At a Glance
- Tasks: Manage liquidity and funding operations while preparing high-quality funder reports.
- Company: Go Car Credit, a specialist motor finance lender with a supportive culture.
- Benefits: Competitive salary, flexible working, 25 days holiday, and wellbeing support.
- Other info: Enjoy a positive culture with a casual dress code and great office perks.
- Why this job: Join a dynamic team making a real difference in helping others rebuild their credit scores.
- Qualifications: Experience in cashflow management and strong attention to detail required.
The predicted salary is between 40000 - 44000 £ per year.
Go Car Credit is a specialist motor finance lender supporting those with less than perfect credit scores to get behind the wheel.
Our hire purchase deals don’t just get people a great car – they give people the chance to rebuild their credit score too.
To support strategic growth, we’re looking for a Liquidity and Funding Manager to join our Finance team, based at our Portsmouth office.
The role holder will take ownership and deliver high-quality funder reporting while keeping funding operations running smoothly and under control.
They will also take the lead on preparing reporting packs and supporting schedules, managing funding sweeps, loan sales, and other funding events, and acting as a trusted point of contact for funders.
From handling queries to leading audit support, they will make sure information is accurate, accessible, and delivered with confidence, effectively communicating with both senior and operational stakeholders to approach challenges in a pragmatic, outcome-focused way.
This role will be key in maintaining the integrity of financial data through hands‑on ownership of balance sheet reconciliations and funder accounts, as well as supporting cash forecasting and liquidity management, helping to ensure everything adds up and stands up to scrutiny through staying close to the detail, proactively identifying and resolving issues, and keeping audit trails clear, robust, and ready when needed, while supporting month‑end activities to keep things on track.
The working hours are 37.5 hours per week Monday to Friday, however due to the level of the role we would expect some flexibility.
Responsibilities
- Preparation of regular funder reporting packs, including supporting schedules
- Execution and monitoring of funding sweeps and related reconciliations
- Execution of loan sales and funding events
- Ownership of funder audits with data preparation and evidence gathering
- Responding to funder queries and information requests
- Cash forecasting and liquidity management
- Ownership of key balance sheet reconciliations / funder accounts
- Performing regular control checks to ensure completeness and accuracy
- Identification and investigation of discrepancies and data issues
- Maintaining clear audit trails and documented working papers
- Supporting month end close processes where needed
What you need
- Experience of managing cashflow in previous roles
- Experience of cashflow forecasting
- Excellent attention to detail with a strong sense of ownership and accountability
- Focus on continuous improvement across both quality and performance
- Proactive and self-motivated
- Confident communicator with senior and operational stakeholders
- Pragmatic, strategic, and outcome-focused
- Proven experience of reconciliations, reporting or financial controls role within a similar environment
- Strong proficiency with accounting software and MS Excel
- Comfortable working in excel-heavy, manual environments
- Previous exposure to funders, auditors, or external reporting is desirable but not essential
- Part-qualified/Qualified (CIMA/ACCA/ACA)
In return we offer
- Competitive salary (subject to experience)
- Work-life balance – 37.5 hours per week, hybrid working from our Portsmouth office with a level of flexibility that enables you to have a good work-life balance
- 25 days’ holiday plus bank holidays and a day off for your birthday (FTE)
- Wellbeing support – market leading EAP including 24/7 advice line, counselling for you and your immediate family, menopause support and virtual GP appointments, paid leave when you need it most (company sick pay, time off for medical appointments, emergency dependent leave, compassionate leave and fertility treatment leave)
- Financial support – financial coaching & support through our EAP, a discount platform access, car sharing scheme, discounted gym memberships, free flu vaccinations
- Positive culture with a sociable atmosphere, casual dress code, food and drinks provided in the offices at great business park locations
We encourage applications from people from all backgrounds to join our team at Go Car Credit.
Just as our customers come from diverse backgrounds, so do we, and we treat our team and our customers as individuals – with respect and fairness.
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Liquidity & Funding Manager in Portsmouth employer: Go Car Credit Limited
Go Car Credit Limited is an excellent employer that prioritises empathy and support in its work culture, making it a rewarding place for Customer Care Agents. With comprehensive training and a hybrid working arrangement, employees have the opportunity to grow professionally while making a meaningful impact on customers' lives in Warrington or Portsmouth. The company values work-life balance and offers flexible hours, ensuring a fulfilling and engaging work environment.
StudySmarter Expert Advice🤫
We think this is how you could land Liquidity & Funding Manager in Portsmouth
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Go Car Credit Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Liquidity & Funding Manager in Portsmouth
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Go Car Credit Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Go Car Credit Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Go Car Credit Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Go Car Credit Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Go Car Credit Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Go Car Credit Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
