Risk Investigator

Description

• Analyze various reports, financial statements, bank records, and other sources to identify fraud or other instances of financial crime.
• Sifts through large amounts of data to isolate pertinent information and determine accounts that need further investigation.
• Utilizes numerous internal and external resources to identify ID theft, fraud, money laundering, collusion, bust out and other nefarious activities.
• Performs comprehensive investigations and research to calculate the potential loss / exposure associated with the account.
• Works with Financial Institutions, legal departments and Industry contacts to recover funds.
• Works with law enforcement at local and Federal level to assist with Investigations
• Write investigative summaries for all levels of leadership, law enforcement and regulators.
• Provide post-mortem analysis of cases and make recommendations to prevent future losses.
• Present investigation findings to peers and leadership.
• Partner with Internal departments to collect or distribute sensitive information regarding merchant accounts.
• Update internal systems with investigation findings and resolutions.
• Update, maintain and release ongoing merchant reserves and deposits.
• Obtain and maintain Industry certifications (CFCI)
• Stay up to date on fraud trends through continuous education via industry conferences, training courses and periodical reviews.
• Maintain a working knowledge of all Risk related card brand rules and regulations.
• Maintain a working knowledge of local and company AML guidelines.
• Identify and file suspicious activity reports with regulatory agencies.
• Work with external partners to reach resolutions on non-direct accounts that are identified as problematic.
• Timely and consistent messaging to clients/merchants while delivering superior client experience.
• Work with Sponsor banks and the card brands to resolve risk related items (card testing, identified fraud programs, chargeback programs etc)
• Prepare reports for governing Institutions and agencies (Sponsor Banks, local government, Audit)
• Performs other related duties as required

Required Qualifications

• High School Diploma or equivalent
• 1 year of GPI Risk experience and performing at a Meets Expectations OR 2 years of Risk/Fraud industry experience or 5 years of experience in Payment Processing

Preferred Qualifications

• Associates or Bachelors Degree
• Financial Crimes Investigator certification (CFCI, CFE, CFCS)