Underwriter - Digital focus in London

Underwriter - Digital focus in London

London Full-Time 43200 - 78000 £ / year (est.) Home office possible
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At a Glance

  • Tasks: Underwrite innovative digital insurance products and optimise automated trading.
  • Company: Join a forward-thinking insurance business leading digital transformation.
  • Benefits: Salary up to £65,000, remote work, and opportunities for growth.
  • Why this job: Shape the future of commercial underwriting with tech-driven solutions.
  • Qualifications: Experience in commercial insurance and digital underwriting environments.
  • Other info: Collaborate with diverse teams and influence scalable distribution strategies.

The predicted salary is between 43200 - 78000 £ per year.

We are partnering with a forward-thinking, growing insurance business seeking an experienced Underwriter to play a pivotal role in the underwriting and optimisation of their delegated authority portfolio. This is an exciting opportunity to help shape scalable, technology-led insurance products across commercial lines.

As Digital & E-Trade Underwriter, you will take ownership of underwriting insurance products within a delegated authority framework. You will be instrumental in driving the development, underwriting performance and governance of digital and e-trade property & casualty products. Working closely with Product, IT, Distribution and Capacity Providers, you'll ensure underwriting discipline, pricing adequacy and strong loss performance across both automated and intermediated channels. This role offers the chance to directly influence underwriting rules, referral logic, pricing models and digital customer journeys, contributing to a strategic focus on scalable, tech-enabled growth.

Key Responsibilities
  • Underwrite Commercial Combined quotations, MTAs and renewals from Direct Brokers and via e-trade portals.
  • Act as referral point for cases outside authority.
  • Manage digitally traded risks and automated underwriting outcomes.
  • Handle claims referrals from TPAs with strong policy wording interpretation.
  • Support underwriting performance and governance of digital and e-trade products.
  • Contribute to underwriting rules, referral triggers, rating structures and pricing logic.
  • Collaborate with internal stakeholders to enhance product design and automated journeys.
  • Optimise digital trading efficiency using automation, data and AI solutions.
  • Conduct competitor and market research, particularly around digital propositions.
  • Deliver internal and external training, including digital underwriting rules.
  • Produce monthly performance reporting for capacity holders.
  • Attend insurer meetings and present digital and e-trade portfolio insights.
  • Conduct peer reviews across underwriting teams.
About You

We're looking for a technically strong commercial underwriter who is comfortable operating in both traditional and digital underwriting environments.

Essential Experience
  • Demonstrable experience in commercial insurance products.
  • Background within Delegated Authority, MGA or intermediary environments.
  • Experience underwriting or supporting digital and/or e-trade insurance products.
  • Familiarity with automated underwriting tools and high-volume trading models.
  • Experience working with platforms such as Acturis, Open GI or similar.
  • Strong understanding of commercial insurance wordings.
  • Comfortable using data, MI and underwriting rules to drive performance.
Skills & Attributes
  • Excellent analytical and presentation skills.
  • Confident communicator able to simplify complex technical issues.
  • Highly organised and methodical.
  • Proactive, self-motivated and solutions-focused.
  • Collaborative team player with strong stakeholder management skills.
Why Apply?

Salary up to £65,000. Remote First Business. Be at the forefront of digital transformation in commercial underwriting. Influence scalable, tech-enabled distribution strategies. Work cross-functionally with underwriting, product, IT and insurer partners. Join a progressive business investing in automation, data and AI-driven solutions. Genuine opportunity to shape and develop digital insurance propositions.

If you are a commercially minded underwriter ready to embrace digital innovation and help drive the next phase of growth in delegated authority underwriting, we would love to hear from you. Apply today for immediate consideration.

Underwriter - Digital focus in London employer: Get-Recruited (UK) Ltd

Join a forward-thinking insurance business that prioritises digital transformation and innovation in commercial underwriting. With a remote-first approach, we offer a collaborative work culture that encourages professional growth and the opportunity to influence scalable, tech-enabled insurance products. Our commitment to automation and data-driven solutions ensures that you will be at the forefront of shaping the future of digital insurance.
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Contact Detail:

Get-Recruited (UK) Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriter - Digital focus in London

✨Tip Number 1

Network like a pro! Reach out to your connections in the insurance industry, especially those who are already working in digital underwriting. A friendly chat can lead to insider info about job openings or even a referral.

✨Tip Number 2

Show off your skills! Prepare a portfolio that highlights your experience with digital and e-trade products. Use real examples of how you've optimised underwriting processes or improved performance – this will make you stand out in interviews.

✨Tip Number 3

Stay updated on industry trends! Follow relevant blogs, podcasts, and news sources about digital transformation in commercial insurance. This knowledge will not only help you in interviews but also show your passion for the field.

✨Tip Number 4

Don’t forget to apply through our website! We’ve got loads of opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications!

We think you need these skills to ace Underwriter - Digital focus in London

Underwriting Skills
Commercial Insurance Knowledge
Delegated Authority Experience
Digital Underwriting Proficiency
Automated Underwriting Tools Familiarity
Data Analysis
Stakeholder Management
Analytical Skills
Presentation Skills
Communication Skills
Organisational Skills
Problem-Solving Skills
Collaboration Skills
Market Research Skills
Performance Reporting

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your experience with digital and e-trade insurance products, as well as any relevant tools like Acturis or Open GI. We want to see how your background aligns with our needs!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're excited about this role and how you can contribute to our tech-enabled growth. Be sure to mention your analytical skills and experience in commercial insurance.

Showcase Your Skills: Don’t forget to highlight your analytical and presentation skills in your application. We’re looking for someone who can simplify complex issues and communicate effectively, so give us examples of how you've done this in the past.

Apply Through Our Website: We encourage you to apply directly through our website for the best chance of getting noticed. It’s quick and easy, and we can’t wait to see your application come through!

How to prepare for a job interview at Get-Recruited (UK) Ltd

✨Know Your Digital Underwriting Inside Out

Make sure you brush up on your knowledge of digital and e-trade insurance products. Be ready to discuss your experience with automated underwriting tools and how you've used data to drive performance in previous roles.

✨Showcase Your Analytical Skills

Prepare to demonstrate your analytical abilities during the interview. Think of specific examples where you've used data and MI to influence underwriting decisions or improve processes, as this will resonate well with the role's requirements.

✨Be Ready to Collaborate

Since this role involves working closely with various teams, be prepared to discuss how you've successfully collaborated with stakeholders in the past. Highlight any experiences where you’ve contributed to product design or enhanced digital customer journeys.

✨Ask Insightful Questions

Prepare some thoughtful questions about the company's digital transformation and their approach to tech-enabled growth. This shows your genuine interest in the role and helps you understand how you can contribute to their goals.

Underwriter - Digital focus in London
Get-Recruited (UK) Ltd
Location: London

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