At a Glance
- Tasks: Assess lender portfolios, analyse risk, and shape underwriting decisions.
- Company: Innovative fintech MGA transforming the UK mortgage insurance landscape.
- Benefits: Competitive salary, growth opportunities, and a dynamic work environment.
- Other info: Office-first culture in the heart of London with excellent career progression.
- Why this job: Join a growing team and influence underwriting strategy from the ground up.
- Qualifications: Experience in mortgage lending or credit insurance is a plus.
The predicted salary is between 60000 - 80000 £ per year.
We're supporting a well-backed, fintech-enabled MGA launched by an established mortgage business, building an innovative insurance proposition for UK mortgage lenders and their lending portfolios.
Working directly with the Chief Underwriting Officer, you'll help assess lender portfolios, analyse risk, shape underwriting decisions and play a key role in building the underwriting function as the business grows. This is a genuinely unique opportunity and we're keen to hear from candidates from either a specialist mortgage lending or credit insurance/trade credit background. You don't need experience in both.
Key responsibilities- Assess lender underwriting quality and portfolio risk
- Review loan tapes, arrears, defaults and performance trends
- Produce underwriting recommendations and Credit Committee papers
- Support underwriting governance, risk controls and product development
- Help shape the underwriting framework as the business scales
- Specialist residential or Buy-to-Let underwriting
- Bridging, development or commercial real estate lending
- Portfolio credit risk or lending policy
- Credit insurance or trade credit underwriting
- Credit Committee papers, underwriting governance or portfolio analysis
- Strong underwriting judgement and commercial awareness
- Experience assessing complex secured lending or credit risk
- A hands-on approach and desire to help build something from the ground up
- Excellent analytical and stakeholder management skills
- Work directly with an experienced Chief Underwriting Officer
- Join an ambitious, well-backed business at an exciting stage of growth
- Influence underwriting strategy, products and future direction
- Excellent long-term progression as the business scales
- City of London based with an office-first culture during the early growth phase (3-4 days a week)
Portfolio Underwriter - Secured Lending & Credit Risk in Slough employer: Gerrard White Consulting
Join a dynamic fintech-enabled MGA in the heart of the City of London, where you'll work closely with an experienced Chief Underwriting Officer to shape the future of underwriting for UK mortgage lenders. With a strong emphasis on collaboration and innovation, this role offers excellent long-term progression opportunities as the business scales, alongside a supportive office-first culture that fosters professional growth and development.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Underwriter - Secured Lending & Credit Risk in Slough
✨Tap into Campus Networks
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We think you need these skills to ace Portfolio Underwriter - Secured Lending & Credit Risk in Slough
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Gerrard White Consulting.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Gerrard White Consulting's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Gerrard White Consulting
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Gerrard White Consulting.
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Since this is a full-time position, employers at Gerrard White Consulting will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Gerrard White Consulting employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
