Head of Finance - London

Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and personalized communication. Our advanced automation streamlines the process of collecting overdue invoices for businesses, providing a seamless and effective solution. At Murphy AI, we’re tackling one of the toughest challenges in fintech: making debt recovery more efficient, autonomous and scalable. Our AI-powered agents adapt instantly, engaging with debtors across channels like voice, email and SMS to maximize results while preserving trust. By combining advanced artificial intelligence with powerful automation, we’re setting a new standard for how businesses recover payments.

We are looking for a Head of Finance to build and own Murphy AI’s finance function from the ground up. Your mission is to translate Murphy’s strategy and operating reality into robust financial models, forecasts, and decision frameworks; safeguard cash and compliance; and act as a trusted partner to the CEO on pricing, growth, and fundraising. This is not a reporting role. It is a foundational leadership role with real influence on company direction and long-term value creation.

• Build financial visibility and predictability
• Provide accurate, timely, and decision-ready financial information.
• Own budgets, forecasts, reporting, and variance analysis.
• Ensure leadership can make decisions with full confidence in the numbers.
• Own cash, runway, and financial discipline
• Maintain clear visibility on burn, runway, and scenario planning.
• Proactively manage cash and cost control.
• Eliminate surprises related to liquidity or financial obligations.
• Design scalable finance operations
• Implement accounting, billing, reporting systems, and controls that scale.
• Ensure clean close processes and audit- and investor-ready reporting.
• Safeguard legal, tax, and regulatory compliance.
• Partner on strategy, pricing, and growth
• Own financial modeling for pricing, unit economics, and growth scenarios.
• Provide clarity on margins, cost drivers, and scalability.
• Embed finance into strategic decision-making — not after the fact.
• Lead fundraising and investor readiness
• Partner closely with the CEO on fundraising strategy and execution.
• Build high-quality financial models and data rooms.
• Lead smooth, credible due diligence processes.

• Scale-up & VC-backed experience
• Experience in venture-backed tech companies from Seed to Series B.
• Direct involvement in fundraising and exposure to the VC ecosystem.
• Deep understanding of SaaS / tech unit economics.
• Ability to influence pricing, growth, and prioritization decisions.
• Financial modeling & analytical rigor
• Strong ability to build robust, scenario-based financial models.
• Comfortable operating under uncertainty and evolving assumptions.
• Cash & risk discipline
• Proven track record of managing runway and financial risk in growth environments.
• Anticipates issues early and acts decisively.
• Executive communication
• Able to explain complex financial topics clearly to founders, leaders, and investors.
• Builds credibility and trust at senior levels.
• Functional leadership
• Experience building and managing high talent density finance teams (1–5 people).
• Experience leverage tools and AI for scale.

• Stock options: Because we all build Murphy together – you’ll own a piece of what we’re creating.
• Impact: Be part of our startup journey from day one, playing a key role in our growth and building something meaningful from the ground up.
• Learning: Continuous development through trainings, knowledge-sharing, and exposure to other top-tier startups in our ecosystem.
• Hybrid & Flexible: Our default setup is hybrid – 3 days a week at our office in Poblenou, surrounded by a thriving tech scene, and 2 days of remote work. But if there’s one thing that defines us, it’s flexibility: we trust you to organize your time and space in the way that helps you do your best work.

We believe that hiring is a two-way street: while we get to know you, you also deserve the chance to understand who we are, how we work, and what makes Murphy AI special. Here’s what you can expect:

• First Interview – Getting to Know You: A conversation with a future teammate who’s excited to find a new colleague. We’ll talk about your story, what drives you, and what you’re looking for next—no trick questions, just a genuine exchange.
• Second Interview – Deep Dive: You’ll meet the Hiring Manager and potentially another team member. This is a more technical discussion where we explore your skills in detail, walk through real scenarios, and answer any questions you might have about the role.
• Tech Assessment or Business Case: A practical exercise to see how you approach challenges similar to those you’d tackle at Murphy. You’ll have time to reflect and showcase your thinking—no rush, no surprises.
• Meet the Founders: Finally, meet the founders. It’s the perfect opportunity to experience our culture firsthand and meet more of the team who could soon be your colleagues.

We are committed to building a diverse, inclusive, and equitable workplace where everyone, regardless of background, identity, or experience, feels valued and empowered to thrive. We believe that different perspectives drive innovation and success, and we actively foster an environment where all voices are heard and respected.