Credit Risk Officer

Credit Risk Officer

Full-Time 32000 - 42000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Manage credit lines, build relationships, and analyse credit data to support business growth.
  • Company: Join a forward-thinking finance company with a dynamic culture and strong reputation.
  • Benefits: Enjoy a competitive salary, hybrid working options, and a supportive team environment.
  • Why this job: Be at the heart of credit management while contributing to impactful projects and initiatives.
  • Qualifications: Experience in underwriting or asset finance; ACCA or CIMA studies are a plus.
  • Other info: We value inclusivity and welcome applicants from all backgrounds.

The predicted salary is between 32000 - 42000 £ per year.

Credit Risk Officer Location: Stoke on Trent Salary: £38,000-42,000 Job Type: Full-Time, Permanent

Are you an experienced credit professional looking for your next challenge in a dynamic and fast-paced finance environment? We\’re working on behalf of a forward-thinking and well-established client seeking a Credit Risk Officer to join their Credit & Funding team.

This is a fantastic opportunity to take on a varied role that supports business growth through the effective management of credit lines, funder relationships, and the delivery of insightful credit analysis. You\’ll be at the heart of ensuring credit policies are adhered to while supporting a range of commercial lending activities.

Key Responsibilities:

Prepare and submit credit applications to third-party funders and internal underwriters

Gather and manage customer data

Build strong working relationships with external funders and internal sales teams

Manage facility renewals, credit line tracking, and ongoing portfolio monitoring

Produce accurate management reporting on credit exposure and utilisation

Maintain and update internal systems with credit-related information

Support on boarding of new customers with thorough due diligence checks

Lead or contribute to credit-related projects and training initiatives

Skills & Requirements:

Previous experience in an underwriting or asset finance environment

Beneficial but not essential – studying towards ACCA or CIMAStrong working knowledge of credit risk processes and compliance

Excellent communication and relationship-building skills

Highly organised, with strong numerical and analytical skills

Advanced Excel skills; comfortable working with multiple systems

High attention to detail and a proactive, problem-solving mindset

Financial or accounting qualifications are desirable

Benefits & Package:

A collaborative and supportive working culture

Opportunities to work closely with funders and stakeholders at all levels

Exposure to a wide variety of credit activities across the business

Competitive salary and comprehensive benefits package

Hybrid working environment (where applicable)

To apply for the Credit Risk Officer position, please click on the apply now button and your CV will be sent directly to the responsible recruiter. We will respond to successful applicants within 7 days, however please feel free to get in touch if you would like any further information about your application.

At Gleeson Recruitment Group, we embrace inclusivity and welcome applicants of all backgrounds, experiences, and abilities. We are proud to be a disability confident employer.

By applying you will be registered as a candidate with Gleeson Recruitment Limited. Our Privacy Policy is available on our website and explains how we will use your data.

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Credit Risk Officer employer: Gleeson Recruitment Ltd

Join a forward-thinking and well-established company in Stoke on Trent as a Credit Risk Officer, where you will thrive in a collaborative and supportive work culture. With opportunities for professional growth and exposure to diverse credit activities, you will play a vital role in driving business success while enjoying a competitive salary and comprehensive benefits package. Embrace a hybrid working environment that values inclusivity and fosters strong relationships with funders and stakeholders at all levels.
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Contact Detail:

Gleeson Recruitment Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Officer

✨Tip Number 1

Familiarise yourself with the latest trends in credit risk management. Understanding current market conditions and regulatory changes can give you an edge during interviews, showing that you're proactive and knowledgeable about the industry.

✨Tip Number 2

Network with professionals in the finance sector, especially those who work in credit risk or underwriting. Attend industry events or join relevant online forums to build connections that could lead to referrals or insider information about the role.

✨Tip Number 3

Prepare to discuss specific examples of how you've managed credit lines or built relationships with funders in your previous roles. Having concrete stories ready will demonstrate your experience and problem-solving skills effectively.

✨Tip Number 4

Brush up on your Excel skills, particularly advanced functions that are commonly used in credit analysis. Being able to showcase your proficiency in data management during the interview can set you apart from other candidates.

We think you need these skills to ace Credit Risk Officer

Credit Risk Assessment
Underwriting Knowledge
Financial Analysis
Relationship Management
Data Management
Attention to Detail
Advanced Excel Skills
Numerical Skills
Analytical Skills
Problem-Solving Skills
Compliance Knowledge
Communication Skills
Project Management
Due Diligence

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities of a Credit Risk Officer. Familiarise yourself with credit risk processes and compliance to tailor your application accordingly.

Tailor Your CV: Highlight relevant experience in underwriting or asset finance. Emphasise your analytical skills, attention to detail, and any financial qualifications you possess. Make sure your CV reflects how your background aligns with the job requirements.

Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for credit risk management. Discuss specific experiences that demonstrate your ability to build relationships and manage credit lines effectively. Personalise it to reflect your understanding of the company’s values.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. A polished application shows attention to detail, which is crucial for a role in credit risk management.

How to prepare for a job interview at Gleeson Recruitment Ltd

✨Know Your Credit Risk Fundamentals

Make sure you brush up on your knowledge of credit risk processes and compliance. Be prepared to discuss how these principles apply to the role and provide examples from your previous experience.

✨Demonstrate Analytical Skills

Since the role requires strong numerical and analytical skills, be ready to showcase your proficiency with data analysis. You might be asked to interpret financial data or present a case study, so practice explaining your thought process clearly.

✨Build Rapport with Interviewers

Given the importance of relationship-building in this role, focus on establishing a connection with your interviewers. Show enthusiasm for collaboration and share experiences where you've successfully built relationships with stakeholders.

✨Prepare Questions About the Role

Have insightful questions ready about the company's credit policies, team dynamics, and growth opportunities. This shows your genuine interest in the position and helps you assess if it's the right fit for you.

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