At a Glance
- Tasks: Monitor and enhance portfolio performance in a dynamic home insurance environment.
- Company: Join a high-performing UK insurer with a start-up vibe.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact on pricing strategies and portfolio management.
- Qualifications: 3+ years in personal lines pricing, strong SQL skills, and knowledge of home insurance.
- Other info: Collaborative team culture with a focus on innovation and automation.
The predicted salary is between 36000 - 60000 ÂŁ per year.
Home Insurance Hybrid - 1 day in office p/wk
A high-performing UK insurer is hiring a Senior Portfolio Analyst to join its Technical Pricing & Underwriting function. This is a hands-on, data-led role focused on portfolio performance, net pricing, and the deployment of model and pricing changes across the home market. You’ll monitor underwriting performance down to segment level, identify issues/opportunities, recommend actions, and support the deployment of changes (model overlays, segmented actions, product-driven changes). You’ll work closely with Underwriting and Commercial stakeholders in a fast-paced, “start-up-like” environment.
What you’ll be doing:
- Own day-to-day portfolio and underwriting performance monitoring
- Deliver pricing & underwriting reviews to assess rating adequacy against emerging trends
- Overlay and deploy models (GLM/GBM), and improve the algorithm that sets the final net price
- Source, test and deploy new features via data enrichment and feature engineering
- Help expand pricing/underwriting footprint across the UK home market
- Support loss ratio forecasting and robust performance reporting (AvE, AP/TP, RMI, triangles)
- Improve tooling/methodology through automation and best practice, including regulatory change awareness
What you’ll need:
- 3+ years personal lines pricing/actuarial experience (home insurance strongly preferred)
- Strong knowledge of home insurance products and market/emerging risks
- Practical experience with technical pricing models (GLMs + GBMs) and deployment/overlays
- Strong SQL (core) plus strong working knowledge of R
- Data visualisation experience: Plotly, Shiny/FlexDashboard, Leaflet (or Tableau/Power BI also useful)
- Comfortable working with code/technology; willingness to pick up basic Java (in-house rating system)
- Clear communicator who can explain pricing impacts and challenge constructively
Nice to have:
- Databricks
If you’re a home pricing/portfolio specialist who enjoys owning performance, deploying change, and improving tooling, then please send your CV for immediate consideration.
Senior Portfolio Analyst employer: Gerrard White Consulting
Contact Detail:
Gerrard White Consulting Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Portfolio Analyst
✨Tip Number 1
Network like a pro! Reach out to folks in the insurance industry, especially those working in pricing and underwriting. A casual chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Show off your skills! Prepare a portfolio of your past projects or case studies that highlight your experience with technical pricing models and data visualisation. This will give you an edge during interviews.
✨Tip Number 3
Practice makes perfect! Get comfortable discussing your approach to portfolio performance monitoring and how you've tackled challenges in the past. Mock interviews with friends can help you nail your delivery.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Senior Portfolio Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in personal lines pricing and home insurance. We want to see how your skills align with the role, so don’t be shy about showcasing relevant projects or achievements!
Showcase Your Technical Skills: Since this role involves technical pricing models and SQL, make sure to mention your proficiency in these areas. If you've worked with GLMs or GBMs, let us know! We love seeing candidates who are comfortable with code and technology.
Communicate Clearly: In your application, demonstrate your ability to explain complex concepts simply. We’re looking for clear communicators who can articulate pricing impacts and engage constructively with stakeholders.
Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It’s the best way for us to receive your application and get you on our radar quickly!
How to prepare for a job interview at Gerrard White Consulting
✨Know Your Numbers
As a Senior Portfolio Analyst, you'll be expected to have a strong grasp of data and metrics. Brush up on your knowledge of key performance indicators related to home insurance, such as loss ratios and pricing adequacy. Be ready to discuss how you've used data to drive decisions in your previous roles.
✨Showcase Your Technical Skills
Make sure you highlight your experience with technical pricing models like GLMs and GBMs. Prepare examples of how you've deployed these models in the past and any challenges you faced. If you have experience with SQL or data visualisation tools like Plotly or Tableau, be sure to mention that too!
✨Communicate Clearly
In this role, you'll need to explain complex pricing impacts to various stakeholders. Practice articulating your thoughts clearly and concisely. Consider preparing a few scenarios where you had to communicate difficult concepts and how you made them understandable for non-technical audiences.
✨Be Ready to Discuss Change Management
Since the job involves deploying model changes and improving methodologies, think about times when you've successfully managed change in your previous roles. Be prepared to discuss your approach to identifying issues, recommending actions, and supporting implementation in a fast-paced environment.