Risk and Compliance Associate

GoHenry is a UK-based fintech company created by parents to pioneer financial education. More recently, GoHenry moved into Europe and the US by joining forces with French fintech company PixPay and US investing app, Acorns. Together, Acorns, PixPay, and GoHenry have over 6 million members across 5 countries. We are focused on empowering families with engaging money management tools, educational content, and a seamless product experience that creates financial well-being from birth to adulthood.

We are looking for a Risk & Compliance Associate to join our team. You will play a vital role in protecting our customers and the business by identifying potential risks, monitoring compliance with UK financial regulations, and helping to maintain the trust that millions of families place in us.

What you will do at GoHenry:

• Industry Experience: Bring 3+ years of experience working in compliance, risk, or a regulated financial services environment, using your hands-on knowledge to make sound, practical decisions in fast-moving product and marketing contexts.
• Compliance Monitoring: Lead regular compliance monitoring and testing activities to ensure our internal processes and customer journeys align with FCA requirements and our own high standards.
• Risk Assessment & Mitigation: Assist in identifying, assessing, and documenting operational and conduct risks across the business, recommending practical improvements to safeguard the company.
• Policy & Procedure Management: Help maintain and update internal compliance policies to reflect the evolving regulatory landscape in the UK fintech space.
• Support Regulatory Reporting: Help prepare clear, data-driven reports for senior management and regulatory bodies (such as the FCA) regarding our compliance health and risk profile.
• Financial Promotions Review: Review and approve marketing financial promotions for regulated products, ensuring all communications across social media, email, and web are 'fair, clear, and not misleading.'
• Advisory & Collaboration: Work with the Marketing and Product teams during the creative process to provide guidance on risk warnings and compliance requirements for regulated services.
• Team Priorities: Work with your manager and the wider team to establish priorities, including the oversight of new features, infrastructure, and tool building to enhance our risk framework.

What you will bring to GoHenry:

• Compliance Foundations: Proven experience working within a risk or compliance function, ideally within a UK financial services or fintech environment.
• Regulatory Knowledge: A solid understanding of the FCA Handbook (including Consumer Duty) and a keen interest in staying ahead of industry trends.
• Analytical Precision: Strong attention to detail with the ability to spot patterns, anomalies, and potential risks within complex data sets or marketing copy.
• Communication Skills: The ability to explain complex regulatory requirements to non-specialist teams in a professional and approachable way.
• Proactive Ownership: A self-starter mindset with the ability to manage multiple priorities in a fast-paced, growth-oriented environment.
• Relevant Qualifications: A degree in Law, Finance, or a related field, or professional certifications (such as ICA) is highly desirable.

What’s in it for you?

• All the essentials you would expect, including a workplace pension plan, 33 days of holiday (including public holidays), & great company events local & abroad!
• Other Offers:

• GoFlex - Work from Home, Office, or a mix of both
• Your Birthday Day off
• 25 days annual leave, in addition to 8 UK bank holidays
• An excellent Induction & onboarding program with ongoing learning & development throughout your career
• A choice between Bupa Health Cash Plan or Bupa Private Medical
• Death in service – 4x your annual salary from month 1
• Physical and Mental Wellbeing support and platforms for you and your family
• Family-friendly leave policies
• Enhanced maternity leave – 20 weeks full basic pay after 2 years’ service and 26 weeks full basic pay after 3 years’ service
• Paternity leave – 4 weeks full pay after probation
• Salary Sacrifice options

About GoHenry:

We’re on a mission to help every kid be smart with money. Our goal? Create generations of independent, confident young adults, armed with money skills that will set them up for life.

How we do it: We place the power in the hands of young people, giving them the tools they need to master the financial ropes for themselves. They can spend, save, earn, and give with GoHenry’s prepaid debit card and app – because learning through doing really works (and it’s more fun!). All while our unique built-in controls give parents total peace of mind.

We’re proud to say we ranked #38 in Newsweek's Top 100 Most Loved Workplaces in the UK in 2023. We’re one of Tech Track’s top 50 fastest-growing UK companies. We won Finders Kid’s Cards Customer Satisfaction Awards in 2022 and 2023. We won the Tech for Good award at the Better Society Awards 2023. Our kids and parents have donated over £500,000 of their own money to NSPCC via their GoHenry accounts.

But we’re still growing, and that’s why we need you.

GoHenry is an equal-opportunity employer, and we’re on a mission to foster a diverse & inclusive workplace. Individuals seeking employment at GoHenry are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.