Payment Operations Analyst New Riga, Latvia in London

GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. GoCardless processes US$130bn+ of payments annually, across 30+ countries, helping customers collect and send both recurring and one-off payments, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions.

We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States. At GoCardless, we’re all about supporting you! We’re committed to making our hiring process inclusive and accessible. If you need extra support or adjustments, reach out to your Talent Partner — we’re here to help! And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, we encourage you to apply!

The role involves being responsible for the day-to-day execution of our critical payment processes, ensuring timely, accurate, and compliant reconciliation and transaction handling across the globe. Payment Operations is a core part of GoCardless, ensuring money gets from A to B every day. This is an opportunity to get an excellent understanding of the Payments industry and to build your knowledge of bank payments across the world. You will learn how to navigate issues and bring them to resolution while being trained and supported by our growing Operations team in Riga.

What excites you:

• Ensuring timely, accurate and compliant payment processing and taking care of any manual interventions required.
• Being responsible for reconciling our transaction movements to our bank account statements ensuring any anomalies are reported promptly.
• Reviewing, processing and where appropriate challenging chargebacks, including evidence gathering and manual submission.
• Responding to tickets and ad-hoc queries from internal stakeholders about payment statuses.
• Interacting with a number of different teams globally such as Customer Support, Risk and Compliance, Product and Engineering, to tackle our account reconciliations and customers' payment queries.
• Interacting also with external parties such as banks and suppliers to resolve issues.
• Raising, participating in and leading incidents that affect payment processing and/or reconciliation, ensuring no breaches of our customer, banking partner, scheme or regulatory commitments.
• Participating in a scheduled on-call rotation to resolve critical payment incidents.

What excites us:

• Exceptional attention to detail.
• Curiousness to learn and courage to ask questions.
• Ability to prioritise multiple tasks and switch between them effortlessly.
• Sense of ownership and desire to proactively fix problems when they occur.
• Excellent English written and verbal communication skills.
• Strong analytical skills and ability to identify where improvements are needed.
• You’re comfortable with out-of-hours work on an occasional, scheduled basis.
• Previous experience in a corporate environment is beneficial.

We understand this is a hybrid role based in our Riga office, with a requirement to be onsite 3 days per week, working core hours of 10:00 - 19:00 EET.

Base salary range: €1,867 - €2,800 gross, per month. Base salary ranges are based on role, job level, location, and market data. Please note that while we strive to offer competitive compensation, our approach is to pay between the minimum and the mid-point (€1,867 - €2,333 gross, per month) of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fellow employees at GoCardless doing similar work.

The Good Stuff!

• Wellbeing: Dedicated support and medical cover to keep you healthy.
• Work Away Scheme: Work from anywhere for up to 90 days in any 12-month period.
• Hybrid Working: Our hybrid model offers flexibility, with in-office days determined by your team.
• Equity: All permanently employed GeeCees get equity to share in our success.
• Parental leave: Tailored leave to support your life's great adventure.
• Time off: Annual holiday leave based on your location, supplemented by 3 volunteer days and 4 wellness days.

Life at GoCardless: We’re an organisation defined by our values; We start with why before we begin any project, to ensure it’s aligned with our mission. We make it happen, working with urgency and taking personal accountability for getting things done. We act with integrity, always. We care deeply about what we do and we know it’s essential that we be humble whilst we do it. Our Values form part of the GoCardless DNA, and are used to not only help us nurture and develop our culture, but to deliver impactful work that will help us to achieve our vision.

Diversity & Inclusion: 45% identify as women, 23% identify as Black, Asian, Mixed, or Other, 10% identify as LGBTQIA+, 9% identify as neurodiverse, 2% identify as disabled.

Sustainability at GoCardless: We’re committed to reducing our environmental impact and leaving a sustainable world for future generations. As co-founders of the Tech Zero coalition, we’re working towards a climate-positive future.