you can handle cashflow modelling, scenario analysis, and all that good stuff. If you've got examples of your work, don't hesitate to share them!
Be Specific About Your Experience: When you're detailing your experience in credit analysis and financial modelling, be as specific as possible. We love numbers and details, so mention the types of loan portfolios or real estate assets you've worked with. This helps us see how you fit into our structured lending team.
Tailor Your Application: Don’t just send a generic application! Tailor your CV and cover letter to reflect the key responsibilities and skills mentioned in the job description. We appreciate when candidates take the time to connect their experience with what we’re looking for.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to keep track of your application and ensure it gets the attention it deserves. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Gold Group Ltd
✨Master Your Excel Skills
Since this role requires advanced Excel modelling, make sure you brush up on your skills. Practice building cashflow models and scenario analyses before the interview. Being able to demonstrate your proficiency with real examples will definitely impress the interviewers.
✨Know Your Credit Analysis Inside Out
Familiarise yourself with credit analysis concepts and be ready to discuss your past experiences. Prepare to explain how you've assessed loan portfolios or real estate assets, and be specific about the methodologies you used. This will show that you have the analytical background they’re looking for.
✨Prepare for Technical Questions
Expect technical questions related to financial statements and cashflow forecasting. Review key metrics and indicators that are relevant to credit risk assessment. Practising how to interpret these documents will help you answer confidently and accurately during the interview.
✨Showcase Your Problem-Solving Skills
This role involves identifying emerging risks and developing monitoring frameworks. Be prepared to discuss a time when you identified a risk in a previous role and how you addressed it. Highlighting your problem-solving abilities will demonstrate your fit for the analytical demands of the position.