At a Glance
- Tasks: Be the go-to person for card schemes, ensuring compliance and smooth operations.
- Company: Join xpate, a dynamic fintech company revolutionising money management.
- Benefits: Enjoy flexible hours, private health insurance, and paid time off.
- Other info: Collaborative culture that values initiative and curiosity.
- Why this job: Make a real impact in the fintech world while learning and growing.
- Qualifications: 1 year in card payments or similar, with strong analytical skills.
As a Card Schemes Operations Specialist, you will act as the key liaison between xpate and the card schemes, supporting operational, compliance, and reporting activities across our card business. You will be responsible for monitoring scheme requirements, coordinating responses to network requests, maintaining critical internal documentation, and ensuring that the organization stays informed and compliant with evolving Visa and Mastercard regulations.
Your role at xpate:
- Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes and operational updates.
- Assess the impact of scheme changes and coordinate implementation with relevant internal stakeholders.
- Prepare and submit mandatory reports to Visa and Mastercard, including compliance, PCI DSS, quarterly, and other scheme-related reports.
- Coordinate and manage responses to requests, enquiries, and investigations from card schemes.
- Maintain internal registers, trackers, and operational records, ensuring that information remains accurate and up to date.
- Own and maintain internal knowledge bases and documentation, including Confluence pages and process documentation.
- Support internal teams with scheme-related guidance and best practices.
- Collaborate with Product, Operations, Compliance, Finance, Risk and Engineering teams to ensure alignment with scheme requirements.
- Contribute to process improvements and operational efficiency initiatives within the card business.
We’re ready to meet you, if…
- At least 1 year’s experience in card payments, card acquiring, payment operations, or a similar payments environment.
- Good understanding of the Visa and Mastercard ecosystems, products, and operational processes.
- Familiarity with scheme rules, compliance requirements, and reporting obligations.
- Strong analytical and problem-solving skills, with the ability to investigate and interpret complex operational matters.
- Excellent attention to detail and organisational skills.
- Strong written and verbal communication skills in English.
- Ability to manage multiple priorities and work independently in a fast-paced environment.
- Experience using Confluence, Jira, or similar documentation and collaboration tools would be advantageous.
What working at xpate looks like:
- A dynamic work environment with real ownership, practical challenges, and continuous learning opportunities.
- The opportunity to work on real fintech infrastructure in a regulated international environment.
- Flexible working hours and a hybrid working model.
- Private health insurance.
- Paid time off and additional company benefits.
- Close collaboration with compliance, risk, product, operations, finance, and IT teams.
- A chance to contribute to a modern legal function supported by automation, structured data, and scalable workflows.
- A collaborative team culture where initiative, curiosity, and accountability are valued.
Why join xpate?
We’re building the financial backbone of the future — where payments move freely and businesses grow without barriers. If you want real impact, freedom to innovate, and work that drives change, xpate is the place for you.
About us xpate’s story
xpate is an all-in-one money management platform built for businesses, fintechs, and regulated industries. Born in Riga and now spreading around the globe, xpate helps digital businesses pay, get paid, and keep money flowing seamlessly and securely across borders, industries, and technologies.
Card Schemes Operations Specialist in London employer: GOhiring
At xpate, we pride ourselves on being an exceptional employer that fosters a dynamic and collaborative work environment. As an HR Specialist, you'll enjoy the freedom to innovate and improve processes while contributing to a people-first culture that values initiative and accountability. With flexible working hours, private health insurance, and continuous learning opportunities, xpate is the perfect place for those looking to make a meaningful impact in the fast-paced fintech industry.
StudySmarter Expert Advice🤫
We think this is how you could land Card Schemes Operations Specialist in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like GOhiring. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Card Schemes Operations Specialist in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to GOhiring.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on GOhiring's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at GOhiring
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with GOhiring.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at GOhiring will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former GOhiring employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
